USDA Vs. FHA your options comparison in Guayanilla, Guayanilla County, PR
For the year 2026, within Guayanilla in Guayanilla, PR, the USDA loan maximum is $336,500, while the FHA limit stands at $472,030 for single-family homes.
Utilize the Lendersa® USDA loan calculator to assess today's favorable USDA versus FHA rates, determining the required income, credit, reserves, and documents for eligibility. Our refined mortgage calculator allows you to view and compare USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the program in that aligns best with your financial situation.
Exploring Loan Limits and Downpayment Needs for 2026 in Guayanilla, Guayanilla, PR
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Pathways in Guayanilla, PR
The objective of Lendersa® is to secure you the most suitable USDA or FHA loan swiftly and seamlessly. Begin your journey by selecting one of the three routes that lead to aligned lenders and USDA loan programs.
A USDA home loan, informally known as a USDA rural development loan or USDA mortgage, is supported by the Department of Agriculture and offered only in rural locales. Unlike FHA loans that require at least a 3.5% down payment, USDA mortgages are accessible with no down payment requirement.
HHOC Mortgage is dedicated to offering affordable mortgage loans to Hawaii’s homebuyers that are competitively priced. HHOC Mortgage primarily serves low and moderate-income target markets and communities. HHOC Mortgage provides financial support to Hawaii HomeOwnership Center to enable continuance of its mission to provide prospective
At the University of Hawai'i at Manoa, we are a not-for-profit financial cooperative owned and operated by our members. In keeping with our philosophy of "people helping people," we offer a wide range of financial products and services with the highest level of service directed primarily to the University of Hawai'i community.
The Hawaii Law Enforcement Federal Credit Union was originally formed in 1937 as the Honolulu Police Federal Credit Union by a group of police officers. The goal was to create a financial institution to serve the unique financial needs of the employees of the Honolulu Police Department.
1415 Kalakaua Avenue, Suite 209, Honolulu, HI, 96826
Specializing in Large, Fast, Hard Money Loans, secured by Real Estate. Joint Venture, JV partners with cash are available to consider any Hawaii Real Estate Rehab, Fix & Flip or Investment...Hard Money Loans, secured by Real Estate. Joint Venture, JV partners with cash are available to consider any Hawaii
· Ultra Low “Wholesale Mortgage Rates” for Refinances and Purchases! · Over 200 1st Party 5 Star Online Reviews! · Company and Head Broker vetted by Hawaii's Channel 2 TV News and named “The Local Mortgage Expert” · Expertise.com AWARD FOR BEST OF BEST BROKER in California & Hawaii! · A+ Rated and Accredited with the Better Business Bur
1888 Kalakaua Avenue, Suite C312, Kailua, HI, 96815
We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages. We are based in Hawaii, and concentrate on Hawaii only. Broker support available 8am to 8pm. Company updates on current and future compliance issues
1050 Queen St, Suite 100, Office A2, Honolulu, HI, 96814
Duncan Hsia founded Infinite Financial to offer customers the best real estate financing options for their purchases or refinances. Duncan has helped many customers at other mortgage lenders over the years, but was frustrated to be limited to certain products and services. Now, at Infinite Financial, he’ll be able to build a team.
Our executive team consists of industry experts and professionals in the financial and real estate industry. We are well versed when it comes to understanding how a mortgage can affect clients in all areas of their financial life. With a highly dedicated executive team, CF Home Loans is committed to providing an environment to promote teamwork.
1314 South King Street, Suite 1153, Honolulu, HI, 96814
mu-hawaii have been first time home buyers and are home owners just like you. We are invested in being a positive role in your refinance or home purchase now and in the future and also In the ever changing technological landscape, we invest in modern and efficient systems to help insure we are able to provide lower rates and faster close times.
1288 Ala Moana Blvd, Suite 19E, Honolulu, HI, 96814
HAWAII BEST LOANS offers residential mortgage loans in Hawaii from top-notch lenders. We follow a simple formula that has made us one of the most trusted residential mortgage companies in Hawaii. We understand that obtaining a home loan is one of the biggest decisions of your life and we are therefore committed to making the process as easy
1600 Kapiolani Blvd, Suite 633, Honolulu, HI, 96814
Smart Money is a mortgage broker servicing the State of Hawaii. We specialize in conventional, VA, FHA, USDA, portfolio, and hard money residential home loans. Whether you're a first time home buyer or investor, we can help. We have access to many lenders and guidelines, which in turn give you the best options.
