In 2025, within the county of Haywood in Brownsville, TN, the USDA loan ceiling is $336,500, while the limit for an FHA loan is $472,030 for a single-family residence.
Leverage the Lendersa® USDA loan calculator to scrutinize and juxtapose today's optimal USDA and FHA interest rates. Assess what income, credit score, reserves, and documentation are necessary to qualify. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA loans side by side, thus enabling you to identify the most
appropriate program in
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| Loan Type | Loan Ceiling | Required Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The primary intention of Lendersa® is to streamline your access to the most advantageous USDA or FHA loan, swiftly and with ease. Choose among three starting paths that align you with corresponding lenders and USDA loan programs.
A USDA home loan, assured by the United States Department of Agriculture, is alternatively dubbed a USDA rural development loan or USDA mortgage. This loan is exclusively intended for rural areas. Unlike FHA loans which necessitate a minimum 3.5% down payment, the USDA mortgage does not require any initial down payment, making it appealing to many first-time homeowners in eligible regions.
Enter your location to find out if it qualifies for USDA rural housing loan?
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