USDA Vs. FHA Pro and Con comparison in Bajadero, Arecibo County, PR

In 2025, the USDA loan limit for Bajadero in Arecibo, PR, is $336,500, whereas the FHA ceiling for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to explore the best current rates between USDA and FHA loans, determining income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, helping you choose the best option in for your financial needs.

Explore loan options from 100 lenders

Loan Limits and Downpayment Needs in Bajadero, Arecibo, PR for 2025

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Bajadero, PR

Lendersa® aims to secure you the optimal USDA or FHA loan quickly and without hassle. Begin by choosing one of three paths that align with lenders and USDA loan programs.

Results for Lendersa USDA loan requests and matches

Understanding USDA Loans in PR

A USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is guaranteed by the government Department of Agriculture and is available exclusively in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Fort Orange Funding
  • 21 Everett Rd. Ext, Albany, NY, 12205
  • Fort Orange Funding, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage.
  • Stockbridge Capital, LLC
  • 1698 Central Avenue, Albany, NY, 12205
  • Stockbridge Capital, LLC has been an industry leader in the acquisition and management of vacant land real estate assets throughout the nation. With a primary focus on portfolios comprised of vacant land loans as well as REO, the firm is also involved in purchasing portfolios secured by mobile homes and land.
  • OwnersChoice Funding
  • 1021 Watervliet Shaker Road, Albany, NY, 12205
  • Over the past 30 years, the mortgage professionals at OwnersChoice have earned a reputation for attention to detail, timeliness, answers, and the ability to deliver financing that fits your life. It’s the kind of excellence and “personal touch” you’d expect from a home lending partner with deep roots in the credit union movement.
  • Empower Mortgage, LLC
  • 1218 Central Avenue, Suite 2, Albany, NY, 12205
  • We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
  • Homeowners Advantage
  • 4 Winners Circle, Albany, NY, 12205
  • Homeowners Advantage provides affordable home real estate loan options to homebuyers, homeowners, credit unions, real estate professionals, investors and builders in order to make the dream of owning a home a reality. We provide the highest level of integrity, professionalism and customer service in the mortgage industry.
  • CMN Funding
  • 1510 Central Ave Suite 380, Albany, NY, 12205
  • CMN Funding is a financial services company that specializes in the needs of the commercial client. CMN is a full service outlet for many types of commercial financing. Our primary focus is to obtain funding for commercial real estate transactions. Our company pledge is to work very hard to find the right home for every deal. CMN has long standi
  • Strip Steel Employees Federal Credit Union
  • 3316 Main Street, Weirton, WV, 26062
  • We were charted in 1953 as the Strip Steel Employees Federal Credit Union. We were originally created to service the strip, sheet mill and salary division of Weirton Steel Corporation. At the peak of the company’s history, it employed over 12, 000 people and supported three (3) credit unions. Over the past 50 years the company
  • Hancock School Employees Federal Credit Union
  • 384 Penco Road, Weirton, WV, 26062
  • Hancock School Employees Federal Credit Union is a school credit union located in Weirton, West Virginia, belonging to the Weirton-Wellsburg Chapter of West Virginia Credit Unions. When the charter members first began this credit union in November 1972, it encompassed only one school district, Hancock County Schools.
  • First Choice America Community CU
  • 3501 Main Street, Weirton, WV, 26062
  • First Choice America Community Federal Credit Union was formed to support the hard-working men and women of the Ohio Valley. Our legacy continues for our customers today. Our credit union, a member-owned financial cooperative, provides families and businesses in the Tri-State area competitive rates so our customers benefit.
  • New Alliance FCU
  • 835 Merchant Street, Ambridge, PA, 15003
  • Our mission is to support and strengthen our community through financial stewardship and education, ethical and compassionate business practices and a member-first service attitude. Our hearts, homes, families and friends are here and we have a vested interest in seeing the Pittsburgh region, its businesses and organizations