In the year 2026, the USDA loan limit for Garden-City, located in Horry, SC, is set at $285,000. Meanwhile, the limit for an FHA loan on a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to assess and compare today’s leading rates for USDA versus FHA, pinpointing the income, credit, reserves, and documents necessary to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, aiding in determining which program in best fits your specific financial situation.
2026 Loan Limits and Down Payment Requirements in Garden-City, Horry, SC
Loan Type
Maximum Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Garden-City, SC
The goal of Lendersa® is to ensure you secure the best possible USDA or FHA loan quickly and with ease. Choose one of three initial pathways to connect with lenders and find suitable USDA loan programs.
The USDA home loan, also known as the USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and is specifically available for rural areas. Unlike FHA loans that mandate at least a 3.5% down payment, USDA loans offer a no down payment option, making it more accessible.
5414 Oberlin Drive, Suite 375, San Diego, CA, 92121
Castle Mortgage Corporation is engaged in originating, pooling, securitizing, and servicing residential mortgages, with licenses in over 44 states. As a seller and servicer with Fannie Mae, Freddie Mac, and Ginnie Mae, Castle Mortgage Corporation is also servicing loans in 47states, including California and Washington.
"Founded in 2004, Watkins Home Loans has helped countless clients finance their homes and investment properties.
We take pride in our friendliness, availability and professionalism in making the mortgage financing process as informed, streamlined and efficient as possible.
Whether it’s your first home, a vacation home, or an investment pr
9808 Scranton Road, Suite 3000, San Diego, CA, 92121
"Plaza Home Mortgage, Inc. is a privately-owned national wholesale and correspondent mortgage lender. Founded in 2000, we have built our business on relationships and our deep understanding of the needs of the TPO community. Our Wholesale channel offers our broker clients a wide variety of product options, technology to help them present"
Vervent sets the standard of outperformance in complex service industries by delivering superior industry expertise, future-built technology and meaningful services that are built for speed. Our solutions - Loan Servicing, Lease Servicing, Backup Servicing, Call Center Services and Third-Party Collections - empower companies to accelerate business.
10509 Vista Sorrento Pkwy #400, San Diego, CA, 92121
C2 Financial Corporation is one of the nation’s largest mortgage brokers,We have been ranked a Top 50 Mortgage Lender in the Scotsman Guide and employ several of Scotsman’s Top 500 loan originators in the country. In addition, we were recently ranked in the Top 20 Best Companies to Work For by Mortgage Executive Magazine.
11300 Sorrento Valley Road, Suite 103, San Diego, CA, 92121
"Integrity Capital is a leading hard money lender based in San Diego, CA. We specialize in real estate loans on all types of commercial and residential real estate. We are structured so that you speak directly to the decision maker. Loans can be funded as quickly as 3 days from receiving all due diligence documents"
11839 Sorrento Valley Rd., Suite 903, San Diego, CA, 92121
"First Security Mortgage is a family owned and operated company that has been arranging private money loans for California residents since 1972
Founded in 1972 and located in San Diego Ca., First Security Mortgage Home Loans Inc is a broker and Servicing Company for Hard Money Loans. We originate Real Estate Loans in California only
Our goal is to become your professional mortgage resource not just for this transaction, but for all your financing needs in the future. Our time and resources are spent making your next real estate finance experience the best you've ever had. We take great pride in building lifelong relationships. In fact, we guarantee you an experience unlike an
