USDA Vs. FHA Pro and Con comparison in Forestbrook, Horry County, SC

In 2026, the USDA loan limit in Forestbrook, within Horry, SC, stands at $336,500. In contrast, the FHA limit for a single-family home is $472,030.

With the Lendersa® USDA loan calculator, you can compare today’s USDA and FHA rates, determining the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator lets you evaluate USDA, FHA, Conforming, and VA loans side by side, helping to identify the best program for your financial scenario in .

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2026 Loan Limits and Downpayment Requirements in Forestbrook, Horry, SC

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Forestbrook, SC

Lendersa® aims to secure you the optimal USDA or FHA loan with speed and efficiency, minus any complications. Select one of three starting options that connect to matching lenders and available USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in SC?

The USDA home loan, also known as the USDA rural development loan or USDA mortgage, is supported by the Department of Agriculture and available solely in rural areas. Unlike FHA loans that need a 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



Forestbrook Lenders

  • Myrtle Beach Mortgage Solutions
  • 4470 Holmestown Road, Myrtle Beach, SC, 29588
  • Lends in South Carolina
  • Myrtle Beach Mortgage Solutions is here to support your mortgage needs. As a professional in the mortgage lending industry, Aaron has built his reputation on providing outstanding service to his clients. His philosophy is “The joy of serving others”. That means you can count on him to always look out for your best interests

  • BrickWood Mortgage Inc.
  • 1601 Glenns Bay Rd., Surfside Beach, SC, 29575
  • Lends in South Carolina
  • Brickwood Mortgage, Inc. was established in 2007, and is dedicated to providing our clients with the lowest available rates while offering the best mortgage experience possible in both South Carolina & California. We are headquartered in Surfside Beach, South Carolina for all face to face clients, or will be happy to handle the entire transaction.

  • Coastal Carolina National Bank
  • 1012 38th Avenue North, Myrtle Beach, SC, 29577
  • Lends in South Carolina
  • Coastal Carolina National Bank is a locally operated financial institution focused on providing personalized service. It offers a full range of banking services designed to meet the specific needs of individuals and small and medium-sized businesses. Headquartered in Myrtle Beach, SC, the Bank also has branches in Garden City, North Myrtle Beach.

  • South Atlantic Bank
  • 630 29th Avenue North, Myrtle Beach, SC, 29577
  • Lends in South Carolina
  • Our mission is to serve, in a fair, balanced, and superior manner, the interest of shareholders, customers, employees, and the public through adherence to high standards of financial soundness, exemplary customer service, employee professionalism, business ethics, corporate citizenship, and profitability.

  • Palmetto First Mortgage
  • 4757 Highway 17 Bypass, Myrtle Beach, SC, 29577
  • Lends in South Carolina
  • Palmetto First Mortgage is committed to helping you find the right South Carolina mortgage product for your needs. We understand the loan business to be a fiercely competitive market. But we also believe that there is more to home financing than simply securing the lowest rate. We will offer you the best option to achieve your financial goals,

  • Carolina Trust Federal Credit Union
  • 1010 21ST Ave N, Myrtle Beach, SC, 29577
  • Lends in South Carolina
  • Carolina Trust Federal Credit Union is a not-for-profit financial cooperative that began as Myrtle Beach Air Force Base Federal Credit Union in 1958 serving active members of the military. Today, Carolina Trust Federal Credit Union serves over 36, 000 members worldwide. provide money-saving advantages and reasonably.

  • CROWN HOME MORTGAGE
  • 1004 29th Ave North, Suite B, Myrtle Beach, SC, 29577
  • Lends in South Carolina
  • At Crown, we understand how stressful a move can be. We are here to help make your move a little easier. Here at Crown Home Mortgage we go the extra mile making sure you can get into your new home as smoothly as possible. As an additional service to you a Crown Home Connections concierge will do all the heavy lifting for you ( literally).

  • ABC Mortgage Company
  • 1240 21st Ave N, Suite 102, Myrtle Beach, SC, 29577
  • Lends in South Carolina
  • The ABC Mortgage Company team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • MAGNOLIA HOME LOANS, LLC
  • 402 Dogwood Drive S, Murrells Inlet, SC, 29576
  • Lends in South Carolina
  • Magnolia Home Loans had a modest beginning in Atlanta, Georgia and now serve home buyers throughout Georgia and South Carolina. We are a family owned business who give our clients 1:1 personalized services. We have been in the mortgage business for over 30 years. Our mission is to serve our customers with honesty, integrity, and competence.