USDA Vs. FHA Pro and Con comparison in Aguilita, Juana D?az County, PR

In the year 2025, the USDA loan cap in Aguilita, Juana D?az, PR, is $285,000. For a single-family home, the FHA limit is set at $356,362.

Utilize the Lendersa® USDA loan calculator to evaluate today's leading rates between USDA and FHA, identifying the necessary income, credit, reserves, and documentation for qualification. Through our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans in comparison, helping you choose the best program in that aligns with your financial situation.

Evaluate loan offers from 100 lenders

2025 Loan Limits and Down Payment Needs in Aguilita, Juana D?az, PR

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Aguilita, PR

The goal of Lendersa® is to secure the most favorable USDA or FHA loan swiftly and with ease. Choose from three initial pathways that lead to matching lenders and USDA loan opportunities.

Lendersa USDA loan request outcomes and matches

Explaining USDA Loans in PR

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and available solely in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans demand no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Pioneer Mortgage
  • 2508 Whitney Ave, Hamden, CT, 06518
  • Pioneer Mortgage was started in 1999 by Michael Greenberg and Todd Brandi. Michael Geenberg is a graduate of Quinnipiac College. Todd Brandi graduated from University of CT with a degree in Finance and Real Estate Finance and Urban Economic Studies. MORTGAGE BROKER ONLY. NOT A MORTGAGE LENDER OR MORTGAGE CORRESPONDENT LENDER.
  • Newtown Savings Bank
  • 2321 Whitney Avenue, Hamden, CT, 06518
  • Newtown Savings Bank is an equal opportunity and affirmative action employer M/F/D/V. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, veteran status or any other legally protected status.
  • United Investment Bankers LLC
  • 3013 Dixwell Avenue, Hamden, CT, 06518
  • United Investment Bankers LLC have been helping people realize their dream of home ownership since 2003. Here at UIB, we are laser focused on customer service, the best rates available, and timely closings. I have worked for 4 different mortgage companies, Capital Mortgage (now UIBLLC) was where I learned the business from my mentor Steven Kroop.
  • Brookview Financial, Inc.
  • 2321 Whitney Ave, Suite 102, Hamden, CT, 06518
  • Brookview Financial, Inc. is a 25 year old national private mortgage lender with a focus on funding value-add real estate projects, including the purchase and renovation of houses and small balance commercial loans. Since our formation, we have closed over $1 billion in small balance mortgage loans through our portfolio companies
  • The Mortgage Professionals LLC
  • 122 East First Street, Wind Gap, PA, 18091
  • A mortgage broker has the ability to tailor a loan program to meet your personal needs. We offer a variety of rates from multiple lenders. Different investors have a need for money or loans at a certain loan term from time to time. One bank may be very aggressive on a 15 year loan today while another is looking for 30 year paper.
  • The Hutson Company
  • 1244 Main Street, Gardendale, AL, 35071
  • The Hutson Company is a mortgage loan company that serves the entire state of Alabama. We specialize in brokering purchase mortgage loans for new and existing homes and also in refinancing existing mortgages. The Hutson Company has been in business for over 30 years. The Hutson Company does all types of mortgage loans including FHA, VA, USDA
  • Bank 5
  • 79 North Main Street, Fall River, MA, 02720
  • BankFive, based in Fall River, Massachusetts, is the SouthCoast's premier independent community bank, and one of the top regional banks in the area. With 13 convenient banking locations in Swansea, Somerset, Fall River, Dartmouth, New Bedford, Fairhaven, and Bristol, RI, plus lending offices in Woburn, Wrentham, and Cranston, RI.
  • Clay County Bank, Inc.
  • 150 Main Street, Clay, WV, 25043
  • Clay County Bank offers customers and businesses a variety of banking products with big bank features and technology, while maintaining a down-home country atmosphere with friendly people and outstanding customer service. We are home of the Golden Delicious Festival and the Elk River Trail State Park.