In the year 2025, within Oakland, situated in the county of Fayette, TN, the USDA loan limit is defined at $336,500. Meanwhile, for a single-family home, the FHA loan cap is established at $472,030.
Take advantage of the Lendersa® USDA loan calculator to contrast today's USDA versus FHA rate offerings effectively and figure out the income, credit score, financial reserves, and documents required to qualify. Our advanced mortgage calculator conveniently shows USDA, FHA, Conforming, and VA options side by side. This feature helps you make an informed decision regarding which program in
Explore loan offers from 100 lenders across the network, bringing a wide variety of options for comparison.
| Type of Loan | Maximum Loan | Required Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The mission of Lendersa® is to ensure you secure the ideal USDA or FHA loan quickly and with minimal hassle. You can choose from three starting points, each designed to connect you with suitable lenders and corresponding USDA loan programs.
A USDA home loan is a government-guaranteed mortgage offered by the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage. These loans are exclusively available in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans do not necessitate any down payment, presenting an advantageous option for eligible borrowers.
Enter your location to find out if it qualifies for USDA rural housing loan?
|
|
|
|
|
|
|
|
|
|
|
|
Bridge Loan Guides
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
