USDA VS FHA in Womelsdorf, Berks County, PA

In 2025, the USDA loan limit in Womelsdorf, part of Berks county, PA, is set at $336,500. Meanwhile, the FHA cap for a single-family home is set at $472,030.

Utilize Lendersa® USDA loan calculator to compare today's leading USDA against FHA rates and discover the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, helping you determine which program in best suits your financial situation.

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2025 Loan Limits and Down Payment Requirements in Womelsdorf, Berks, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Alternatives in Womelsdorf, PA

Lendersa® aims to provide the best USDA or FHA loan for you quickly and easily. Choose one of three pathways to connect with compatible lenders and explore USDA loan offerings.

Results from Lendersa USDA loan requests and matches

Understanding USDA Loans in PA

A USDA home loan, backed by the government Department of Agriculture—also known as a USDA rural development loan—is available exclusively in rural areas. Unlike FHA loans that require a 3.5% down payment, the USDA mortgage requires none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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