USDA Vs. FHA Pro and Con comparison in Guayama, Guayama County, PR
In the year 2025, the USDA loan limit for Guayama, situated in the county of Guayama, PR, is $336,500. Meanwhile, the FHA limit for a single-family residence is $472,030.
Utilize the Lendersa® USDA loan calculator to assess the top available USDA compared to FHA rates. Determine the needed income, credit, reserves, and document needs for qualification. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side by side, aiding in selecting the best program in for your financial situation.
2025 Loan Limits and Downpayment Requirements in Guayama, Guayama, PR
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Choices in Guayama, PR
The mission of Lendersa® is to deliver the best possible USDA or FHA loan quickly without unnecessary hassle. Choose from three pathways to align with lenders and discover USDA loan programs available for you.
A USDA home loan, guaranteed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage, and is limited to rural areas. In contrast to FHA loans that require at least a 3.5% down payment, USDA loans require none, which is highly advantageous for qualified borrowers.
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