USDA and FHA Pro and Con in Santa-Isabel, Santa Isabel County, PR

In 2025, the USDA loan limit in Santa-Isabel, Santa Isabel County, PR is $285,000, in contrast to the FHA limit which is $356,362 for single-family homes.

Using the Lendersa® USDA loan calculator, you can evaluate today's top USDA versus FHA rates and determine the necessary income, credit, reserves, and documentation for qualification. This advanced mortgage calculator visually compares USDA, FHA, Conforming, and VA loans side-by-side, aiding you in selecting the best program in for your financial context.

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2025 Loan Limits and Down Payment Requirements in Santa-Isabel, Santa Isabel County, PR

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in Santa-Isabel, PR

The aim of Lendersa® is to swiftly secure the best USDA or FHA loan for you, effortlessly. Begin with one of three pathways to connect with lenders and USDA loan choices.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PR

The USDA mortgage, endorsed by the U.S. Department of Agriculture and also known as a USDA rural development loan, is applicable to rural areas only. Unlike FHA loans that require a minimum of 3.5% down, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Northern Mortgage
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  • SUPERIOR FINANCIAL SERVICES, INC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
  • Fidelity Federal Savings and Loan Association of Delaware
  • 60 North Sandusky St, Delaware, OH, 43015
  • Fidelity Federal we offer personal loan service from origination to payoff. All loans closed locally! Our loan officers originate, underwrite and close your loan. Your conventional loan is then serviced by us until paid in full. You’ll never have to talk to a phone center about your home loan concerns.
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  • 650 Highway 7 South, Holly Springs, MS, 38635
  • We are a private financial institution for members of our community and surrounding areas. We are a full-service federally insured bank. We provide a large selection of banking products and services, with options to meet every level of need. We offer checking and savings accounts; mortgage loans; personal loans; and small business loans.
  • Commonwealth Community Bank, Inc.
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  • Commonwealth Community Bank Inc of Hartford of Kentucky operates as a financial cooperative. The Bank provides financial solutions such as loans, investment, savings, credit and debit cards, online banking, and other related services. Commonwealth Community Bank Inc serves communities in the State of Kentucky.
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  • 200 Capitol Street, Augusta, ME, 04330
  • Maine State Credit Union is devoted to improving our members'​ financial lives, not just the bottom line. From the CEO to the tellers in the lobby, we embrace this mission every day, in person, online, and over the phone. Membership means better service. That friendly greeting in the lobby is real.
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  • 44 Edison Drive, Augusta, ME, 04330
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  • KV Federal Credit Union
  • 316 West River Road, Augusta, ME, 04330
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  • Capital Area Federal Credit Union is a not for profit, member owned organization that has been proud to serve our community members for over 65 years.We have grown over time but have not forgotten who we are & those who have supported us over the years.We offer a full range of financial products & services; from share accounts to checking accounts.
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  • 130 Holland Street, Anguilla, MS, 38721
  • Bank of Anguilla’s history dates back to its charter in 1904 when local businessmen and farmers came together out of a desire to create a financial institution focused on the economic well-being of the South Delta of Mississippi. Bank of Anguilla has endured the challenging times of the Flood of 1927 and the Great Depression