USDA Loan Vs. FHA loan pro & con for Ripley, Lauderdale County, TN

In 2025, USDA loan limit in Ripley, county of Lauderdale, TN is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Ripley, TN

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Tennessee?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(940) 851-4000 515 miles Lender's profile and map Reviews Texoma Community Credit Union 807 8th St, Suite 100, Wichita Falls, TX, 76301 Texoma Community Credit Union has served 11 counties surrounding Wichita Falls, Texas since 1953 with a full range of banking services. We are not a big bank, but a financial cooperative. This means every member gets a vote, and our profits go back into the community each year, rather than into the hands of shareholders.
(940) 217-2433 515 miles Lender's profile and map Reviews Alamo Finance 3114 Seymour Hwy, Wichita Falls, TX, 76301 At Alamo Finance we know what it’s like to need help from time to time. We appreciate the hardworking Texans that built this great state and country. That’s why we believe so firmly in the installment loan. When good people have an unexpected emergency, they shouldn’t have to fall into the trap of Payday lenders. That’s why we’re here.
(608) 375-4117 515 miles Lender's profile and map Reviews Community First Bank WI 925 Wisconsin Avenue, Boscobel, WI, 53805 Community First Bank is the financial institution of choice in the markets we serve. Our customers are achieving greater success through our tailored financial solutions. We continue to provide innovative technology that allows our customers to maximize the value of the products and services that they receive from us.
(269) 965-1381 515 miles Lender's profile and map Reviews Grand Trunk (Battle Creek) Employees Federal Credit Union 1275 North Raymond Road, Battle Creek, MI, 49014 Grand Trunk (Battle Creek) Employees Federal Credit Union was founded in January of 1945 by a group of railroad employees of the Grand Trunk Western Railroad Company. The purpose was to provide financial services to railroaders and their families. Membership quickly grew to 70 members in the first two months of operating
(269) 968-9251 515 miles Lender's profile and map Reviews Kellogg Community Credit Union 41 2nd St, Battle Creek, MI, 49014 Kellogg Community Credit Union, headquartered in Battle Creek, Michigan is a full service financial institution serving people who live, work, worship, or attend school in Greater Southwest Michigan. With more than $795 million in assets and over 47, 000 members through 13 branches in Battle Creek, Kalamazoo, Portage, Three Rivers, Marshall
(402) 474-1400 516 miles Lender's profile and map Reviews Lincoln Federal Savings Bank 8400 Maddox Dr., Lincoln, NE, 68501 Lincoln Federal Savings Bank was formed in 1906 and is organized as a mutual holding company. This means that the Bank is essentially owned by the depositors of the Bank meaning there are no outside shareholders. This structure allows the Bank to offer highly competitive rates to customers on both loans
(414) 273-3170 516 miles Lender's profile and map Reviews Brewery Credit Union 1351 Dr Martin Luther King Jr Drive, Milwaukee, WI, 53212 Brewery Credit Union (BCU) offers the same commitment to our members since we chartered in 1934 as Brewery Workers Credit Union. The Brewery Workers Union Local 9, represented the many breweries and malting companies in Milwaukee, was the original home of the Brewery Workers Credit Union
(402) 448-2285 516 miles Lender's profile and map Reviews First Tri County Bank 105 Main St., Swanton, NE, 68445 We are your hometown community bank and our promise is to provide you with only the best customer service and products that meet your needs, not ours. We understand the needs of customers living in a rural community and continually strive to exceed your expectations and make your banking experience courteous and convenient.
(262) 367-1900 516 miles Lender's profile and map Reviews Town Bank, National Association 850 W N Shore Dr, Hartland, WI, 53029 Town Bank, a Wintrust Community Bank, has 19 locations in Albany, Burlington, Darlington, Delafield, Elm Grove, Hartland, Lake Geneva, Madison, Menomonee Falls, Milwaukee, Monroe, Pewaukee, Wales, Walworth, Wind Lake, Delavan, Sharon, and Clinton, Wisconsin. It provides a wide array of commercial and private banking services.
(608) 837-4511 516 miles Lender's profile and map Reviews Bank of Sun Prairie 228 East Main Street, Sun Prairie, WI, 53590 Our Mission is to become the trusted advisor for families, businesses and the community offering a complete range of financial services. Our tailored customer centric approach enables flexibility and solutions that position our clients for success not only today, but every day in the future.