In 2025, the USDA loan limit for Cidra in Cidra, PR is $336,500, while the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's best rates between USDA and FHA, and assess the necessary income, credit, reserves, and documentation requirements for qualification. Our advanced mortgage calculator places USDA, FHA, Conforming, and VA loans side by side, enabling you to choose which program in aligns best with your financial situation.
Loan Limits and Down Payment Requirements in Cidra, Cidra County, PR for 2025
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
FHA and USDA Loan Alternatives in Cidra, PR
The objective of Lendersa® is to swiftly provide you with the best USDA or FHA loan with minimal hassle. Start by choosing one of three paths that will match you with lenders and deliver USDA loan programs tailored to your needs.
A USDA home loan, supported by the U.S. Department of Agriculture, is also referred to as a USDA rural development loan. It is available exclusively in rural neighborhoods and, unlike FHA loans which require a minimum 3.5% down payment, the USDA mortgage requires no down payment.
Fairmont Federal Credit Union is a not-for-profit financial organization, democratically controlled, owned and operated by our members for the benefit of all who belong.
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Security Federal Providing excellent service to our customers is our primary objective. Each employee must be committed to excellence in order to achieve this objective. As a small community Bank where each employee has contact with customers, YOU represent the Bank. Our actions and attitude can either gain customers or lose them.