USDA VS FHA in Greenville, Greenville County, SC

In 2025, USDA loan limit in Greenville, county of Greenville, SC is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Greenville, county of Greenville, SC

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Greenville, SC

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in South Carolina?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Elizabeth Building & Loan Association
  • 519 Washington Street, Portsmouth, VA, 23704
  • In 1912 the founding members formed a mutual association named Elizabeth Building & Loan. Collectively the members put in their own funding to provide resources for lending. EB&L offers an alternative lending opportunity for first time home owners, repeat borrowers and investors.
  • State Highway Patrol Federal Credit Union
  • 1900 Polaris Parkway, Suite 400, Columbus, OH, 43240
  • State Highway Patrol Federal Credit Union was founded January 14th, 1960, in Jackson, Ohio. The official name was OSHP – District 9 Federal Credit Union. One year later, the official name of the credit union was changed to State Highway Patrol Federal Credit Union and the field of membership was expanded to include the State Highway.
  • Services by Signature
  • 8850 Commerce Loop Drive, Columbus, OH, 43240
  • Services by Signature buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice
  • Affinity Group Mortgage Of Ohio, Llc
  • 1900 Polaris Parkway, Suite 450, Columbus, OH, 43240
  • Affinity Group Mortgage is a local financial partner, serving the lending needs of real estate professionals, builders and individual home buyers throughout the State of Ohio You have just taken the first step towards your dream. By selecting Affinity Group Mortgage, you have chosen a lender who understands your needs.
  • Indiana Mortgage Company Inc
  • 3900 South Walnut Street, Suite C, Bloomington, IN, 47401
  • Indiana Mortgage Company Inc, mission is to set a high standard in the mortgage industry.We are committed to quality customer service-putting the people we serve first.Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you & your family from the many mortgage options available.
  • Bank of Okolona
  • 227 West Main Street, Okolona, MS, 38860
  • The Bank of Okolona is a hometown bank that has been serving Chickasaw County and the surrounding area for over 75 years. Whether it is a personal deposit account or a business loan that brings you to the Bank of Okolona, we can help. We hope this website and its contents will be helpful with your banking from home or the office.
  • First Ohio Home Finance, Inc.
  • 385 County Line Rd W, Suite 200, Westerville, OH, 43082
  • Since opening its doors in 1996, First Ohio Home Finance, Inc. has established a solid reputation in the banking industry. As a local company, we’re committed to serving the needs of our local customers. That service has earned us an A+ rating with the Better Business Bureau, in addition to other industry awards.
  • Hampton Roads Educators Credit Union
  • 2130 Cunningham Drive, Hampton, VA, 23666
  • Hampton Roads Educators Credit Union, Inc. was chartered on March 10, 1954, when several educators saw the need for a financial institution that could assist school employees. These visionaries came together, and under the direction of Laura W. Twyford, the Hampton Education Association Credit Union was formed.
  • FNB Bank, Inc.
  • 105 North High Street, Romney, WV, 26757
  • FNB Bank, formerly the First National Bank of Romney, opened for business on June 11, 1910 in the old Wirgman Building in Romney with an original capitalization of $50,000. In 1911 FNB Bank moved to a three-story brick building at the corner of Main and High Streets. The Bank outgrew its facilities
  • The Bank of Romney
  • 95 East Main Street, Romney, WV, 26757
  • The Bank of Romney is a locally owned and operated independent community bank with full-service financial products. We have been serving the families and businesses of Hampshire County and the surrounding area since 1888. Opening for business on December 20, 1888, The Bank of Romney is the oldest and largest bank in Hampshire County.