FHA Vs. USDA loan program for Henderson, Chester County, Tennessee

In the year 2025, the USDA loan limit for Henderson, located in the county of Chester, TN, is set at $336,500, while the FHA ceiling for a single-family house is $472,030.

Utilize the Lendersa® USDA loan calculator to compare the best rates for USDA versus FHA loans today. Determine the necessary income, credit requirement, reserves, and documentation to qualify. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, empowering you to decide on the best fit for your financial goals in .

Exploring USDA and FHA Loan Options in Henderson, TN

The mission of Lendersa® is to quickly secure the best USDA or FHA loan without hassle. Choose one of three pathways to find matching lenders and USDA loan services.

Lendersa USDA loan request and matching results

Understanding USDA Loan Programs in TN

A USDA home loan, backed by the Department of Agriculture and known as a USDA rural development loan, is designed for rural areas only. In contrast to FHA loans that require a 3.5% down payment, USDA programs require no down payment, making them a cost-effective choice for eligible buyers.

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(800) 598-5002 Lender's profile and map Reviews Wayne Bank 717 Main Street, Honesdale, PA, 18431 Founded in 1871 in Honesdale, PA, Wayne Bank has 26 community offices serving Northeast Pennsylvania, along with Delaware and Sullivan Counties in New York State. Wayne Bank also operates offices as Bank of the Finger Lakes and Bank of Cooperstown in Ontario, Seneca, Yates, and Otsego Counties in New York State.
(570) 253-1970 Lender's profile and map Reviews The Dime Bank 820 Church Street, Honesdale, PA, 18431 At The Dime Bank, we believe in relationships. With offices in Honesdale, Hawley (downtown and the lake region), Damascus, Greentown, Dingmans Ferry, and Carbondale, we strive to be our communities’ total financial partner. We have been helping generations of customers in Northeastern Pennsylvania realize their goals and dreams by meeting their fin
(800) 462-9515 Lender's profile and map Reviews Honesdale National Bank 724 Main Street, Honesdale, PA, 18431 Founded in 1836, The Honesdale National Bank is the oldest, locally-owned, community bank headquartered in Northeastern PA with offices in Wayne, Pike, Susquehanna, Lackawanna, & Luzerne counties. Visit www.hnbbank.bank/about/convenient-locations/ for locations & hours. HNB offers full-service personal & business banking and safe deposit boxes.
(732) 798-3995 Lender's profile and map Reviews Dollar Funding Inc Mortgage Broker 3146 Route 27, Suite 201, Kendall Park, NJ, 08824 We pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique and we'll work with you to form a loan that is exclusively for you
(800) 933-3280 Lender's profile and map Reviews Financial Resources Federal Credit Union PO Box 6999, Bridgewater, NJ, 08807 FRFCU's headquarters is located in Bridgewater, NJ & has been in business for over 100 years. The Credit Union was formerly the Ethicon Employees FCU which was formed by a group of Johnson & Johnson employees. As one of the largest Credit Unions in New Jersey, it is a member-owned, not-for-profit cooperative.
(908) 625-8878 Lender's profile and map Reviews GOLDEN MORTGAGE CORPORATION 818 Route 202-206, Bridgewater, NJ, 8807 Since 1998, our mission is to serve our New Jersey and New York customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(908) 526-8844 Lender's profile and map Reviews Manville Area Federal Credit Union 43 South Main Street, Manville, NJ, 08835 Manville Area Federal Credit Union has always strived to offer convenient & affordable products & services to meet the financial needs of our members & their families.As we go forward, we are making access to the Credit Union easier with our website. We invite you & your family to join our growing Credit Union & take advantage of the many benefits.
(800) 556-0422 Lender's profile and map Reviews Security First Credit Union 3515 South Jackson Road, Edinburg, TX, 78539 Security First Federal Credit Union has been dedicated to improving the quality of life in the communities we serve. With over $375 million in assets, Security First Credit Union has grown to 15 locations throughout the Rio Grande Valley. As a financial institution we offer similar products and services as a bank. As a credit union
(855) 862-1920 Lender's profile and map Reviews Texas National Bank 4126 Crosspoint Blvd, Edinburg, TX, 78539 Texas National Bank has been serving the Rio Grande Valley since 1920 and prides itself on knowing the community – not just the needs of the community but the people living within that community as well. Known originally as First National Bank of Mercedes in 1920, the bank changed its name in 1985 to become Mercedes National Bank.
(512) 576-6348 Lender's profile and map Reviews Afco Financial Corporation 5217 So McColl Rd, Edinburg, TX, 78539 We are a group of individuals that are uniquely different, we share a common goal and the like-minded belief that we can change the face of real estate through knowledge, experience, hard work, technology, honesty, integrity and by and giving back to our community. We are NOT centered around a presentation or sales pitch
(956) 627-0702 Lender's profile and map Reviews Wallstreet Wholesale Lender LLC 3111 W Freddy Gonzalez, Suite 225, Edinburg, TX, 78539 "WallStreet Wholesale Lender LLC is designed to help borrowers with their Mortgage Loan. Our platform allows borrowers to obtain wholesale rates in a retail market. Our Loan Officer are Licensed and educated. We obtain the best loan officers in Texas. Our requirements are for our Loan Officers to be educated, resourceful."