USDA Vs. FHA your options comparison in Isabela, Isabela County, PR

In 2025, the USDA loan limit in Isabela, situated in Isabela, PR, is $336,500. Meanwhile, the FHA cap for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to explore today's optimal USDA versus FHA rates and ascertain the income, credit, reserves, and documents necessary for qualification. With our advanced mortgage calculator, compare USDA, FHA, Conforming, and VA options side by side, helping you choose the fitting program in for your financial situation.

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2025 Loan Limits and Down Payment Requirements in Isabela, Isabela, PR

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Isabela, PR

Lendersa®'s aim is to secure the best USDA or FHA loan swiftly and hassle-free. Start with one of three pathways aligning you with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PR

A USDA home loan, guaranteed by the Department of Agriculture—also known as a USDA rural development loan or USDA mortgage—is exclusive to rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require none, providing significant benefits.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Cousins Home Lending, Inc. was established by Anna-Lisa Cousins in December 2002, who has has been in the mortgage banking industry for over 25 years. Anna-Lisa received a B.S. in Financial Management from Franklin Pierce College. Anna-Lisa finds her home in the small town of Greenland, NH with her husband and two sons.
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  • Insight Mortgage Corp.
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