In 2026, the USDA loan limit for Lo?za in the county of Lo?za, PR, is $308,200, whereas the FHA limit for a single-family home stands at $356,362.
Use the Lendersa® USDA loan calculator to compare today's best rates between USDA and FHA loans, determining the required income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, aiding in deciding which program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $308,200 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
The goal of Lendersa® is to quickly deliver the best USDA or FHA loan without hassle. Begin by selecting one of three pathways to find aligned lenders and USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is a government-backed loan available solely in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans require none.
Enter your location to find out if it qualifies for USDA rural housing loan?
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