USDA Loan Vs. FHA loan for Arlington, TN [Shelby County Rates 2023]

In 2025, USDA loan limit in Arlington, county of Shelby, TN is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Arlington, TN

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Tennessee?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(614) 221-3233 488 miles Lender's profile and map Reviews Telhio Credit Union 96 North Fourth Street, Columbus, OH, 43215 Telhio Credit Union has been a strong and stable financial institution in central Ohio since 1934. We are a not-for-profit, full-service financial institution cooperative, meaning our members are owners and can expect to receive high-quality financial services to meet all of their needs. Telhio is strong and safe, and has been serving central Ohio.
(614) 221-9376 488 miles Lender's profile and map Reviews Education First Credit Union 510 E Mound Street, Columbus, OH, 43215 Education First Credit Union was established in 1936 by five Columbus City School teachers as a credit union for teachers and their families. From these humble beginnings, the original five employees have grown to nearly 50 with three locations but we have never strayed from our goal of serving Ohio’s educational community.
(614) 224-8890 488 miles Lender's profile and map Reviews CME Federal Credit Union 365 South 4th Street, Columbus, OH, 43215 CME Federal Credit Union was established in 1935 by the City of Columbus Firefighters. A fews years later, CME FCU began serving employees of the City of Columbus Division of Police. Gradually, CME FCU expanded over the years to serve city, county, and municipal employees within Franklin County.
(800) 480-2265 488 miles Lender's profile and map Reviews Huntington Bank 41 S. High Street, Columbus, OH, 43215 Huntington Bancshares Incorporated is a $174 billion asset regional bank holding company headquartered in Columbus, Ohio. Founded in 1866, The Huntington National Bank and its affiliates provide consumers, small and middle-market businesses, corporations, municipalities, and other organizations with a comprehensive suite of banking, payments.
(614) 869-4501 488 miles Lender's profile and map Reviews Total Choice Mortgage 555 S Front Street, Columbus, OH, 43215 Our vision is to create an exceeding mortgage experience for our customers. Every business decision we make is centered around our biggest asset, our customers To become a winning brand in the mortgage industry by driving a culture of customer-centricity through every phase of the mortgage process.
(614) 744-3284 488 miles Lender's profile and map Reviews Pace Financial Group 250 Civic Center Dr, Suite 150, Columbus, OH, 43215 Pace Financial Group offers a full range of commercial real estate funding options as well as a full service commercial mortgage loan servicing operation. Financing options include first and second mortgage debt, equity investments, mezzanine financing & brokerage services. Pace expanded its focus to include the brokerage of interim, construction.
(614) 481-8383 488 miles Lender's profile and map Reviews Armstrong Mortgage Co 1225 Dublin Road, Columbus, OH, 43215 Armstrong Mortgage Company is a full service Mortgage Banking firm, founded in 1971. Armstrong provides mortgage services for its clients, such as Multifamily Owners and Developers, Commercial Property Owners and Developers as well as health care developers and owners. A major business emphasis is on the construction and permanent financing.
(281) 298-1009 488 miles Lender's profile and map Reviews One Source Home Mortgage 2408 Timberloch Place, Suite B-3, The Woodlands, TX, 77380 One Source Home Mortgage was Est. in 2003 by Owner / Broker Tom Derrick. We have built our reputation on high values, honesty and integrity. We believe by giving our clients the best service, competitive rates and fees, we have built a network of satisfied clients, that conitinue to send thier friends and family to our Company for the same respect
(713) 554-0899 488 miles Lender's profile and map Reviews Whizango Inc 2001 Timberloch Place, Suite 500, Spring, TX, 77380 Whizango, we can keep you out of a complicated mortgage process. We know how confusing it can be to navigate the mortgage application process. You shouldn’t have to worry about getting stuck in a complicated process or being locked into a bad mortgage! That’s why we’re hyper-focused on helping customers easily and confidently navigate.
(866) 977-5335 488 miles Lender's profile and map Reviews FirstCap US Mortgage LLC 875 N. High Street, Suite 300, Columbus, OH, 43215 Our mission is to remove barriers and rid the antiquated processes to deliver the lowest rate for our client. FirstCapUS raises your mortgage expectations with trusted service locally in the Midwest, a digital approach that increases ease of use and people who believe in integrity first and foremost -enabling you to focus on your next life move.
(740) 777-0867 488 miles Lender's profile and map Reviews Pinnacle Home Mortgage LLP 20 South Third Street, Suite 210, Columbus, OH, 43215 At Pinnacle Home Mortgage, LLC, where we specialize in residential mortgages. At Pinnacle Home Mortgage, LLC, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.