USDA Vs. FHA your options comparison in Cayey, Cayey County, PR
In 2025, the USDA loan limit for Cayey, located in Cayey, PR, is $336,500. In contrast, the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare the current best rates for USDA versus FHA loans. Determine the income, credit, reserves, and documents required for eligibility. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the best program in for your financial needs.
2025 Loan Limits and Downpayment Requirements in Cayey, Cayey, PR
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Cayey, PR
The objective of Lendersa® is to secure the most suitable USDA or FHA loan quickly and without difficulty. Start from one of three pathways that connect you directly with lenders and explore USDA loan programs available to you.
A USDA home loan, backed by the Department of Agriculture, is also called a USDA rural development loan or USDA mortgage, exclusive to rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans need no down payment, offering advantageous terms for eligible borrowers.
25 Lindsley Drive, Suite 209, Morristown, NJ, 07960
Our mortgage representatives specialize in providing home loans to first time home buyers and FHA purchases in Morris County as well the greater New Jersey and New York state area. We deliver an unparalleled level of service and the lowest possible loan rate in the business. Upon this – we have built our reputation, for over a decade
"We are a full service mortgage broker in Morristown, New Jersey with an experienced staff offering expertise in every area of mortgage lending from purchase to refinance to reverse mortgages.
We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates"
In 2005, Bill Edwards, Jim Friddell, and the Mountain Commerce Bancorp board of directors had the vision to develop what would become one of the fastest-growing, state-chartered banks in Tennessee.
By early 2006, Bill and Jim raised $35 million in capital for the new bank holding company, setting a state record.
430 Montbrook Lane, Suite 207, Knoxville, TN, 37919
Apex Bank began in 1931 as the Bank of Camden. After unifying its brands under the Apex Bank umbrella in 2015, the bank experienced tremendous growth. Our ability to adapt and grow has enabled us to respond to changing markets, explore new technologies, and engage in new communities.
5731 Lyons View Pike, Suite 106, Knoxville, TN, 37919
"Since 1990, The Frazier Company has closed more than 155 transactions totaling over 750 million dollars in construction, acquisition, and long term, fixed rate, non-recourse, permanent financing for income producing properties throughout the United States.
The Frazier Company is located in Knoxville, TN, United States"
Browning Capital and Investment Corporation DBA Summit South Mortgage
6000 Walden Drive, Suite 101, Knoxville, TN, 37919
Summit South Mortgage is a full service mortgage company specializing in conventional and government mortgage loans secured by residential real estate. The primary focus of Summit South Mortgage is to offer prompt, efficient service with the most competitive rate quotes available, providing an optimal level of confidence.
Our Philosophy is simple: Life is hard enough; your mortgage shouldn’t be this is why Simple Mortgage Solutions is here to help with all of your mortgage needs. We have over 30 years experience in helping people with their dream of home ownership. Trust us that we will help you with all your mortgage needs.
We are here to help. Feel free to ask any questions you may have about the most sensible financing options for your present or future home. You will soon find MORTGAGESAFE is your local & trusted source for outstanding rates lower monthly payments and prompt personal attention that guides you through the mortgage application process in record time.
