USDA Vs. FHA your options comparison in Arecibo, Arecibo County, PR
During 2025, the USDA loan threshold in Arecibo, located in Arecibo county, PR, is set at $336,500, whereas the FHA cap for a single-family dwelling is $472,030.
Employ the Lendersa® USDA loan calculator to compare current USDA and FHA optimal rates, and ascertain the income, credit, reserves, and necessary documentation to qualify. Our sophisticated mortgage calculator permits you to examine USDA, FHA, Conforming, and VA options side-by-side, assisting you in determining which program in is the most suitable for your distinct financial needs.
Loan Limits and Downpayment Requirements for 2025 in Arecibo, Arecibo County, PR
Type of Loan
Maximum Loan Limit
Required Downpayment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Loan Choices: USDA and FHA in Arecibo, PR
Lendersa® strives to secure the most favorable USDA or FHA loan for you swiftly and with minimal stress. You can choose from three key starting points that synchronize with lenders and USDA loan offerings.
A USDA home loan is a government-backed loan from the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. These loans are accessible only in rural areas. In contrast to FHA loans, which necessitate a minimum 3.5% down payment, USDA loans do not require any down payment.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
DEC Lending is personable, reliable, and ready to meet your real estate financial goals. We offer a wide array of loan programs to meet all of our clients requests. DEC Lending is the solution for all your real estate lending needs. We are ready to solve your challenges in order to reach your full potential, just ask our clients
3901 Northwest 79 Avenue, Suite 220, Doral, FL, 33166
"Florida Mortgage Capital Inc was established in May 1996. We have been serving the needs of Buyers throughout Florida for over 22 years.
Our success has been in building long term relationships with our clients. They are the best testament of the service we provide during and after the transaction is concluded."
8200 Northwest 41st Street, Suite 200, Doral, FL, 33166
Our vision is to deliver the experience of a simple loan process to our customers. We believe in providing an outstanding customer service experience by making the process fast and easy to get the best and least expensive loan program available for their specific situation. We have the conventional loan programs, FHA, VA etc
7950 North West 53 Street, Suite 337, Miami, FL, 33166
We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. Here at The Paramount Funding Company, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it!
8333 Northwest 53rd Street, Suite 401, Doral, FL, 33166
"Intercorp Mortgage Solutions offers Conventional and Private lending services in the South Florida area. We support our clients through the process of financing and managing their investments by offering solutions adapted to their needs.
Our services include Conventional, FHA, VA and high cost loans, residential and commercial mortgages,"
8200 Northwest 41st Street, Suite 200, Doral, FL, 33166
We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.
At Prada Mortgage Bankers, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
We are a full service mortgage lender with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan - with the best rates, terms and costs.
