USDA and FHA Pro and Con in Berea, Greenville County, SC
For 2025, the USDA loan limit in Berea, within the county of Greenville, SC, is set at $336,500. Meanwhile, for an FHA loan within the area, the limit for a single-family residence is $472,030.
Utilize the Lendersa® USDA loan calculator to contrast today's optimal USDA and FHA rates. Determine the income, credit, reserves, and necessary documents to qualify. Our comprehensive mortgage calculator allows you to view USDA, FHA, Conforming, and VA rates side by side, aiding you to pick the best program in for your financial needs.
2025 Loan Limits & Down Payment Details in Berea, County of Greenville, SC
Type of Loan
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Alternatives in Berea, SC
At Lendersa®, our aim is to secure you the most advantageous USDA or FHA loan swiftly and effortlessly. Choose from three paths that lead to paired lenders and USDA loan schemes.
A USDA home loan is a mortgage guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, dedicated to rural areas. Contrasted with FHA loans that necessitate a minimum 3.5% down payment, the USDA mortgage loan demands no down payment.
Texas Union Mortgage is a licensed mortgage brokerage with headquarters in Frisco, Texas. The company was founded in 2002. Our employees and their families live in the communities we serve. As a small business, we offer competitive rates and attractive loan programs by keeping our expenses low.
Sunray Mortgage For too many years, mortgages have been a burden for most self-employed home buyers. Big banks are slow and often don’t understand the unique income situations of self-employed, 1099 contractors, or small business owners. Smaller mortgage lenders and brokers don’t have the loan products to satisfy your complex lending needs
Homeric Mortgage changing the way people think of getting a mortgage. A simple, savvy & hassle-free way to get a mortgage that is guided by heart. We don’t spend millions of dollars on marketing or have unnecessary layers of management & costs. It’s simplified by focusing on the customer’s best interest.
Avondale Private Lending is a group of private lenders that loans money to professional home builders, developers and remodelers. Our borrowers choose to work with us because we are much faster than banks, have lower down payment requirements, and we don’t have the fees or requirements that you see from many hard money lenders.
18170 Dallas Parkway, Suite 304, Dallas, TX, 75287
The Mike Clover Group at Homewood Mortgage is a close-knit group of experienced mortgage professionals dedicated to getting their clients the best loans in the shortest amount of time.
Every member of the team has at least 10 years' experience in mortgage lending, and each shares Mike's strong belief in GOD, family, and doing the right thing
18170 Dallas Parkway, Suite 304, Dallas, TX, 75287
Established in 2001, Homewood Mortgage was founded by CEO and President, John Rasor, as a small mortgage brokerage firm with a hands on-approach to meeting the needs of the consumer. Since then we have evolved into a full service mortgage banker servicing the needs of Texas and Florida.
Trey Bolen started working in the mortgage industry more than a decade ago, working in a number of areas including underwriting, processing, secondary marketing and sales. As his experience grew, Trey saw huge opportunities to make the mortgage industry better. Traditional lenders had a tedious and aggravating application process.
As a community-focused bank, we'd like to take a second to recognize the people that make Dallas, the surrounding communities, and this bank great — our loyal customers. From all of us at Texas Brand Bank, we'd like to thank you for your commitment to us and promise to uphold the same level of commitment you've shown us, every single day.
