USDA Vs. FHA your options comparison in R?o-Grande, R?o Grande County, PR
In the year 2025, the USDA loan limit for R?o-Grande, within R?o Grande county, PR, is set at $308,200, whereas the FHA limit for a single-family home stands at $356,362.
The Lendersa® USDA loan calculator assists in contrasting today's best USDA and FHA rates, determining necessary income, credit scores, reserves, and documents for qualifying. Through our advanced mortgage calculator, view USDA, FHA, Conforming, and VA loans side by side to choose the program in that aligns with your financial needs.
2025 Loan Limits and Down Payment Requirements in R?o-Grande, R?o Grande, PR
Loan Type
Loan Limit
Down Payment
USDA
$308,200
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in R?o-Grande, PR
Lendersa® strives to secure the optimal USDA or FHA loan without hassle. Choose one of three starting options to align with lenders and USDA loan programs catering to your situation.
A USDA home loan, endorsed by the Department of Agriculture, is often referred to as a USDA rural development loan or USDA mortgage. It is exclusively offered in rural neighborhoods. Unlike FHA loans, requiring a 3.5% minimum down payment, USDA loans do not require any down payment, presenting significant benefits to qualified buyers.
The mission of American Heritage Bank is to provide excellent customer and community support within the realm of safe and sound banking practices. The attainment of our mission will produce economic growth within our communities and a return of favorable value to our shareholders.
Frost Mortgage, we’re dedicated to giving each customer a great experience. Our local home Loan Originators have decades of combined experience in the mortgage industry and can help you reach your short- and long-term goals.Our local specialists have the resources of a huge national mortgage company and the friendly attitude of your neighbors.
Ag New Mexico, Farm Credit Services (FCS), ACA is a rural lending cooperative that finances agricultural production, agribusiness and rural real estate, including farms, ranches, and rural recreational property. We are a part of the nationwide Farm Credit System, the oldest and largest source of rural financing in the United States.
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