FHA Vs. USDA loan program for Guayanilla, Guayanilla County, Puerto Rico

In 2025, USDA loan limit in Guayanilla, county of Guayanilla, PR is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Guayanilla, PR

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Puerto Rico?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

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(904) 354-8537 1262 miles Lender's profile and map Reviews Community First Credit Union 637 N Lee St, Jacksonville, FL, 32204 Community First, your Northeast Florida credit union. Our members are our number one priority. We are the recognized leader in providing superior financial solutions that improve members' lives while building strong and vibrant communities Community First Credit Union is headquartered in Jacksonville, FL and dedicated to serving.
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(352) 381-5200 1265 miles Lender's profile and map Reviews Radiant Credit Union 405 SE 2nd Place, Gainesville, FL, 32601 We're a credit union, a not-for-profit financial institution proudly serving our community and members for over 60 years. Our members aren’t just customers, they’re owners. This means when you join Radiant Credit Union, you get a voice in how we do business. As a not-for-profit cooperative, we return our profits to our member-owners.
(904) 387-5660 1266 miles Lender's profile and map Reviews First Coast Federal Credit Union 3040 Edison Avenue, Jacksonville, FL, 32254 First Coast Federal Credit Union will provide financial services and personal service for the benefit of its members while maintaining long term financial stability. We are a federally chartered credit union established in 1935. Our members consist of employees of select employee groups (SEGs) and their family members.
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