USDA VS FHA in Dyer, Gibson County, TN

In 2026, the USDA loan limit for Dyer, in Gibson County, TN, is set at $336,500, while the FHA limit for a single-family home is $472,030.

Leverage the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates and identify the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator presents the USDA, FHA, Conforming, and VA options side by side, guiding you to choose the program that best fits your financial circumstances in .

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2026 Loan Limits and Downpayment Requirements in Dyer, Gibson County, TN

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Dyer, TN

The goal of Lendersa® is to promptly secure the best USDA or FHA loan for you. Select one of three starting points that will match you with suitable lenders and appropriate USDA loan programs.

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Defining the USDA Loan in TN

A USDA home loan, backed by the Department of Agriculture, is also known as a rural development loan or USDA mortgage. It is available strictly in rural areas. Differing from FHA loans, which require a down payment of at least 3.5%, USDA loans have no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



Dyer Lenders

  • Greenfield Banking Company
  • 112 N. Front Street, Greenfield, TN, 38230
  • Lends in Tennessee
  • Greenfield Banking Company is a $67 million financial institution serving Greenfield, Weakley County, and the surrounding area. We have one main facility with two convenient ATM locations, sound lending ability and enhanced banking products and services. We're committed to providing high quality, personalized service.

  • The Bank of Milan
  • 2011 East Van Hook Street, Milan, TN, 38358
  • Lends in Tennessee
  • The Bank Of Milan is a branch office of The Bank Of Milan. They provide the following services: Full Service Office Location and are located at 2011 East Van Hook Street in Milan Tennessee.
    Mobile and traditional directions to this location can be found below along with ratings, lobby hours, their phone number, online banking website

  • Citizens Bank & Trust Company TN
  • 1359 West Main Street, Atwood, TN, 38220
  • Lends in Tennessee
  • Community banks have earned the trust of generations through years of service and connection. At Citizens Bank & Trust, we want to continue building that trust by empowering the people and businesses in our community to reach their financial goals. Citizens Bank & trust is the link between local bank service and big-bank convenience.

  • Security Bank
  • 120 North Mill Avenue, Dyersburg, TN, 38024
  • Lends in Tennessee
  • Security Bank's heritage is one built on financial strength and integrity. Our corporation was chartered as a state bank on April 3, 1931. At that time, it was called Newbern State Bank and was located in downtown Newbern.

    In October 1968, the name was changed to Security State Bank to reflect its expansion into other Dyer County towns.

  • Bank of Crockett
  • 111 East Main St., Bells, TN, 38006
  • Lends in Tennessee
  • Bank of Crockett has a long history of service to the people of Crockett County. Established in 1887 and opening for business in the Spring of 1888, we are the oldest bank in the county. The main office has always been located on Main Street in Bells. Before the middle 1900's, we had added a branch in Crockett Mills, Tennessee.

  • Resource Federal Credit Union
  • 525 Old Hickory Boulevard, Jackson, TN, 38305
  • Lends in Tennessee
  • Resource Federal Credit Union provides its members with a wide variety of products and services to help meet their day-to-day financial management needs. We are committed to 100% customer satisfaction and are continually broadening our product offering to meet the needs of our members.

  • Patriot Equity Credit Union
  • 1450 Union University Drive, Jackson, TN, 38305
  • Lends in Tennessee
  • Patriot Equity Credit Union is a non-profit cooperative organization created for the purpose of providing financial services to its members. Every member is a shareholder or "owner" of the Credit Union. Founded in 1929, Patriot Equity Credit Union serves the employees and family members of the U.S. Postal Service.

  • The Bank of Jackson
  • 420 Oil Well Road, Jackson, TN, 38305
  • Lends in Tennessee
  • The Bank of Jackson’s successful heritage is built on its commitment to the local community of Jackson and Madison County, local lending decisions and local stockholders and board members. The bank is built on the not so little difference that only a hometown community bank can deliver--personal service.

  • Leaders Credit Union
  • 35 Stonebridge Blvd, Jackson, TN, 38305
  • Lends in Tennessee
  • "Leaders Credit Union has been serving the West Tennessee community for over 60 years with premium financial services. We build on that heritage today by providing the lowest cost offerings with top-level member service, and maintaining the safety and soundness of our credit union.
    We are a full-line financial services provider.