In 2026, the USDA loan limit for Socastee, situated in Horry county, SC, is $336,500. Meanwhile, the limit for an FHA loan on a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates, identifying the income, credit, reserves, and documents required for qualification. With this advanced mortgage tool, you can view USDA, FHA, Conforming, and VA loans side by side, helping you choose the best program for your financial scenario in Alabama.
Explore loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® focuses on rapidly providing the best USDA or FHA loan without complications. Initiate one of three presented pathways to connect with matching lenders and USDA loan programs.
The USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively for rural areas. Unlike FHA loans requiring a 3.5% minimum down payment, USDA loans require none, offering substantial benefits to qualified applicants.
Enter your location to find out if it qualifies for USDA rural housing loan?
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