USDA and FHA Pro and Con in Bolivar, Hardeman County, TN

In 2026, the USDA loan limit for Bolivar in Hardeman County, TN, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.

Utilize Lendersa® USDA loan calculator to compare USDA versus FHA rates today, determining the required income, credit, reserves, and documents to qualify. With this advanced mortgage calculator, view USDA, FHA, Conforming, and VA loans side by side to find the best option for your financial situation in .

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2026 Loan Limits and Down Payment Requirements in Bolivar, Hardeman County, TN

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Bolivar, TN

Lendersa® aims to efficiently secure the best USDA or FHA loan for you, without hassle. Choose one of three pathways to align with lenders and USDA programs.

Results from Lendersa USDA loan requests and matches

Understanding USDA Loans in TN

A USDA home loan, backed by the Department of Agriculture—known as a USDA rural development loan—is exclusive to rural zones. Unlike FHA loans that require a 3.5% minimum down payment, USDA loans demand none.

Enter your location to find out if it qualifies for USDA rural housing loan?



Bolivar Lenders

  • The Bank of Fayette County
  • LogoFEB22-3967, Bolivar, TN, 38008
  • Lends in Tennessee
  • The Bank offers loans for almost all of your business needs. Our lending professionals are trained to assist you with your financial needs. We strive to tailor all lending to each customer’s needs. There are various financing options available. Please contact a Loan Officer directly to discuss your options.

  • Home Banking Company
  • 795 Poplar Avenue, Selmer, TN, 38375
  • Lends in Tennessee
  • For over 100 years Home Banking Company's philosophy has been to provide efficient, courteous service and to provide our customers with the most up-to-date, quality financial products available to the banking industry. We are opening new financial doors by offering options that make banking as convenient as possible for our customers.

  • Bank of Crockett
  • 111 East Main St., Bells, TN, 38006
  • Lends in Tennessee
  • Bank of Crockett has a long history of service to the people of Crockett County. Established in 1887 and opening for business in the Spring of 1888, we are the oldest bank in the county. The main office has always been located on Main Street in Bells. Before the middle 1900's, we had added a branch in Crockett Mills, Tennessee.

  • Resource Federal Credit Union
  • 525 Old Hickory Boulevard, Jackson, TN, 38305
  • Lends in Tennessee
  • Resource Federal Credit Union provides its members with a wide variety of products and services to help meet their day-to-day financial management needs. We are committed to 100% customer satisfaction and are continually broadening our product offering to meet the needs of our members.

  • Patriot Equity Credit Union
  • 1450 Union University Drive, Jackson, TN, 38305
  • Lends in Tennessee
  • Patriot Equity Credit Union is a non-profit cooperative organization created for the purpose of providing financial services to its members. Every member is a shareholder or "owner" of the Credit Union. Founded in 1929, Patriot Equity Credit Union serves the employees and family members of the U.S. Postal Service.

  • The Bank of Jackson
  • 420 Oil Well Road, Jackson, TN, 38305
  • Lends in Tennessee
  • The Bank of Jackson’s successful heritage is built on its commitment to the local community of Jackson and Madison County, local lending decisions and local stockholders and board members. The bank is built on the not so little difference that only a hometown community bank can deliver--personal service.

  • Leaders Credit Union
  • 35 Stonebridge Blvd, Jackson, TN, 38305
  • Lends in Tennessee
  • "Leaders Credit Union has been serving the West Tennessee community for over 60 years with premium financial services. We build on that heritage today by providing the lowest cost offerings with top-level member service, and maintaining the safety and soundness of our credit union.
    We are a full-line financial services provider.

  • Southern Security Federal Credit Union
  • 765 W. Poplar Ave, Collierville, TN, 38017
  • Lends in Tennessee
  • Southern Security Federal Credit Union is a not-for-profit financial cooperative whose mission is to help its members financially. Whether that's through providing savings options, being a lending source or simply providing convenience, each member's needs are unique. We serve employees of companies all over the Mid South and across the nation.