USDA Vs. FHA Pro and Con comparison in Guayama, Guayama County, PR
In the year 2025, the USDA loan limit for Guayama, situated in the county of Guayama, PR, is $336,500. Meanwhile, the FHA limit for a single-family residence is $472,030.
Utilize the Lendersa® USDA loan calculator to assess the top available USDA compared to FHA rates. Determine the needed income, credit, reserves, and document needs for qualification. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side by side, aiding in selecting the best program in for your financial situation.
2025 Loan Limits and Downpayment Requirements in Guayama, Guayama, PR
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Choices in Guayama, PR
The mission of Lendersa® is to deliver the best possible USDA or FHA loan quickly without unnecessary hassle. Choose from three pathways to align with lenders and discover USDA loan programs available for you.
A USDA home loan, guaranteed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage, and is limited to rural areas. In contrast to FHA loans that require at least a 3.5% down payment, USDA loans require none, which is highly advantageous for qualified borrowers.
We are a full service, delegated lender licensed in RI, MA, CT, and NH specializing in residential and commercial lending for purchase and refinance transactions. Our business is generated solely on referrals from our network and our valued clients with comments always revolving around one central theme.
Clay County Bank offers customers and businesses a variety of banking products with big bank features and technology, while maintaining a down-home country atmosphere with friendly people and outstanding customer service. We are home of the Golden Delicious Festival and the Elk River Trail State Park.
SimplyBank is a privately-owned community bank where local bankers make local decisions. Built on more than 130 years of service to East Tennessee and Northwest Georgia, we remain motivated to deliver simply exceptional experiences to every community we serve through seamless financial solutions.
The mission of Chessie Federal Credit Union is to provide personal financial services to our membership in an efficient, friendly & convenient manner. The credit union idea was brought to Cumberland, Maryland when nine area men deposited a total of $65.00 to form the Cumberland B&O Employees Federal Credit Union.
Potomac FCU is to help members achieve their financial goals by providing valuable financial products and services, creating a source of credit at fair and competitive rates while maintaining a friendly community focused culture. Potomac Federal Credit Union is committed to providing a website that is accessible to the widest possible audience.
ACT 1st Federal Credit Union was formerly Allegany County Teachers Federal Credit Union. The Credit Union was formed in 1950 by pooling funds from several teachers in the Allegany County School system. Today, the Credit Union serves individuals who live, work, worship, attend school in and businesses and other legal entities.
First Peoples Community Federal Credit Union is a member-owned cooperative committed to meeting the ongoing financial needs of its members in a safe, prudent personal manner, with the best service possible. As a community credit union, we support the development and expansion of the community.
First Mortgage Services understands that the purchase of a home, for many families, is the most important financial transaction that they will experience. We are committed to providing quality, personalized service and will take the time necessary to explain the mortgage loan that best meets the homeowner’s needs.
First Northern Bank & Trust Co, originally founded in 1907 as First National Bank of Palmerton, is the sole-subsidiary of Palm Bancorp, ( a unitary bank holding company). We are now a Fed-Member, State chartered bank with11 branches in four counties across Northeast Pennsylvania, including Monroe, Carbon, Lehigh and Northampton.
