For the year 2025, within Guayanilla in Guayanilla, PR, the USDA loan maximum is $336,500, while the FHA limit stands at $472,030 for single-family homes.
Utilize the Lendersa® USDA loan calculator to assess today's favorable USDA versus FHA rates, determining the required income, credit, reserves, and documents for eligibility. Our refined mortgage calculator allows you to view and compare USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The objective of Lendersa® is to secure you the most suitable USDA or FHA loan swiftly and seamlessly. Begin your journey by selecting one of the three routes that lead to aligned lenders and USDA loan programs.
A USDA home loan, informally known as a USDA rural development loan or USDA mortgage, is supported by the Department of Agriculture and offered only in rural locales. Unlike FHA loans that require at least a 3.5% down payment, USDA mortgages are accessible with no down payment requirement.
Enter your location to find out if it qualifies for USDA rural housing loan?
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