As of 2025, in Brookings, located in the county of Brookings, SD, the USDA loan ceiling is $336,500, whereas for FHA, the cap is set at $472,030 for single-family residences.
The Lendersa® USDA loan calculator lets you evaluate and compare current rates, including USDA vs. FHA. This tool also helps ascertain the necessary income, credit score, reserves, and documentation needed for eligibility. You can explore USDA, FHA, conforming, and VA programs side by side to make an informed decision about the best option for your financial needs in .
Loan limits and down payment specifics for 2025 in Brookings, Brookings, SD
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Available USDA and FHA loan plans in Brookings, SD
Lendersa® is committed to promptly securing the best USDA or FHA loan for you with minimal fuss. Choose one of three starting points to match with lenders and explore USDA loan options efficiently.
USDA home loans, guaranteed by the U.S. Department of Agriculture, are available for rural areas and commonly referred to as USDA rural development loans or USDA mortgages. These loans differ from FHA loans, which require at least a 3.5% down payment since USDA mortgages do not demand any down payment at all.
At Members First, we're like pocket-sized financial superheroes - here to save the day! We're small enough to get to know you, which lets us make a big difference in your finances. So, share your goals with a member of our staff and we'll do everything we can to ensure we've made a difference for you.
The Pinnacle Mortgage Corp team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
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Scient Federal Credit Union is a member-owned, federally insured credit union that has been serving the needs of life science professionals and their families since 1968. Built upon the philosophy of “people helping people, ” Scient works to improve the quality of our members’ lives by providing tailored products
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9755 SW Barnes Road, Suite 470, Portland, OR, 97225
Phil Lyman in 2018 after spending more than seventeen years doing residential loans. Prior to that, Phil earned a BS in Sociology from Portland State University. For several years, Phil specialized in working with clients buying investment properties. Phil Lyman licensed in Oregon, Washington, Idaho and California.
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9755 SW Barnes Road, Suite 420, Portland, OR, 97225
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