USDA and FHA Pro and Con in Berea, Greenville County, SC

For 2025, the USDA loan limit in Berea, within the county of Greenville, SC, is set at $336,500. Meanwhile, for an FHA loan within the area, the limit for a single-family residence is $472,030.

Utilize the Lendersa® USDA loan calculator to contrast today's optimal USDA and FHA rates. Determine the income, credit, reserves, and necessary documents to qualify. Our comprehensive mortgage calculator allows you to view USDA, FHA, Conforming, and VA rates side by side, aiding you to pick the best program in for your financial needs.

Get multiple loan offers from 100 lenders

2025 Loan Limits & Down Payment Details in Berea, County of Greenville, SC

Type of Loan Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Alternatives in Berea, SC

At Lendersa®, our aim is to secure you the most advantageous USDA or FHA loan swiftly and effortlessly. Choose from three paths that lead to paired lenders and USDA loan schemes.

Lendersa USDA loan request and matching results

Defining USDA Loans in SC

A USDA home loan is a mortgage guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, dedicated to rural areas. Contrasted with FHA loans that necessitate a minimum 3.5% down payment, the USDA mortgage loan demands no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • The KPC Group, LLC
  • 3632 S. Loyola Drive, #239, Kenner, LA, 70065
  • The KPC Group was created in 2010 from virtual scratch. There was no formal education, nor any specific direction in which the company would be taken. The model was born and developed on the fly with the idea of bringing supply and demand together in the non-bank, alternative finance space. At the core, having a knack for cultivating new relations
  • Farmers National Bank of Griggsville
  • 108 W Quincy, Griggsville, IL, 62340
  • Plans to form the Farmers National Bank of Griggsville began in May of 1942 by a group of local business men and citizens. Stock was solicited and by October 1942 $40, 000.00 was sold. An application for the charter was granted in December of 1942. On February 13, 1943 the doors of the new bank were opened.
  • NETWORK MORTGAGE, LLC
  • 3516 North Ashland Ave, Unit C, Chicago, IL, 60657
  • Network Mortgage has been dedicated to providing the highest level of customer service. At Network Mortgage we take pride in what we do and are committed to continually improving and expanding the quality of service offered. Our continued growth and success is evidence of our record and speaks to the trust
  • FBC Funding
  • 3047 N. Lincoln Ave., Suite 400, Chicago, IL, 60657
  • FBC Funding is a Commercial Mortgage Broker specializing in helping residential and commercial real estate investors meet their financing goals. We offer a wide variety of financing terms for investors including fix and flip, buy and hold, blanket and lines of credit for residential and commercial properties.
  • Riegel Federal Credit Union
  • 515 Milford-Warren Glen Rd, Milford, NJ, 08848
  • In 1960, a group of employees of Riegel Paper pooled their resources and received a federal charter to form their own credit union. This group of volunteers and community activists provided a place where hard-working locals could save for the future and borrow to get through tough times.
  • ELGA Credit Union
  • 2305 S. Center Rd., Burton, MI, 48519
  • We are a not-for-profit cooperative; formed, owned and operated for a single purpose: members helping members. We have a proud tradition of service to our members since 1951. ELGA Credit Union had a humble beginning, helping Consumers Energy employees that were paid below the average of other industrial workers in the 1940’s and 50’s.
  • Northside L Federal Credit Union
  • 1419 W Roosevelt Road, Broadview, IL, 60155
  • Northside L Federal Credit Union was originally chartered in 1937 for employees of the CTA. This credit union is one of the oldest CTA credit unions. Membership now includes employees of Metra, Pace and the RTA; family members as well as retired employees are also eligible for membership.
  • Access Credit Union
  • 1807 W Cermak Road, Broadview, IL, 60155
  • Access Credit Union has been open since 1998. The credit union has assets totaling $61.42 Million and provides banking services to more than 5,000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.