In 2026, the USDA loan limit for Brighton in Tipton County, TN, is set at $336,500, while the FHA limit for a single-family house is $472,030.
Utilize the Lendersa® USDA loan calculator to assess today's leading USDA against FHA rates. Determine the required income, credit reserves, and necessary documents to qualify. Our advanced mortgage calculator allows for a side-by-side comparison of USDA, FHA, Conforming, and VA offers, aiding you in selecting the best program for your financial situation within .
2026 Loan Limits and Downpayment Requirements in Brighton, County of Tipton, TN
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Brighton, TN
The objective of Lendersa® is to facilitate the best possible USDA or FHA loan promptly and without hassle. Select one of three starting paths leading to compatible lenders and USDA loan programs.
A USDA home loan is a mortgage guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and available only within rural locales. In contrast to FHA loans, demanding a minimum 3.5% down payment, USDA mortgages require no down payment.
Brighton Bank is proud to be the oldest community bank serving Tipton County. Our rich history and commitment to the community allow us to provide friendly customer service and modern banking amenities to all our customers throughout West Tennessee. Chartered under the laws of the state of Tennessee on October 10, 1910
13690 Highway 51 South, Suite 107, Atoka, TN, 38004
Lends in Tennessee
The West Tennessee Credit Union is a Not-for-Profit Mutual Benefit Financial Cooperative serving its members who share a common bond with high quality, friendly, fair, and courteous services while maintaining long-term financial stability and safeguarding the members' assets. We've proudly been serving members' needs since 1967!
Patriot Bank is a full-service bank with a focus on community service. The bank serves the growing markets of Shelby County, Tipton County and Fayette County with a wide range of consumer and commercial accounts and a mortgage division. Patriot Bank opened in Millington in October 2001 and has grown to eight full service banks in Arlington
We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. Patriot Bank Mortgage offers mortgages in Memphis, Shelby, Tipton and Fayette County markets. We also serve the surrounding areas.
We are passionate about giving our customers and the communities we serve, an experience that is Unbelievably Good. Member FDIC. Equal Housing Lender
First Citizens National Bank operates from 25 locations in the state of Tennessee. Established in 1889 in Dyer County, the bank serves markets throughout eleven Tennessee counties.
First South Financial Credit Union is a member-owned, federally insured financial institution serving over 64, 000 members throughout the world. Recognized as a leader in strength, stability and service, we are ranked among the top 1% of financial institutions in the entire country by independent rating organizations.
Our mission is to financially counsel and serve members of the health care community with a full range of quality financial services which are competitive, and promote the financial well-being of our membership and the overall safety and soundness of our organization. HealthNet Federal Credit Union was founded in 1955 to serve the financial needs.
The Bank of Ripley is committed to being a friendly, locally owned community bank that consistently and profitably delivers high quality personal service and financial products to meet the needs of, and be recognized as a leader by, the communities we serve for the benefit of those who make our existence possible
L G & W Federal Credit Union is dedicated to serving and supporting the MLGW family with the financial products and services they want and need. Our friendly and knowledgeable staff has just one goal-to serve you! Unlike some larger financial institutions, we see you as a unique person, not just another account number.
