USDA and FHA Pro and Con in Sabana-Grande, Sabana Grande County, PR

In 2026, the USDA loan limit in Sabana-Grande, within Sabana Grande county, PR, is $285,000, while the FHA limit for a single-family home is $356,362.

Utilize the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates. Determine the necessary income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the program in that best suits your financial needs.

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2026 Loan Limits and Down Payment Requirements in Sabana-Grande, Sabana Grande, PR

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Opportunities in Sabana-Grande, PR

Lendersa®'s goal is to efficiently secure the best USDA or FHA loan for you without hassle. Choose one of three starting points that match you with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Explaining USDA Loans in PR

A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available only in rural neighborhoods. USDA loans differ from FHA loans, which require a minimum down payment of 3.5%, because no down payment is required, offering significant advantages to qualified buyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



Sabana-Grande Lenders

  • Oriental Bank
  • 17705 Road 2 Building, Suite 2, Aguadilla, PR, 00603
  • Lends in Puerto Rico
  • Since 1964, Oriental has thrived as one of Puerto Rico’s leading banks focused on serving the needs of consumers, businesses, and institutions. With multiple branches throughout the island, it has the second-largest network, and is the third-largest financial institution in core retail and commercial deposits.

  • Puerto Rico Federal Credit Union
  • 55 Resolucion Street, Caparra, PR, 00920
  • Lends in Puerto Rico
  • Puerto Rico Federal Credit Union is a nonprofit cooperative founded in 1960.
    Our offerings include Personal Loans, Secured Loans, New and Used Car Loans, Auto Loan Refinance, Credit Cards, Home Loans, Stock Certificates, Reserve Line, Stock Account, Savings Account, Checking Account and others. services.

  • RF MORTGAGE & INVESTMENT CORP
  • 1148 Fd Roosevelt Ave, San Juan, PR, 00920
  • Lends in Puerto Rico
  • At RF Mortgage we are committed to offering our clients a personalized service. Our goal is to guide & offer our customers the best alternati goes on the market. This service has been the foundation of our success, causing our satisfied clients to be the best advertisement, constantly referring us to friends & family to help their mortgage needs.

  • VAPR Federal Credit Union
  • 2400 Carr.177, San Juan, PR, 00926
  • Lends in Puerto Rico
  • VAPR FEDERAL CREDIT UNION is a nonprofit cooperative founded in 1950 and organized to provide our members with low-cost financial services. We are governed by a volunteer Board of Directors, elected by and for the partners. Being a member of the Cooperative is a privilege that is recognized exclusively to employees in our field of associates.

  • Aceland Mortgage LLC
  • 151 Calle San Francisco, San Juan, PR, 00901
  • Lends in Puerto Rico
  • Aceland Mortgage LLC, (formerly known as Aceltis Financial Group, Inc.) is a mortgage company dedicated to providing our clients with the latest mortgage products at competitive rates with unparalleled knowledge and support. Our team has been working in the front lines of the mortgage space for almost 20 years,

  • Money House
  • 52 Calle Paseo Covadonga, San Juan, PR, 00901
  • Lends in Puerto Rico
  • At Moneyhouse, we provide scalable and flexible partnership opportunities to help you achieve the success and market share levels your business plan objectives have addressed. Whether you are new to the reverse mortgage product or looking to add an additional Partner relationship

  • Preferred Mortgage PR
  • Avenue Roosevelt, Suite 307, San Juan, PR, 00918
  • Lends in Puerto Rico
  • Preferred Mortgage -Is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you.

  • Co/LAB Lending
  • 1666 Av. Juan Ponce de León, San Juan, PR, 00909
  • Lends in Puerto Rico
  • Co/LAB Lending is a mortgage broker that’s committed to superior customer service and ultimate client satisfaction. Whether you’re a first-time home buyer or refinancing your fourth investment property, our job is to guide our clients through the entire mortgage process from application to closing and beyond.

  • Trust Mortgage
  • 490 Ave. José de Diego, San Juan, PR, 00923
  • Lends in Puerto Rico
  • Trust Mortgage Corp. is a large family and a capable team that unites with a philosophy of business principles, ethics, laws and morals fungen like Banco Hipotecario to serve the people of Puerto Rico. President Marisol Ortiz is the owner and president of mortgage banks, owns real estate in Bienes Raíces and has more than 25 years of experience.