USDA and FHA Pro and Con in Hartford, Minnehaha County, SD

In 2025, the USDA loan limit in Hartford, located in Minnehaha county, SD, is $336,500, whereas the FHA limit for a single-family home is $472,030.

Leverage the Lendersa® USDA loan calculator to assess and compare USDA versus FHA rates. Use this tool to determine necessary income, credit, reserves, and documentation for qualification. The advanced mortgage calculator showcases USDA, FHA, Conforming, and VA loans side by side to help you choose the most suitable option for your financial situation in .

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2025 Loan Limits and Downpayment Requirements in Hartford, County of Minnehaha, SD

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Choices in Hartford, SD

The aim of Lendersa® is to secure the best USDA or FHA loan for you quickly and without complications. Choose from three starting pathways that align with different lenders and available USDA loan programs.

Outcomes of Lendersa USDA loan inquiry and matching

What Exactly is a USDA Loan in SD?

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and available only in rural areas. These loans require no down payment, contrasting with FHA loans that need at least 3.5% down.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Mortgage Capital Lending Inc.
  • 14044 Ventura Boulevard, Suite 308, Sherman Oaks, CA, 91423
  • At MCap Lending, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Multi Zone Realty, Inc.
  • 13701 Riverside Drive, Suite 417, Sherman Oaks, CA, 91423
  • "Multi Zone Realty, Inc. specialized experience in providing financing for a full range of investment property types. Our goal is to secure the most competitive financing in both loan terms and loan proceeds for our clients. We are able to accomplish this by: ◾Tapping into our nationwide network of agents."
  • Stolarz Home Loans
  • 13800 Magnolia Blvd, Sherman Oaks, CA, 91423
  • We offer the wisdom, skill level, and technological advantages of a large company, coupled with a small-company environment where we strive to achieve a rewarding experience on an individual and tailored way.Our main focus is on integrity and high ethical standards, as we commit to excellence with each of our clients.
  • Simco Pacific Corp
  • 14250 Ventura Boulevard, 2nd Floor, Sherman Oaks, CA, 91423
  • Simco Pacific is run and owned by Mr. Babak Siminou. Mr. Siminou first opened his loan business back in 1986 with high hopes of a successful future. He left his previous partnered-company, Schaefer Financial, to open a mortgage company of his own. He has done many loans, some large some small, but he always provides his customers.
  • Executive Realty & Finance
  • 13701 Riverside Drive, Suite 205, Sherman Oaks, CA, 91423
  • Our main goal is to provide you with the best customer service and to do what it takes to keep our clients satisfied with our services. We always have your best interest in mind. We have a great market strategy in order to execute the sale of your property in timely manner. We are a full service real estate firm working with you and for you.
  • ID Mortgage Broker
  • 13317 Ventura Blvd, Suite H, Sherman Oaks, CA, 91423
  • "ID Mortgage Broker offers professional and affordable mortgage services in Los Angeles and California. Including but not limited to conventional loans, hard money, FHA, VA, USDA, and JUMBO loan programs. Purchasing a home, getting new vacation property or refinance your current loan should be hustle free and positive, not creepy and draining"
  • Lantern Financial Corp.
  • 13701 Riverside Drive, 3rd Floor, Sherman Oaks, CA, 91423
  • Lantern Financial is your "bank alternative" for business purpose loans on all types of commercial properties in the Southern California area. We are more than just a lender. We help our customers design a loan best suited for their commercial real estate lending needs. Our customers receive fast and direct answers about their loan inquiries.
  • California Hard Money Direct
  • 13547 Ventura Blvd #177, Sherman Oaks, CA, 91423
  • California Hard Money lender offer non owner residential and commercial loan everywhere in California. We lend on the collateral not the credit.In addition to our standard Hard Money Loans we also have hybrid programs for people who happen to have FICO scores above 650. We have programs to fit most borrowers and will make any loan as long as it ma
  • Integrity Realty and Finance
  • 257 East Adams Street, Long Beach, CA, 90805
  • I obtained my Real Estate License in 1998 and functioned primarily as a Realtor in various areas of Southern California until 2008 (when the Real Estate market drastically declined). Once that happened, I decided to try my hand as a Mortgage Loan Officer and immediately created a niche in that field.
  • Elemental Home Mortgage, LLC
  • 1612-2 NE Vine Street, Roseburg, OR, 97470
  • Elemental Home Mortgage was founded on the principal that every person should have an opportunity to know if they are ready for a mortgage. To have an opportunity to know what their options are. We feel strongly that each person should have the chance to have an informative, tailored conversation about their housing goals
  • Award Home Loans of Roseburg
  • 1043 NE Stephens St, Suite 101, Roseburg, OR, 97470
  • Award Home Loans of Roseburg we are committed to assisting our clients with the highest quality home loans. We listen to you fitting the mortgage to your personal financial goals. We are located in Roseburg and are available to serve anyone throughout the state of Oregon, but specializing in Douglas County and the I-5 corridor.