In 2026, the USDA loan limit for Dyer, in Gibson County, TN, is set at $336,500, while the FHA limit for a single-family home is $472,030.
Leverage the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates and identify the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator presents the USDA, FHA, Conforming, and VA options side by side, guiding you to choose the program that best fits your financial circumstances in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The goal of Lendersa® is to promptly secure the best USDA or FHA loan for you. Select one of three starting points that will match you with suitable lenders and appropriate USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, is also known as a rural development loan or USDA mortgage. It is available strictly in rural areas. Differing from FHA loans, which require a down payment of at least 3.5%, USDA loans have no down payment requirement.
Enter your location to find out if it qualifies for USDA rural housing loan?
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