USDA and FHA Pro and Con in Hartford, Minnehaha County, SD
In 2025, the USDA loan limit in Hartford, located in Minnehaha county, SD, is $336,500, whereas the FHA limit for a single-family home is $472,030.
Leverage the Lendersa® USDA loan calculator to assess and compare USDA versus FHA rates. Use this tool to determine necessary income, credit, reserves, and documentation for qualification. The advanced mortgage calculator showcases USDA, FHA, Conforming, and VA loans side by side to help you choose the most suitable option for your financial situation in .
2025 Loan Limits and Downpayment Requirements in Hartford, County of Minnehaha, SD
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Choices in Hartford, SD
The aim of Lendersa® is to secure the best USDA or FHA loan for you quickly and without complications. Choose from three starting pathways that align with different lenders and available USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and available only in rural areas. These loans require no down payment, contrasting with FHA loans that need at least 3.5% down.
4222 E. Thomas Road, Suite 370, Phoenix, AZ, 85018
Colonial Capital originates short-term bridge loans secured by real estate. These loans typically have characteristics that create complications for traditional lenders. However, our leadership and experience enable us to quickly quantify risk using market knowledge coupled with disciplined underwriting. We also consider our borrowers.
3835 North 32nd Street, Suite 1, Phoenix, AZ, 85018
Discover financial empowerment with O Capital Group LLC, your trusted partner in home ownership and real estate investment. With personalized mortgage solutions and expert guidance, we help you navigate the lending landscape with ease. Reach us at [email protected] or (602) 492-8930 to start your journey toward financial success today!
3835 North 32nd Street, Suite 12, Phoenix, AZ, 85018
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
We’re fed up with it. And we know you are too. That’s why District Lending was created. Our goal is to change the way home lenders do business. We’re built around customer-first support, instead of company-first sales. We provide specialty advice, industry-leading access, and the tech savvy of internet natives
5090 N 40th St, Suite, Suite 100, Phoenix, AZ, 85018
Guardian Mortgage was founded in 1965 on the principles of integrity, superior customer service, and mutual trust. Today we originate loans in over 40 states and have helped over a million homeowners realize their dreams of homeownership. These are not just numbers. Our greatest source of pride comes from our clients’ satisfaction.
Capstone Financial is a subsidiary of Capstone Private Mortgage Holdings, a company founded by an experienced team of real estate and finance professionals. Capstone Financial was created to help real estate investors take advantage of opportunities as emerging real estate markets recover and stabilize post recession.
1921 South Alma School Road, Suite 201, Mesa, AZ, 85210
Carpenter Team in AZ is a personal loan officer for clients in Arizona and California. We know what you need to get the home of your dreams. This is why our experts waste no time in helping you own the house you and your family deserve and also aim to educate both individuals and families alike on how they can have access to competitive financing
1830 South Alma School Road, Suite 127, Mesa, AZ, 85210
We work with more than a dozen mortgage lenders which gives us a wide selection of loan products that are sure to provide the perfect mortgage solution for all of your real estate finance needs. We are a local business with low overhead which gives us a competitive advantage of speed and lower costs over the larger mortgage lenders and banks.
"We are bankers, investors and ex-fix and flippers that come together to provide a critical piece of your project: the financing.
You can focus on what you do best, and know that we can cover your borrowing needs.
We make it easy to understand and get done, and then easy to keep up with during your project"
2314 S Val Vista Dr, Suite 201, Gilbert, AZ, 85295
We are a full-service mortgage broker company based in Arizona. Unlike other Mortgage Professionals, we are dedicated to offer service to our Clients assistance Monday thru Sunday to ensure a smooth transaction!
We have the ability to offer many home loan options. We work with the TOP WHOLESALE MORTGAGE LENDERS
Ken Starks - The Starks Team - 50 State Mortgage BROKER
1530 E Williams Field Rd, Suite 105, Gilbert, AZ, 85295
Our sole purpose for being in business is to serve you and your family’s financial needs relative to your mortgage. Our goal is to help help you understand your various options and choose whatever is best for you and your family. Our goal is for you to feel confident in you choice to buy and/or refinance your home with us
