USDA Loan Vs. FHA loan for Arlington, TN [Shelby County Rates 2023]

In 2025, USDA loan limit in Arlington, county of Shelby, TN is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Arlington, TN

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Tennessee?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(281) 658-5577 525 miles Lender's profile and map Reviews CHAMPIONS MORTGAGE 16525 Lexington Blvd, Suite 200, Sugar Land, TX, 77479 Founded on the principles of honesty, integrity, and transparency, Champions Mortgage provides a stress-free mortgage experience for all our clients through dedication, education, and commitment. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.
(419) 946-5066 526 miles Lender's profile and map Reviews Morrow County Federal Credit Union 800 W Marion Road, Mount Gilead, OH, 43338 The Morrow County Federal Credit Union was opened over 40 years ago and is community-owned. Any Person living, working, or worshipping in the credit union’s geographic area can become a member and access banking services. Membership is also open to immediate family of current members.
(269) 488-1606 526 miles Lender's profile and map Reviews Summit Home Mortgage, LLC 414 W Milham Avenue, Portage, MI, 49024 Summit Home Mortgage, LLC provides the promise of longevity and security along with a commitment to service excellence. We are recognized as the industry leader in mortgage partnerships because we are experts in our business and deliver outstanding service to our customers. We offer hundreds of loan choices to our customers
(269) 488-2025 526 miles Lender's profile and map Reviews EST Home Mortgage 1302 W Milham Ave, Portage, MI, 49024 EST stands for Excellence, Service, and Trust. We provide our clients with first-class mortgage planning, including giving you a total cost analysis, which is not offered by other mortgage brokers, online lenders, or local credit unions. We believe in high-touch and high-tech. We provide an easy online application, mobile-friendly communication.
(281) 245-6887 526 miles Lender's profile and map Reviews American Baptist Association Credit Union 7911 Stratford Hall Drive, Rosharon, TX, 77583 The American Baptist Association Credit Union was organized on March 17, 1970, with a purpose and goal to help those that are associated with the American Baptist Association. The credit union is regulated by the Credit Union Department of the State of Texas and is examined at least once a year by the department.
(712) 388-0505 526 miles Lender's profile and map Reviews Midstates Bank, National Association 1851 Madison, Council Bluffs, IA, 51503 We are a community bank dedicated to building sustainable communities, businesses and producers. Our brand promise, "More Options, More Service, More Willing, " underpins everything we do. Through exceptional service and expertise, we facilitate small business growth, enable agri-business clients to conduct complex and profitable operations.
(712) 563-4255 526 miles Lender's profile and map Reviews Landmands Bank 201 South Division Street, Audubon, IA, 50025 Landmands Bank began in 1909. At Landmands Bank you are a face and a name, not a number or a quota. As we work diligently to provide you with personal service, we recognize that our success depends on your success. That's why we strive to provide you with quality financial products
(269) 321-8950 527 miles Lender's profile and map Reviews Dividend Mortgage 6204 Lovers Lane, Portage, MI, 49002 Our ultimate goal is to create lasting relationships with each and every client and to continue providing excellent service for many years to come. Unlike many of the larger nationwide mortgage companies that are out there, all your information will be kept secure and private. The Dividend Mortgage name is trusted throughout the community.
(402) 867-2141 527 miles Lender's profile and map Reviews Corn Growers State Bank 333 Nebraska Street, Murdock, NE, 68407 Corn Growers State Bank has increased in assets many times over since 1950 and takes pride in the fact that it is a vital part of the Murdock community and wishes to thank all of its past, present and future customers for the business they have done with the bank. Your support is greatly appreciated
(254) 778-3199 527 miles Lender's profile and map Reviews Scott & White Employees Credit Union 2401 South 31st Street, Temple, TX, 76508 Scott & White Employees Credit Union (SWECU) was chartered in 1962 by the employees of Scott & White. The Credit Union is state chartered and regulated by the Texas Credit Union Department. Deposits are federally insured up to $250, 000.00 per account by NCUSIF, which is regulated by the National Credit Union Administration
(254) 773-1604 527 miles Lender's profile and map Reviews Texell Credit Union PO Box 983, Temple, TX, 76503 Texell Credit Union is a not-for-profit financial cooperative founded in 1948. With over 130+ employees, Texell serves over 40, 500 members through digital service platforms and nine Central Texas branches. Texell offers a wide range of financial services to its members, and performs competitor research weekly to ensure it