For the year 2026, the USDA loan cap in Potala-Pastillo, located in the county of Juana D?az, PR is fixed at $285,000. On the other hand, the FHA limit for a single-family home is prescribed at $356,362.
With the Lendersa® USDA loan calculator, you can compare today's competitive USDA and FHA rates and discern the income, credit, reserves, and documentation required to qualify. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, aiding in the decision of which program in
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| Loan Type | Loan Limit | Down Payment |
|---|---|---|
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
The mission of Lendersa® is to efficiently secure the best USDA or FHA loan options with minimum hassle. Begin by choosing one of three guided pathways that lead to matching lenders with USDA loan programs.
The USDA home loan, endorsed by the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, is available strictly in rural regions. Unlike FHA loans which mandate at least a 3.5% down payment, the USDA mortgage requires no money down.
Enter your location to find out if it qualifies for USDA rural housing loan?
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