USDA and FHA Pro and Con in Parker, Greenville County, SC

In 2026, the USDA loan limit in Parker, located in the county of Greenville, SC, reaches $336,500, whereas the FHA cap for a single-family home is $472,030.

To evaluate today's top USDA versus FHA interest rates, use the Lendersa® USDA loan calculator. This tool helps determine the necessary income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator allows side-by-side comparison of USDA, FHA, Conforming, and VA loans, aiding your decision on the most suitable program in for your unique financial situation.

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Loan Limits and Downpayment Requirements for 2026 in Parker, Greenville, SC

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Parker, SC

The objective of Lendersa® is to promptly secure the best possible USDA or FHA loan for you. Begin with one of three options to connect with compatible lenders and USDA loan programs.

Lendersa USDA loan request and results

About USDA Loans in SC

A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is specifically designed for rural areas. Unlike FHA loans requiring a minimum of 3.5% down payment, a USDA mortgage requires no down payment, providing a more accessible path to homeownership in rural regions.

Enter your location to find out if it qualifies for USDA rural housing loan?



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