USDA Loan Vs. FHA loan for Arlington, TN 2026

For 2026, the USDA loan maximum in Arlington, located in Shelby county, TN is set at $336,500, while the FHA cap is $472,030 for a single-family residence.

Utilize the Lendersa® USDA loan calculator to contrast today’s leading USDA and FHA rates. Discover the income, credit, reserves, and documentation requirements for eligibility. Our sophisticated mortgage tool allows you to assess USDA, FHA, Conforming, and VA programs side by side, enabling you to select the most suitable option for your financial situation in .

Exploring USDA and FHA Loan Options in Arlington, TN

Lendersa® aims to deliver the most effective USDA or FHA loan efficiently and conveniently. Opt from one of three approaches to connect with lenders and USDA loan offerings.

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An Overview of USDA Loans in TN

A USDA home loan, which is a government-backed program through the Department of Agriculture, also known as the USDA rural development loan or mortgage, applies solely to rural areas. Unlike FHA loans demanding a minimum down payment of 3.5%, USDA loans require absolutely no down payment.

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(888) 769-8841 Lender's profile and map Reviews Campus Federal Credit Union 9555 Antioch Road, Suite A, Baton Rouge, LA, 70817 Formed in 1934 by seven employees of Louisiana State University, Campus Federal now serves over 59, 000 individuals and business members. The common bond between Campus Federal and LSU remains strong, along with the strong relationships we've developed with our additional select employee groups and business members.
(225) 924-8900 Lender's profile and map Reviews Baton Rouge Telco Federal Credit Union 13404 Airline Hwy, Baton Rouge, LA, 70817 Baton Rouge Telco Federal Credit Union knows life is full of opportunities to say yes. Wherever you are on your financial journey, we hope we can say yes to help you get there. We’re confident our competitive rates and friendly team members will make it easy.So get to know Telco. Because we’re always looking for more ways to say yes!
(770) 554-2265 Lender's profile and map Reviews Legacy State Bank 3825 Harrison Road, Loganville, GA, 30052 We offer some of the best deposit and loan products anywhere around and we remain very competitive on rates for both loans and deposits! While we are a community bank, we can offer many of the services offered by the big banks including internet banking, mobile banking, remote deposit capture, mortgages, etc.
(678) 615-7481 Lender's profile and map Reviews Simplifi Lending LLC 698 Deer Springs Way, Loganville, GA, 30052 Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice
(678) 957-6733 Lender's profile and map Reviews First Chance Mortgage, Inc. 131 Lee Byrd Road, Loganville, GA, 30052 First Chance Mortgage has been serving clients in Georgia with affordable mortgage loans since 2000. Our staff if dedicated to the highest levels of customer service available to existing Georgia homeowners and future homeowners! Mortgage has been serving clients in Georgia with affordable mortgage loans since 2000.
(865) 453-2650 Lender's profile and map Reviews SmartBank 2430 Teaster Ln, Suite 205, Pigeon Forge, TN, 37863 SmartBank emerged in January 2006, when long-time executive Bankers Bill Carroll and Billy Carroll decided to start the process of organizing a Bank with the image, values and service level that would become incomparable to any other Bank in the market. SmartBank opened its first office in January 2007
(678) 714-4965 Lender's profile and map Reviews Safe Harbor Mortgage, llc 4841 Stone Moss Path, Hoschton, GA, 30548 In 2012, after 15 years in the mortgage industry, Barb Bone stepped out to establish Safe Harbor Mortgage, a residential mortgage brokerage built upon three core values - professionalism, integrity, and a committment to personal service. In an industry often marked by companies chasing profits over the priorities of their customers
(225) 924-8015 Lender's profile and map Reviews First National Bankers Bank 7813 Office Park Blvd, Baton Rouge, LA, 70809 FNBB, Inc. is organized to be a profitable and well capitalized financial services corporation providing high quality correspondent services which facilitate the success and growth of its shareholders and clients. It is focused on serving the management and financial needs of community financial institutions in the United States.
(225) 927-0005 Lender's profile and map Reviews Republic Finance 7031 Commerce Cir, Baton Rouge, LA, 70809 Republic Finance specializes in providing a variety of consumer loans, flexible lending options and incomparable customer service, & has assisted its customers in meeting their personal finance goals for more than 60 years. With branch offices located in Alabama, Georgia, Kentucky, Louisiana, Mississippi, Missouri, South Carolina, Tennessee, Texas.
(225) 228-0202 Lender's profile and map Reviews Pelican Home Lending 8768 Quarters Lake Road, Suite 5, Baton Rouge, LA, 70809 At Pelican Home Lending, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
(225) 313-6189 Lender's profile and map Reviews Reliant Home Lending 8550 United Plaza Boulevard, Suite 702, Baton Rouge, LA, 70809 At Reliant Home Lending We make it easy & worry-free to reduce your interest rate & monthly payment. We can even help you pay down your balance more quickly for comparable monthly payment. Let our professionals guide you to the very best refinanced loan! Tapping into your home equity is easier than ever before. You’ve been paying down your balance.