USDA and FHA Pro and Con in Arlington, Shelby County, TN

For 2025, the USDA loan maximum in Arlington, located in Shelby county, TN is set at $336,500, while the FHA cap is $472,030 for a single-family residence.

Utilize the Lendersa® USDA loan calculator to contrast today’s leading USDA and FHA rates. Discover the income, credit, reserves, and documentation requirements for eligibility. Our sophisticated mortgage tool allows you to assess USDA, FHA, Conforming, and VA programs side by side, enabling you to select the most suitable option for your financial situation in .

Access offers from over 100 lenders

2025 Loan Limits and Down Payment Guidelines in Arlington, Shelby county, TN

Loan Category Limit Initial Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Arlington, TN

Lendersa® aims to deliver the most effective USDA or FHA loan efficiently and conveniently. Opt from one of three approaches to connect with lenders and USDA loan offerings.

Lendersa USDA loan request and matching results

An Overview of USDA Loans in TN

A USDA home loan, which is a government-backed program through the Department of Agriculture, also known as the USDA rural development loan or mortgage, applies solely to rural areas. Unlike FHA loans demanding a minimum down payment of 3.5%, USDA loans require absolutely no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Dream House Mortgage
  • 15500 New Barn Road, Suite 102, Miami Lakes, FL, 33014
  • Dream house mortgage primary focus is to serve our customers with exceptional customer service, competitive products, programs, and pricing. We pride ourselves on the highest level of service and will be there every step of the way throughout the loan process. We can assist you with qualifying and obtaining the mortgage plan best suited
  • Itwins Financial Inc
  • 7565 West 14th Avenue, Hialeah, FL, 33014
  • ITWINS Financial inc treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • SIMPLE HOME LOANS INC
  • 5801 NW 151 St Suite 306, Hialeah, FL, 33014
  • Simple Home Loans Founded in 2020 and simple home is a mortgage brokerage based out of Miami Lakes, FL. Our management has a combined industry experience of over 50 years, The company has over 50 wholesale lenders relationship, giving its clients access to virtually every possible loan program.
  • Parke Bank
  • 601 Delsea Drive, Sewell, NJ, 08080
  • Parke Bank is a full service commercial bank, with an emphasis on providing personal and business financial services to businesses and individuals primarily in Philadelphia and surrounding counties and Southern New Jersey. Parke Bank’s deposits are insured up to the maximum legal amount by the Federal Deposit Insurance Corporation (FDIC).
  • Norristown Bell Credit Union
  • 1407 Erbs Mill Road, Blue Bell, PA, 19422
  • Our credit union was originally chartered in 1940 by Bell Atlantic (formerly known as Bell of PA, now Verizon). Tired of the poor service offered by local banks and other financial institutions, the credit union was formed to provide better loan and savings rates, as well as the personal financial attention they felt everyone deserved.
  • Vantage Point Mortgage
  • 401 Old Penllyn Pike, 2nd Floor, Blue Bell, PA, 19422
  • Vantage Point Mortgage is committed to delivering quality service to all of its customers. We offer a wide range of mortgage products and provide a variety of financial services to our new and current mortgage holders.Outstanding customer service is always our number one priority – we put our customer’s needs and requirements first.
  • Northeast Equitable Mortgage LLC
  • 488 Norristown Rd, Suite 241, Blue Bell, PA, 19422
  • Northeast Equitable Mortgage, we know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. Today's technology is providing a more productive environment to work in. For example, through our website
  • University of Pennsylvania Students Federal Credit Union
  • 3401 Walnut Street, Suite 431A, Philadelphia, PA, 19104
  • The Student Federal Credit Union (SFCU) is the first and only Credit Union in the Ivy League and exclusively serves the University of Pennsylvania community. Founded in 1987 by three Wharton MBA students, the SFCU has been providing Penn students with secure, efficient, and convenient financial services for almost 25 years.
  • Penn Federal Credit Union
  • 3131 Walnut Street, Philadelphia, PA, 19104
  • Penn Federal Credit Union is a non-profit organization. In other words, every member equally owns the credit union. Any money made above the cost of operations is returned to the members in the form of better rates on deposits, better loan rates and lower fees. The credit union is governed by a Board of Directors, and all credit union accounts.
  • Spring EQ LLC
  • 2929 Arch Street, Suite 500, Philadelphia, PA, 19104
  • Spring EQ LLC unlocks the goals of homeowners by providing visibility and access to their home's equity. Unlike banks and other lenders, Spring EQ LLC’s platform simplifies access to the value of their home, and when the need arises, dramatically reduce the time and cost to tap into that value.
  • Liberty Group Funding
  • 2450 Hollywood Blvd, Suite 503, Hollywood, FL, 33019
  • At Liberty Group Funding, we offer unparalleled service to our clients and real estate professionals. When you call, we pick up, when you email, we respond. Our motto is to be in constant contact with our clients. Every step of the way, we are there to guide you along. We offer all the latest mortgage products including