In 2025, the USDA loan limit for Cidra in Cidra, PR is $336,500, while the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's best rates between USDA and FHA, and assess the necessary income, credit, reserves, and documentation requirements for qualification. Our advanced mortgage calculator places USDA, FHA, Conforming, and VA loans side by side, enabling you to choose which program in aligns best with your financial situation.
Loan Limits and Down Payment Requirements in Cidra, Cidra County, PR for 2025
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
FHA and USDA Loan Alternatives in Cidra, PR
The objective of Lendersa® is to swiftly provide you with the best USDA or FHA loan with minimal hassle. Start by choosing one of three paths that will match you with lenders and deliver USDA loan programs tailored to your needs.
A USDA home loan, supported by the U.S. Department of Agriculture, is also referred to as a USDA rural development loan. It is available exclusively in rural neighborhoods and, unlike FHA loans which require a minimum 3.5% down payment, the USDA mortgage requires no down payment.
The JRS Home Loans team is dedicated to helping you find & fund the home of your dreams. Contact a JRS Home Loans specialist today to start your search for a new home or mortgage loan. We make it easy for you to get pre-approved for your home loan. You have enough to worry about, we’ll handle all of the headaches & walk you through the process.
Irving City Employees Federal Credit Union (ICEFCU) is a member-owned and controlled financial cooperative that is dedicated to providing the best possible financial services to meet our member’s needs. Our goal is to always provide these services in an efficient and friendly manner.
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First Community Bank was originally founded under the name of the Farmers Bank. It opened its doors for business on July 17, 1911. The original officers of the Farmers Bank were John A Paul, President, John H. Owen, Vice-President and Alexander M. Paul, Cashier. Directors of the bank were John A. Paul, Alexander M. Paul, John H. Owen, S.C Chambers.
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Gas & Electric Credit Union proudly serves employees and retirees of MidAmerican Energy, the City of Rock Island, BITCO Insurance, Illinois Casualty Company, Rock Island Corps of Engineers, Friendship Manor, Rock Island Milan School District, Downtown Rock Island District Businesses and many other local, small businesses
