USDA Vs. FHA your options comparison in Greenville, Greenville County, SC

During 2025, the USDA loan limit applicable in Greenville, situated within Greenville county, SC, is set at $336,500. In contrast, the FHA limit for a single-family house stands at $472,030.

To evaluate today's optimal USDA versus FHA rates, make use of the Lendersa® USDA loan calculator which helps ascertain the income, credit, reserves, and documents necessary to qualify. With our sophisticated mortgage calculation tool, you can view USDA, FHA, Conforming, and VA loans side by side to assist in choosing the best suited program for your financial scenario in Alabama.

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2025 Loan Limits and Downpayment Requirements in Greenville, Greenville, SC

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Opportunities in Greenville, SC

The aim of Lendersa® is to secure for you the best available USDA or FHA loan quickly and without difficulty. You can choose from three initiation pathways, connecting you to compatible lenders and mature USDA loan programs.

Lendersa USDA loan request matching success

Understanding the USDA Loan in SC

A USDA home loan, backed by the U.S. Department of Agriculture, often called a USDA rural development loan or USDA mortgage, is specifically for rural locales. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans do not require any down payment, offering considerable financial leniency for eligible borrowers in qualified regions.

Enter your location to find out if it qualifies for USDA rural housing loan?



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