USDA Vs. FHA Pro and Con comparison in Bells, Crockett County, TN

In 2025, USDA loan limit in Bells, county of Crockett, TN is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Bells, county of Crockett, TN

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Bells, TN

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Tennessee?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Lone Oak Fund
  • 11611 San Vicente Blvd, Suite 640, Los Angeles, CA, 90049
  • Lone Oak Fund, LLC is a direct portfolio lender capitalized at one billion dollars. The Fund was established in 2003 by experienced real estate developers, Gerald A. Ducot and James A. Rothstein. Lone Oak Fund has focused on short term bridge loans, secured by first trust deeds on California real estate
  • XPRS Capital
  • 2800 28th Street, Suite 125, Santa Monica, CA, 90405
  • At XPRS, our goal and our mission is to use technology to bridge that gap. We use the latest technology to efficiently connect small businesses with capital so that these businesses, the lifeblood of the American economy, can grow and prosper. We deliver small business loan application decisions in minutes and funding in as quickly.
  • First Pacific Financial
  • 2800 28th Street, Suite 130, Santa Monica, CA, 90405
  • First Pacific Financial was founded in 1989 on the principle that good advice is at the core of every prudent investment. Through the diligent application of this principle, First Pacific has earned the reputation of being a premier provider of real estate financing. We offer a wide variety of investment programs, including
  • Debtcraft
  • 2801 Ocean Park Blvd, Suite 358, Santa Monica, CA, 90405
  • Debtcraft provides its partners and co-investors with high quality investment opportunities and to provide the borrowing community a reliable source of debt and equity for their real estate, business and entrepreneurial pursuits. Call us to learn how to join us as investors or to see if we can assist you with your capital request.
  • Advantage Real Estate
  • 1021 Pico Blvd, Santa Monica, CA, 90405
  • At Advantage Real Estate, Inc. Put your trust in licensed realtor® in David Rosenfeld and Advantage Real Estate. This local veteran-owned real estate agency helps clients in the Santa Monica, CA, area find the right loan programs. No matter what your goals are, their realtor® is ready to help you achieve them.
  • Empyrean Funding and Management
  • 11677 San Vicente Boulevard, Suite 206, Los Angeles, CA, 90049
  • Our mission is to match each of our clients with the right loan one that takes into account individual needs and lifestyles, not just the rate and terms. Then we facilitate the mortgage process, exploring all the possible options, offering advice and guidance. We assist our clients throughout the process.
  • Chasity Lousteau
  • 17337 Ventura Blvd, Suite 300, Encino, CA, 91316
  • Chasity is a licensed Real Estate Broker and Mortgage Loan Originator based at Huntington Group. She provides residential real estate services to homeowners in the West San Fernando Valley cities of West Hills, Woodland Hills, Topanga, Calabasas, Bell Canyon, Canoga Park, Chatsworth and surrounding areas throughout Los Angeles & Ventura Counties.
  • California Prime Capital
  • 17412 Ventura Blvd, Suite 131, Encino, CA, 91316
  • California Prime Capital is a Los Angeles-based private money lender specializing in short-term real estate loans. By providing the fastest and most reliable funding options on the market, we have established ourselves as a key player in the lending sector for real estate investments.
  • Robbins & Lloyd Mortgage Inc.
  • 17337 Ventura Boulevard, Suite 100, Encino, CA, 91316
  • Robbins & Lloyd Mortgage Inc. is no longer just a mortgage, and must be seen as part of your overall debt management strategy and an integral part of your financial plan. Our team is committed to providing expert advice to you and your family in order to protect one of your most valuable assets – your home.
  • My Loan Underwriters
  • 17609 Ventura Boulevard, Suite 208, Encino, CA, 91316
  • My Loan Underwriters provide our borrowers, agents and business affiliates with a streamlined loan financing process, delivering exceptional service, competitive pricing and an array of loan programs. Our industry education and funding source relationships make us uniquely qualified to help our clients select the best product.
  • First Nation Financial Corp
  • 17609 Ventura Boulevard, Suite 208, Encino, CA, 91316
  • First Nation Financial Corp began with the belief that our clients’ best interest is our #1 priority. Today, this philosophy is more important than ever. Our loan officers, Jan and Kam, each with 30 years of experience, will utilize their resources to obtain the best and most competitive loan for you.
  • Go Direct Lenders, LLC
  • 17525 Ventura Boulevard, Suite 107, Encino, CA, 91316
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.