USDA VS FHA in Lakeland, Shelby County, TN

In 2025, the USDA loan limit for {CITY}}, located in the county of {COUNTY}}, {STATE}}, is {DETAILS_LOAN_LIMIT_USDA_1_4}}. Meanwhile, the FHA limit for a single-family home is {DETAILS_LOAN_LIMIT_FHA1}}.

Utilize Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates, and determine the income, credit, reserves, and documents needed for qualification. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA options side by side, helping you decide which program suits your financial needs in Alabama.

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{CURRENT_YEAR}} Loan Limits and Downpayment Requirements in {CITY}}, {COUNTY}}, {STATE}}

Loan Type Loan Limit Down Payment
USDA {DETAILS_LOAN_LIMIT_USDA_1_4}} 0%
FHA {DETAILS_LOAN_LIMIT_FHA1}} 3.5%
Conventional Conforming {DETAILS_LOAN_LIMIT_CONVENTIONAL1}} 3%

USDA and FHA Loan Opportunities in {CITY}}, {STATE}}

Lendersa® commits to quickly securing the best USDA or FHA loan without hassle. Choose from three starting options to be matched with ideal lenders and USDA loan programs.

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What is a USDA Loan in {STATE}}?

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is secured by the U.S. Department of Agriculture and is available solely in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA mortgages require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • The State National Bank of Big Spring
  • 901 Main Street, Big Spring, TX, 79720
  • Chartered in January 1909, The State National Bank opened for business on March 1st of that year at 204 Main Street. The original bank was organized as The First State Bank of Big Spring and in 1924, converted to a national bank charter, with the bank being renamed The State National Bank of Big Spring
  • Bombay Mortgage
  • 8 Sorento Drive Suite 14, Osprey, FL, 34229
  • Bombay Mortgage believe in helping all aspiring homeowners get the help they need. We are committed to finding the right solution for your mortgage as quickly as possible. By streamlining our processes and offering professional service along the way we’ve found many of our clients are able to qualify for a mortgage loan
  • Trinity Mortgage Group, LLC
  • 116 Scrimshaw Drive, Chester, VA, 23836
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Eastern Panhandle Fed CU
  • 36 GM Access Road, Martinsburg, WV, 25403
  • Eastern Panhandle Federal Credit Union was originally chartered in January of 1970 as the Eastern Auto Workers Federal Credit Union. The purpose was to serve the workers and families of the General Motors parts and distribution facility here in Martinsburg. We have evolved over the years and changed with the times
  • High Plains Bank OK
  • 301 South Polk Avenue, Keyes, OK, 73947
  • The staff of High Plains Bank is committed to helping our customers with their banking needs in a safe and secure manner. High Plains Bank has a drive-up at all locations, online banking, mobile banking and of course you may call each branch at any time of operation and we would be happy to help you.
  • Commercial State Bank, of Wagner
  • 204 S. Main Ave, Wagner, SD, 57380
  • We, at the Commercial State Bank, are dedicated to meeting the financial needs of our customers in and around the Wagner area by providing high quality and creative financial services through a skilled professional staff. We will accomplish our mission by remaining an independent community bank, focusing on our present and future customer needs.
  • Fort Randall Federal Credit Union
  • 231 Lake Street, Wagner, SD, 57380
  • In 1951 Ft. Randall Federal Credit Union was chartered to serve local federal employees of the Pickstown School District, and their immediate family members. Once a member of Ft. Randall Federal Credit Union, you can always be a member, even if you move out of field of membership!
  • First Community Bank
  • 201 W Main Street, Silver Lake, MN, 55381
  • First Community Bank is interested in the financial wellbeing of our valued customers. Listening to your needs is the first step in supporting and guiding your financial success. Our caring and knowledgeable staff are here to listen and recommend quality financial products and services to help you reach your goals.
  • Bayfield Home Loans LLC
  • 1127 International Parkway, Fredericksburg, VA, 22406
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.