USDA Vs. FHA your options comparison in Naguabo, Naguabo County, PR
For 2025, the loan cap for USDA in Naguabo, situated in Naguabo, PR, is $336,500. Simultaneously, the FHA loan limit for a single-family residence is $472,030.
The Lendersa® USDA loan calculator allows you to evaluate current USDA against FHA best rates, while determining the necessary income, credit, reserves, and required documents for qualification. Our sophisticated mortgage calculator lets you compare USDA, FHA, Conforming, and VA loans side by side, assisting in choosing the most suitable program in for your unique financial requirements.
2025 loan limits and down payment requirements for Naguabo, Naguabo, PR
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Choosing USDA and FHA Loan Options in Naguabo, PR
Lendersa® aims to secure you the most favorable USDA or FHA loan quickly and with ease. You can begin with any of the three options to connect with matching lenders and explore USDA loan programs.
A USDA home loan is backed by the government through the Department of Agriculture, also known as USDA mortgage or rural development loan. It is specifically available for rural areas only. Contrasting with FHA loans, which require a minimum 3.5% down payment, the USDA mortgage requires no down payment at all.
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