USDA VS FHA in Brandon, Minnehaha County, SD

In 2025, the USDA loan cap in Brandon, within the county of Minnehaha, SD is $336,500, while the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate and contrast the best rates of USDA against FHA today, determining the necessary income, credit, reserves, and documentation for qualification. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA programs side by side to decide which fits your financial situation best in .

Compare offers from a range of 100 lenders

Details on 2025 Loan Limits and Downpayment Requirements in Brandon, County of Minnehaha, SD

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Choices in Brandon, SD

The Lendersa® goal is to connect you with the finest USDA or FHA loans promptly, without complications. Choose among three starting options to match with lenders, finding the suitable USDA loan programs.

Lendersa USDA loan inquiry and matching results

Understanding the USDA Loan in SD

The USDA home loan, known also as a USDA rural development loan or mortgage, is a government-backed loan by the Department of Agriculture, available exclusively in rural areas. Unlike FHA loans requiring a 3.5% minimum down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Salman Capital Funding
  • 35 journal Sq, Jersey City, NJ, 07306
  • Salman Capital is a family-owned In-house direct lender that provides financing for real estate investors nationally. With our own discretionary capital, we provide Bridge 12-24 month term IO financing for acquiring and stabilizing a property. We also provide asset-based DSCR financing for traditional and short term rental properties.
  • Path Federal CU
  • 1 Path Plaza, Jersey City, NJ, 07306
  • We're here to help PATH employees and family. We offer trusted advice and better value than banks on the financial services people use every day. PATH Federal Credit Union has been open since 1952. The credit union has assets totaling $12.78 Million and provides banking services to more than 1, 000 members.
  • Liberty Savings Federal Credit Union
  • 666 Newark Ave, Jersey City, NJ, 07306
  • "Liberty Savings Federal Credit Union boasts nearly $115 million in assets with over 22, 000 members. Our Mission: Provide quality, convenient financial services to a diverse membership for the economic well-being of the individual and our communities. As the credit union grew stronger,"
  • Lightning Mortgage Inc
  • 591 Summit Avenue, Suite 517, Jersey City, NJ, 07306
  • We pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Lightning Mortgage has been in business since 2008 and built a reputation for quality and efficiency among our clients and lenders. The relationship with our lenders, combined with our low overhead,
  • Tri State Area FCU
  • 28 Church Street, Hoosick Falls, NY, 12090
  • Tri State Area Federal Credit Union (TSAFCU) is a full-service member-owned not-for-profit community credit union. It was founded in 1953 and continues to grow strong. We focus on providing good old-fashioned “member” service while helping our members answer financial questions, buy new or used vehicles, purchase and refinance homes
  • Mansfield Mortgage Professionals
  • 57 River Rd, Suite 1009, Essex Junction, VT, 05452
  • Mansfield Mortgage is your local Vermont mortgage company. Helping Vermonters find the right home loan since 2006. Trying to find the right home loan can be difficult – finding the right mortgage company to help you get your loan can be even harder. With literally thousands of lenders to choose from borrowers can easily become overwhelmed.
  • Bank of Millbrook
  • 3263 Franklin Ave., Millbrook, NY, 12545
  • Twenty years after its first business was founded, the Village of Millbrook needed a bank. The State of New York granted the Bank of Millbrook its charter on May 11, 1891, and seven days later we received our first customers on Franklin Avenue. Our first Board of Directors consisted of 15 prominent businessmen and residents of the community.
  • Heritage Financial Corporation
  • 3478 Kennedy Blvd, Jersey City, NJ, 07307
  • Heritage Financial Corp. has helped hundreds of families achieve their dreams of homeownership. Our team lives in the same communities we serve, understanding the in-depth challenges faced by families and individuals. From residential to commercial financing our team has the experience and expertise to be true partners to our clients.