USDA Vs. FHA your options comparison in Naguabo, Naguabo County, PR
For 2025, the loan cap for USDA in Naguabo, situated in Naguabo, PR, is $336,500. Simultaneously, the FHA loan limit for a single-family residence is $472,030.
The Lendersa® USDA loan calculator allows you to evaluate current USDA against FHA best rates, while determining the necessary income, credit, reserves, and required documents for qualification. Our sophisticated mortgage calculator lets you compare USDA, FHA, Conforming, and VA loans side by side, assisting in choosing the most suitable program in for your unique financial requirements.
2025 loan limits and down payment requirements for Naguabo, Naguabo, PR
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Choosing USDA and FHA Loan Options in Naguabo, PR
Lendersa® aims to secure you the most favorable USDA or FHA loan quickly and with ease. You can begin with any of the three options to connect with matching lenders and explore USDA loan programs.
A USDA home loan is backed by the government through the Department of Agriculture, also known as USDA mortgage or rural development loan. It is specifically available for rural areas only. Contrasting with FHA loans, which require a minimum 3.5% down payment, the USDA mortgage requires no down payment at all.
Rick Spears founded Prodigy Mortgage Corporation in 1999. Our philosophy is to conduct ourselves as a Discount Mortgage Broker with concentration in high net worth borrowers, 1st time homebuyers, FHA, and VA financing. We have deep and long standing business relationships and agreements with banks and Lending Companies.
Courtney J. Krysty is the owner and managing member of Embassy Funding LLC. She holds mortgage loan originator licenses in New York, New Jersey, Connecticut and Florida.
Courtney has been working in the industry for over 15 years, gaining a wealth of experience as a processor, underwriter, loan officer, and branch manager.
Singing River Federal was organized in 1953 by the employees of International Paper (Southern Craft Mill) as a fair-rate financial cooperative. Today, Singing River Federal's more than 28, 000 members have more than $230 million in assets. Anyone who lives, works, worships or attends school in Jackson
In early 1972 a group of employees of the Singing River Hospital and the Ocean Springs Hospital gathered to discuss forming a credit union for the purpose of providing economical savings and loans to fellow co-workers and families. The State of Mississippi granted them a charter and the J C Hospital System Employees Credit Union was born.
WinSouth Credit Union is a cooperative financial institution, owned & controlled by the people who use its services. These people are members. WinSouth Credit Union serves groups that share something in common, such as where they work, live or go to church. Credit unions are not-for-profit, and exist to provide a safe, convenient place for members.
Our success at Primemax Mortgage is a result of our client commitment, professional integrity, industry knowledge and unique approach in managing every aspect of the loan process to ensure the transaction proceeds smoothly and loan funding is on time. We at Primemax Mortgage pride ourselves on “Trust... Integrity... Service”.
At Lebanon Federal Credit Union, we consider ourselves more than just a credit union. We’re a lifetime financial partner committed to serving you and your family members with unmatched dedication, integrity and care. We take pride in the fact that our small size allows us to build genuine relationships with each of our valued members.
Home Mortgage Solutions LLC offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide: Residential investment property FHA loans on double-wide Manufactured Homes with land on a permanent foundation built after 1976. Conventional loans with min. 5% down on double-wide Manufactured.
