USDA Vs. FHA your options comparison in Arecibo, Arecibo County, PR
During 2025, the USDA loan threshold in Arecibo, located in Arecibo county, PR, is set at $336,500, whereas the FHA cap for a single-family dwelling is $472,030.
Employ the Lendersa® USDA loan calculator to compare current USDA and FHA optimal rates, and ascertain the income, credit, reserves, and necessary documentation to qualify. Our sophisticated mortgage calculator permits you to examine USDA, FHA, Conforming, and VA options side-by-side, assisting you in determining which program in is the most suitable for your distinct financial needs.
Loan Limits and Downpayment Requirements for 2025 in Arecibo, Arecibo County, PR
Type of Loan
Maximum Loan Limit
Required Downpayment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Loan Choices: USDA and FHA in Arecibo, PR
Lendersa® strives to secure the most favorable USDA or FHA loan for you swiftly and with minimal stress. You can choose from three key starting points that synchronize with lenders and USDA loan offerings.
A USDA home loan is a government-backed loan from the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. These loans are accessible only in rural areas. In contrast to FHA loans, which necessitate a minimum 3.5% down payment, USDA loans do not require any down payment.
333 Washington Avenue North, Suite 300, Minneapolis, MN, 55401
Reliable Mortgage Inc. has maintained a reputation for exceptional service and competitive mortgage financing since 2001. The majority of our business is derived from referrals of past, satisfied clients and real estate agents. As a local business, we utilize market-leading lenders and secure the best loan program at the lowest possible rates.
424 North Washington Avenue, Suite 201, Minneapolis, MN, 55401
At NorthPort, we believe a key component to successful business is having a robust set of services that allow our business customers to manage their financing easily and efficiently giving them more time to focus on the important parts of their business by spending less time shopping the mortgage market.
Us Mortgage Inv. offers a best in class Mortgage experience.
-Competitive pricing
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- Best in class VA Loan pricing
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US Mortgage Investments to find the mortgage loan that works best for you. With a professional yet friendly approach, we help you feel comfortable about what can be a stressful process.
My Community Credit Union was federally charted on February 13, 1952, when a local man visited a bank to request a loan for the purchase of a home and was denied. A small group of co-workers for the Atlantic Refining Company (ARCO) joined together to finance this loan so that he could purchase his home.
Community National Bank, established in 1984, continues to expand upon our original mission to provide a strong, locally owned, community bank. CNB distinguishes ourselves through a focused dedication to the success of the the DFW, Midland, Odessa, & Stanton communities by providing outstanding customer experiences to those we are honored to serve.
2523 Wayzata Blvd S, Suite 200, Minneapolis, MN, 55405
At Luminate Home Loans, our mission is to unlock people's full potential through finances and provide them with clarity through every step of the loan process.
We make lending approachable. By bringing transparency and consistency to every part of the financial world, we strive to guide people to decisions that are in their best interest.
CornerStone State Bank- offering deposit and lending services to communities across the state of Minnesota. Chartered in 1974, as one office in Le Sueur, Minnesota, now CornerStone State Bank has grown into seven communities; Le Sueur, Cloquet, Belle Plaine, Montgomery, Green Isle, and most recently, Madison Lake and Eagle Lake, Minnesota.
"MLS Mortgage Group is a local, Mortgage Broker MN. We have partnered with REALTORS® since our inception to ensure a positive home buying experience.
MLS Mortgage Group is passionate about community and “keeping it local”. Studies have shown that when shopping local, we create local jobs and income growth for our family and friends."
Since we opened for business in 1950, our main goal has been, and still remains, to build better relationships with our customers. Get to know us and you’ll understand how Citizens Independent Bank (CIB) has been an important part of our communities, helping businesses prosper and helping people achieve their dreams.
