USDA Vs. FHA Pro and Con comparison in Bajadero, Arecibo County, PR

In 2025, the USDA loan limit for Bajadero in Arecibo, PR, is $336,500, whereas the FHA ceiling for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to explore the best current rates between USDA and FHA loans, determining income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, helping you choose the best option in for your financial needs.

Explore loan options from 100 lenders

Loan Limits and Downpayment Needs in Bajadero, Arecibo, PR for 2025

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Bajadero, PR

Lendersa® aims to secure you the optimal USDA or FHA loan quickly and without hassle. Begin by choosing one of three paths that align with lenders and USDA loan programs.

Results for Lendersa USDA loan requests and matches

Understanding USDA Loans in PR

A USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is guaranteed by the government Department of Agriculture and is available exclusively in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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