USDA Vs. FHA Pro and Con comparison in Hatillo, Hatillo County, PR
For 2025, the USDA loan limit in Hatillo, located in Hatillo, PR, is $336,500. In contrast, for a single-family home, the FHA limit is $472,030.
Use the Lendersa® USDA loan calculator to compare the best rates for USDA versus FHA loans today, determining the income, credit status, reserves, and documents required for eligibility. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, assisting you in choosing the program in that best suits your financial needs.
Loan Limits and Down Payment Requirements for 2025 in Hatillo, Hatillo, PR
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Hatillo, PR
The aim of Lendersa® is to secure for you the best USDA or FHA loan quickly and without hassle. Choose from three starting strategies to match with lenders and find appropriate USDA loan programs.
A USDA home loan, often called a USDA rural development loan or USDA mortgage, is guaranteed by the U.S. Department of Agriculture, specifically available for rural neighborhoods. Unlike FHA loans that require at least a 3.5% down payment, USDA loans do not need any down payment.
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