FHA Vs. USDA loan program for Ponce, Ponce County, Puerto Rico

In 2026, the USDA loan limit for Ponce, located in Ponce County, PR, is $336,500, while the FHA limit for a single-family home is $472,030.

Leverage the Lendersa® USDA loan calculator to compare the top USDA and FHA rates today, identifying needed income, credit, reserves, and documents. Our advanced mortgage calculator allows side-by-side comparison of USDA, FHA, Conforming, and VA loans, helping you choose the best option for your financial needs in Alabama.

USDA and FHA Loan Options in Ponce, PR

Lendersa® strives to connect you with the best USDA or FHA loan, quickly and without trouble. Choose from three initiation points to engage with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in PR

A USDA home loan, backed by the Department of Agriculture, also known as the USDA Rural Development Loan or USDA Mortgage, is exclusively available in rural neighborhoods. Unlike FHA loans that demand a 3.5% down payment, USDA loans require none.

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(845) 225-3688 Lender's profile and map Reviews The Putnam County National Bank of Carmel 43 Gleneida Ave, Carmel, NY, 10512 Putnam County National Bank was established in 1865. We are locally owned and operated. We have been delivering exceptional service to our customers and the communities we serve for over 150 years! Our high level of personal service and dedication is evident as we strive to satisfy our customers' financial needs and improve our communities.
(401) 421-2436 Lender's profile and map Reviews PGE Federal Credit Union 179 West River Street, Providence, RI, 02904 The PGE FCU was established in 1927 to serve the banking needs of the Employees of the United States Postal Service. Since then we have extended that service to certain employees of the USA. Membership is also available to certain family members of existing Credit Union Members. As you will see, we are a full-service financial institution.
(717) 365-6181 Lender's profile and map Reviews The Gratz Bank 32 West Market Street, Gratz, PA, 17030 The Gratz Bank! With the commitment to carry forward unparalleled client service, The Gratz Bank is honored to positively impact lives. We assure you that our mission to execute a significant client experience and competitive product offering will continue to grow as our business expands.
(860) 513-5000 Lender's profile and map Reviews Nutmeg State Financial Credit Union 500 Enterprise Drive, Suite 4A, Rocky Hill, CT, 06067 Nutmeg State Financial Credit Union is a values-driven organization committed to intentional actions and investments to “be the change” in our community. We believe prosperity for all people is possible when the people, businesses and municipalities that define a community are interconnected through meaningful social & economic relationships.
(855) 249-7627 Lender's profile and map Reviews Advance Smart 2264 Silas Deane Highway, Rocky Hill, CT, 06067 Advance Smart offers multiple business financing options with one appication. SBA loans, secured loans, unsecured loans, merchant cash advances, bridge loans, commercial loans, lines of credit, factoring, hard money loans and purchase order financing. We have the best options such as pre-payment discounts, weekly, bi-weekly, monthly.
(860) 721-9501 Lender's profile and map Reviews Connecticut Housing Finance Authority 999 West Street, Rocky Hill, CT, 06067 The Connecticut Housing Finance Authority (CHFA) was created in 1969 by the Connecticut Legislature as a self-supporting quasi-public housing agency charged with the purpose of expanding affordable housing opportunities for Connecticut’s low- and moderate-income families and individuals..
(860) 559-7577 Lender's profile and map Reviews Noreast Mortgage Services 1092 Elm Street, Suite 203, Rocky Hill, CT, 06067 The Noreast Mortgage Services Team is your premier mortgage team located in Rocky Hill, Connecticut. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Rocky Hill area.
(860) 817-0294 Lender's profile and map Reviews Empire Home Loans 1880 Silas Deane Highway, Rocky Hill, CT, 06067 Empire Home Loans is here to make the dream of home ownership become a reality. Our goal at Empire is to provide every client with a loan program that best fits their needs along with their short and long term goals. We offer Empire Home Loan Programs that fit a broad range of client needs
(203) 441-4716 Lender's profile and map Reviews New England Residential Finance, LLC 415 Wolcott Road, Unit 4, Wolcott, CT, 06716 We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending. We have access to a full range of mortgage sources & all of our lending specialists are dedicated to finding the right loan-with the best rates, terms & costs-to meet your unique needs. But that's just the beginning of our service.