USDA Vs. FHA your options comparison in Ripley, Lauderdale County, TN
In the year 2025, the USDA loan limit applicable in Ripley, located in Lauderdale county of TN, is determined to be $336,500. Concurrently, the FHA limit for a single-family dwelling is set at $472,030.
Utilize the Lendersa® USDA loan calculator to expertly compare today's optimal USDA against FHA interest rates. This allows you to determine the necessary income, credit score, reserves, and documentation required to qualify. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA options, aiding you in selecting the most suitable program for your financial circumstances in .
2025 Loan Limits and Down Payment Specifications in Ripley, Lauderdale, TN
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Discover USDA and FHA Loan Programs in Ripley, TN
The primary objective of Lendersa® is to quickly connect you with the best USDA or FHA loans available, while minimizing hassle. Choose one of three straightforward starting strategies that efficiently guide you to matching lenders and USDA loan options tailored to your needs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, is commonly known as a USDA rural development loan. This mortgage is specifically designed for rural areas. While FHA loans require a minimum of a 3.5% down payment, USDA loans eliminate this need, requiring no down payment at all, thereby offering exceptional benefits to qualified borrowers.
The mission of the Craftmaster Federal Credit Union is to provide a safe and sound financial institution for members to obtain competitive dividends and interest rates, while complying with all Federal, State and local laws. Through quality management, we will provide personalized services that meet or exceed membership expectations.
The First National Bank North has served local communities since 1902 and now serves several Minnesota Communities. At First National Bank North, we are invested in the growth and success of the Minnesota Communities we serve. As we continue to grow and provide the newest features to our customers, whether that be e-statements, mobile banking.
Ukrainian Federal Credit Union is insured by the National Credit Union Administration and offers personal and business financial services including savings and checking accounts, share certificates, loans, mortgages, VISA credit and debit cards, wire transfers, and online and mobile banking.
Security First Federal Credit Union has been dedicated to improving the quality of life in the communities we serve. With over $375 million in assets, Security First Credit Union has grown to 15 locations throughout the Rio Grande Valley. As a financial institution we offer similar products and services as a bank. As a credit union
Texas National Bank has been serving the Rio Grande Valley since 1920 and prides itself on knowing the community – not just the needs of the community but the people living within that community as well.
Known originally as First National Bank of Mercedes in 1920, the bank changed its name in 1985 to become Mercedes National Bank.
We are a group of individuals that are uniquely different, we share a common goal and the like-minded belief that we can change the face of real estate through knowledge, experience, hard work, technology, honesty, integrity and by and giving back to our community. We are NOT centered around a presentation or sales pitch
3111 W Freddy Gonzalez, Suite 225, Edinburg, TX, 78539
"WallStreet Wholesale Lender LLC is designed to help borrowers with their Mortgage Loan. Our platform allows borrowers to obtain wholesale rates in a retail market.
Our Loan Officer are Licensed and educated. We obtain the best loan officers in Texas. Our requirements are
for our Loan Officers to be educated, resourceful."
Full Service Real Estate Brokerage & Mortgage Business. We help you buy & sell businesses. Buy and Sell Commercial & Residential Real Estate. On the Real Estate / Business side: A Realtor and Broker we've secured transactions- tiny to multi Million. We know numbers, because of our financing side. We find diamonds in the rough.
The NorthRidge Community Credit Union is a progressive, family oriented, member owned and operated financial organization offering a broad range of personalized financial services including auto loans, personal loans, mortgage loans, commercial loans and deposit products including Kasasa rewards checking.
In July 2006, a group of local business people started this bank to serve the needs of people in our community. The bank started in an old gas station in Lewes but soon opened a new headquarters building on RT 1 in Lewes. In 2007, a Rehoboth location on RT 1 opened. Today the bank has grown to over $250 million in assets and serves clients
