In 2026, the USDA loan limit for San-Sebasti?n in San Sebasti?n county, PR, is set at $285,000, while the FHA limit is $356,362 for a single-family home.
To compare today's top USDA and FHA rates and ascertain the income, credit, reserves, and paperwork necessary for qualification, leverage the Lendersa® USDA loan calculator. Our sophisticated mortgage tool places USDA, FHA, Conforming, and VA programs side by side so you can determine the best fit for your financial needs, particularly in Alabama.
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| Loan Type | Loan Limit | Down Payment |
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
Lendersa® aims to efficiently facilitate a hassle-free USDA or FHA loan to meet your needs. Choose from one of three starting paths that match you with compatible USDA loan providers.
A USDA home loan, sanctioned by the Government's Department of Agriculture, is commonly termed a USDA mortgage or USDA rural development loan, and is specifically accessible in rural areas only. Unlike FHA loans demanding a 3.5% minimum down payment, USDA mortgages require no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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