In 2026, the USDA loan limit in Santa-Isabel, Santa Isabel County, PR is $285,000, in contrast to the FHA limit which is $356,362 for single-family homes.
Using the Lendersa® USDA loan calculator, you can evaluate today's top USDA versus FHA rates and determine the necessary income, credit, reserves, and documentation for qualification. This advanced mortgage calculator visually compares USDA, FHA, Conforming, and VA loans side-by-side, aiding you in selecting the best program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
The aim of Lendersa® is to swiftly secure the best USDA or FHA loan for you, effortlessly. Begin with one of three pathways to connect with lenders and USDA loan choices.
The USDA mortgage, endorsed by the U.S. Department of Agriculture and also known as a USDA rural development loan, is applicable to rural areas only. Unlike FHA loans that require a minimum of 3.5% down, USDA loans require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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