USDA Vs. FHA your options comparison in Bells, Crockett County, TN

For 2025, the USDA loan limit in Bells, within Crockett County, TN, stands at $336,500. In contrast, for a single-family home, the FHA limit is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates, assessing the income, credit, reserves, and documentations needed for qualification. Our advanced mortgage calculator offers insights into USDA, FHA, Conforming, and VA loans side by side, aiding in selecting the ideal program for your financial position in .

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2025 Loan Limits and Down Payment Requirements in Bells, Crockett County, TN

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Available USDA and FHA Loan Options in Bells, TN

Lendersa®'s goal is to promptly secure the most suitable USDA or FHA loan for you, without complications. Choose from one of three options to match with lenders and identify applicable USDA loan programs.

Results of Lendersa USDA loan requests and matches

Understanding USDA Loans in TN

A USDA home loan, insured by the government's Department of Agriculture—also known as a USDA rural development loan—is specifically for rural areas. It uniquely requires no down payment, unlike FHA loans which need at least a 3.5% down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Kennedy VA Employees FCU
  • 1030 Jefferson Avenue, Memphis, TN, 38104
  • The Kennedy VA Employees Federal Credit Union was founded to serve the employees of Kennedy Veterans Administration Medical Hospital in Memphis, TN. Over the years the Credit Union has grown into a very well-capitalized financial institution offering members various ways to save, including offering a variety of checking accounts and loans.
  • Methodist Healthcare Federal Credit Union
  • 1265 Union Ave, Memphis, TN, 38104
  • Methodist Healthcare Federal Credit Union was originally chartered in 1960 to serve the needs of Methodist Healthcare employees. Today, our credit union family has been extended to include all Methodist employees, Methodist affiliated groups, and the families of each of our members.
  • FAA Federal Credit Union
  • 3920 Whitebrook Drive, Memphis, TN, 38118
  • FAA Federal Credit Union is a not-for-profit, financial cooperative that exists to serve the employees within our various approved service employee groups. Our original charter was established on July 21, 1954, as the Department of Commerce Memphis Employees Federal Credit Union.
  • Shelby County Federal Credit Union
  • 160 North Main Street, Suite 401, Memphis, TN, 38103
  • Chartered in 1961, Shelby County Federal Credit Union is a financially sound, full-service financial institution that offers competitive services for our members. We have two convenient full-service branches with helpful, courteous Member Service Representatives to help our members.
  • NiceLoans!
  • 65 Monroe Avenue, Memphis, TN, 38103
  • NiceLoans, offers our customers a convenient way to get a loan in today’s fast paced world. Starting with nine brick and mortar stores in Tennessee, we provide our customers with a quick and easy loan application process and a team of loan experts there to answer any questions you may have.
  • Orion FCU
  • 400 Monroe Ave., Memphis, TN, 38103
  • Orion Federal Credit Union has grown to become one of the largest credit unions in the Mid-South with more than 70, 000 members and nearly $1 billion in assets. Orion offers a full spectrum of banking options ranging from savings and checking accounts to home, auto, and personal loans, along with commercial real estate
  • Memphis Municipal EFCU
  • 577 Dr Martin Luther King Jr Avenue, Memphis, TN, 38126
  • Memphis Municipal Employees Federal Credit Union provides and promotes the use of a variety of financial services which feature particular benefits and advantages over those generally available from other banking sources, with the specific intent of helping members gain some particular measure of personal financial success.
  • CN/IC Employees Credit Union
  • 2005 Nonconnah Boulevard, Suite 7, Memphis, TN, 38132
  • CN/IC Employees Credit Union strives to be the lifetime financial partner of our member-owners. CN/IC Employees Credit Union will be distinguished within the industry as a secure and growing organization which owes its success to constant attention to its members’ needs and expectations.
  • Apex Mortgage Group LLC
  • 6897 Crumpler Blvd, Suite 300, Olive Branch, MS, 38654
  • Apex Mortgage Group LLC specializes in helping you understand all of your mortgage & financing options so you can make smart and informed decisions. Whether you need help negotiating a mortgage or buying a new home, Apex Mortgage Group LLC can manage all your mortgage needs. My Refinancing services will take the complications out of the process.
  • Unity MS Bank
  • 650 Highway 7 South, Holly Springs, MS, 38635
  • We are a private financial institution for members of our community and surrounding areas. We are a full-service federally insured bank. We provide a large selection of banking products and services, with options to meet every level of need. We offer checking and savings accounts; mortgage loans; personal loans; and small business loans.
  • Kennett National Bank
  • 805 First Street, Kennett, MO, 63857
  • Founded September 7, 1963 as Kennett National Bank, Kennett Trust Bank is one of the oldest independently-owned and managed banks in the area, with 7,000 customers and over $110 million in assets. We actively support the community, donating funds and employee volunteer hours to many educational, hometown and family-related causes.
  • First Missouri Bank of SEMO
  • 500 Independence Avenue, Kennett, MO, 63857
  • We are your hometown, community bank, & to us people matter. Our deposits are invested locally to promote economic growth and meet the borrowing needs of our customers. When you choose to bank with us, your business is managed locally, which means no out-of-town or out-of-state committee is necessary to evaluate your requests or fulfill your needs.