USDA and FHA Pro and Con in Isabela, Isabela County, PR

In 2026, the USDA loan limit in Isabela, situated in Isabela, PR, is $336,500. Meanwhile, the FHA cap for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to explore today's optimal USDA versus FHA rates and ascertain the income, credit, reserves, and documents necessary for qualification. With our advanced mortgage calculator, compare USDA, FHA, Conforming, and VA options side by side, helping you choose the fitting program in for your financial situation.

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2026 Loan Limits and Down Payment Requirements in Isabela, Isabela, PR

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Isabela, PR

Lendersa®'s aim is to secure the best USDA or FHA loan swiftly and hassle-free. Start with one of three pathways aligning you with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PR

A USDA home loan, guaranteed by the Department of Agriculture—also known as a USDA rural development loan or USDA mortgage—is exclusive to rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require none, providing significant benefits.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Orchid Mortgage LLC
  • 24844 North East 2nd Court, Sammamish, WA, 98074
  • We are a group of experienced and ethical Loan Officers that help individuals and small businesses with their mortgage financing needs. We believe in building and nurturing lasting relationships with our clients. Whether it is to finance a starter home, secure a jumbo loan or refinance an existing one.

  • DW Quality Mortgages, Inc
  • 241 E Lake Sammamish Shore Ln NE, Sammamish, WA, 98074
  • DW Quality Mortgages, Inc is committed to helping you find the quality mortgage product for your needs. We understand that every borrower is different, and we offer a broad variety of products to meet your individual requirements. We make the process of securing a mortgage straightforward

  • CHA Mortgage Company Inc
  • 2301 Northwest Thurman Street, Suite C, Portland, OR, 97210
  • CHA Mortgage Company is located in the Baxter Building on the corner of NW 23rd and Thurman.
    Parking is available for Baxter Building guests in spots marked ""Executive Suite Customers."" CHA Mortgage is a local mortgage broker with a mission to help Nurses, Teachers, Firefighters, Police Officers and Veterans with their home loans.

  • Flynn Family Lending
  • 6947 Coal Creek Pkwy SE, Suite 177, Newcastle, WA, 98059
  • We are a family business with nearly 20 years experience providing private money loans to clients throughout the Pacific Northwest. We specialize in short-term and intermediate loans ranging from $25,000 to $1M+. Our business and commercial loans are asset-based making the qualification process fast and easy.

  • Edgewater Funding Inc
  • 18270 South West Boones Ferry Road, Suite 4, Portland, OR, 97224
  • Edgewater Funding is your local Mortgage Broker. We specialize in Residential, Development and Commercial real estate lending. Construction, purchase, refinance, cash out, private money, and many other creative solutions to meet your needs. We are local and we know our market. Please call or email us with your lending needs and questions.

  • Westcorp Mortgage Group LLC
  • 14620 SW 126th Ave., Portland, OR, 97224
  • Westcorp is a local wholesale mortgage broker licensed to do business throughout Oregon & Washington. We have numerous lender partners that we use to shop low rate loan options personalized to our client's particular need and situation.Westcorp Mortgage Group is always on the lookout for mortgage loan officers who want what wholesale has to offer..

  • Full Spectrum Capital Corporation
  • 7439 N Fiske Ave, Portland, OR, 97203
  • Full Spectrum Capital is a boutique mortgage brokerage dedicated to providing an array of loan options, competitive rates, a streamline process and truly understanding your overall situation. We have developed relationships with a large network of lenders which provides you with specially catered loan options to fit your specific situation.

  • Longshoremen’s Local 4 Federal Credit Union
  • 1209 Ingalls Street, Vancouver, WA, 98660
  • Longshoremen’s Local 4 Federal Credit Union was established on the evening of March 1, 1956. The original name of the credit union was 1-4 Federal Credit Union. It was located in the hiring hall with limited hours of operation. We were founded by Local 4 Longshoremen to serve members of Local 4 and their families

  • Riverview Community Bank
  • 900 Washington St, Vancouver, WA, 98660
  • Riverview Bancorp, Inc. is the holding company of Riverview Community Bank, a progressive community-oriented financial institution that emphasizes local, personal service throughout Southwest Washington and the Portland metropolitan area. The Company provides personal and commercial financial solutions through its network of 17 branches.

  • Columbia Credit Union
  • 703 Broadway St, Suite 103, Vancouver, WA, 98660
  • Columbia Credit Union has been committed to our members. We uphold our fundamental responsibility to serve people within our field of membership and, as appropriate, the communities they live in. We deliver a range of products and services which reflect the diverse economic and social composition of our members and potential members.

  • Wealthbridge Mortgage
  • 500 West Eighth Street, Suite 45, Vancouver, WA, 98660
  • With over three decades in the mortgage industry and thousands of funded loans, we are experts in innovative mortgage financing. Today, challenging mortgage applications often get turned down for being “outside of the box”, but not at Wealthbridge. We want to help build your future, not make it harder.