USDA Vs. FHA Pro and Con comparison in Cayey, Cayey County, PR
In 2025, the USDA loan limit for Cayey, located in Cayey, PR, is $336,500. In contrast, the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare the current best rates for USDA versus FHA loans. Determine the income, credit, reserves, and documents required for eligibility. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the best program in for your financial needs.
2025 Loan Limits and Downpayment Requirements in Cayey, Cayey, PR
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Cayey, PR
The objective of Lendersa® is to secure the most suitable USDA or FHA loan quickly and without difficulty. Start from one of three pathways that connect you directly with lenders and explore USDA loan programs available to you.
A USDA home loan, backed by the Department of Agriculture, is also called a USDA rural development loan or USDA mortgage, exclusive to rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans need no down payment, offering advantageous terms for eligible borrowers.
Our mission is to protect customer deposits through safe and sound operations of the bank, to be leaders in supporting our community while providing an above average return on our stockholders' investments and providing our employees with an excellent opportunity for growth and advancement.
State Bank of Dekalb is a bank with operations in one state. State Bank of Dekalb offers numerous mortgage programs including conventional, FHA, VA, USDA & agricultural loan mortgages.
The State Bank of De Kalb is located in De Kalb with zip code of 75559. You will find the details for this branch with the hours of operation phone numbers, add
springfield City Employees Credit Union is a member-owned financial institution committed to the international credit union philosophy of “People Helping People.” That means we aim to help you build your financial stability. And we do that by returning profits to members in the form of lower loan rates
INB offers personal and commercial banking services. The INB team works to help customers have a life free of financial hardships. We help businesses by handling financial transactions through our lockbox services so they can focus on their core operations. We also provide mortgage and commercial loans.
7550 Hohman Avenue, Building Center, Munster, IN, 46321
Great Horizons Federal Credit Union is located in Munster, IN, United States and is part of the Depository Credit Intermediation Industry. If you are interested in joining Great Horizons FCU - Members of their immediate families. Spouses of persons who died while in the field of memberships of this credit union.
For over 100 years, Peoples Bank has maintained a philosophy of commitment to the customer, a belief that has allowed Peoples Bank to thrive and continue to serve the people of Northwest Indiana. It’s the same philosophy that drives Peoples now as it did in 1910 when the Bank first opened for business.
Illinois Educators Credit Union is a member-owned full-service financial cooperative with over $50M in assets serving 7,000 members. Founded in 1938, IECU operates from two locations in Springfield, Illinois and participates in the Co-Op Network, providing shared branching offices and free ATM locations across the state and country.
915 S Durkin Drive, Suite A, Springfield, IL, 62704
Funeral Service Credit Union, our Board of Directors is elected from and by the membership and serve in a voluntary capacity. Their responsibilities include establishing policies, reviewing and setting dividend and interest rates and ensuring the overall stability of the Credit Union
