USDA Vs. FHA your options comparison in R?o-Grande, R?o Grande County, PR

In the year 2025, the USDA loan limit for R?o-Grande, within R?o Grande county, PR, is set at $308,200, whereas the FHA limit for a single-family home stands at $356,362.

The Lendersa® USDA loan calculator assists in contrasting today's best USDA and FHA rates, determining necessary income, credit scores, reserves, and documents for qualifying. Through our advanced mortgage calculator, view USDA, FHA, Conforming, and VA loans side by side to choose the program in that aligns with your financial needs.

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2025 Loan Limits and Down Payment Requirements in R?o-Grande, R?o Grande, PR

Loan Type Loan Limit Down Payment
USDA $308,200 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in R?o-Grande, PR

Lendersa® strives to secure the optimal USDA or FHA loan without hassle. Choose one of three starting options to align with lenders and USDA loan programs catering to your situation.

Lendersa USDA loan request and results

Understanding USDA Loans in PR

A USDA home loan, endorsed by the Department of Agriculture, is often referred to as a USDA rural development loan or USDA mortgage. It is exclusively offered in rural neighborhoods. Unlike FHA loans, requiring a 3.5% minimum down payment, USDA loans do not require any down payment, presenting significant benefits to qualified buyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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