For 2026, the USDA loan limit in Berea, within the county of Greenville, SC, is set at $336,500. Meanwhile, for an FHA loan within the area, the limit for a single-family residence is $472,030.
Utilize the Lendersa® USDA loan calculator to contrast today's optimal USDA and FHA rates. Determine the income, credit, reserves, and necessary documents to qualify. Our comprehensive mortgage calculator allows you to view USDA, FHA, Conforming, and VA rates side by side, aiding you to pick the best program in for your financial needs.
2026 Loan Limits & Down Payment Details in Berea, County of Greenville, SC
Type of Loan
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Alternatives in Berea, SC
At Lendersa®, our aim is to secure you the most advantageous USDA or FHA loan swiftly and effortlessly. Choose from three paths that lead to paired lenders and USDA loan schemes.
A USDA home loan is a mortgage guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, dedicated to rural areas. Contrasted with FHA loans that necessitate a minimum 3.5% down payment, the USDA mortgage loan demands no down payment.
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Sceptre Mortgage is a Mortgage Brokerage which means we have relationships with multiple lenders that are standing in line to help our customers reach their goals. By having these relationships, Sceptre Mortgage can offer you the most competitive rates available. We believe that everyone should Rule their domain.
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