USDA Vs. FHA Pro and Con comparison in Dyer, Gibson County, TN

In 2025, the USDA loan limit for Dyer, in Gibson County, TN, is set at $336,500, while the FHA limit for a single-family home is $472,030.

Leverage the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates and identify the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator presents the USDA, FHA, Conforming, and VA options side by side, guiding you to choose the program that best fits your financial circumstances in .

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2025 Loan Limits and Downpayment Requirements in Dyer, Gibson County, TN

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Dyer, TN

The goal of Lendersa® is to promptly secure the best USDA or FHA loan for you. Select one of three starting points that will match you with suitable lenders and appropriate USDA loan programs.

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Defining the USDA Loan in TN

A USDA home loan, backed by the Department of Agriculture, is also known as a rural development loan or USDA mortgage. It is available strictly in rural areas. Differing from FHA loans, which require a down payment of at least 3.5%, USDA loans have no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Porch Point Mortgage
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  • North Alabama Mortgage
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  • Kaskaskia Valley Credit Union
  • 401 S Poplar Street, Centralia, IL, 62801
  • Kaskaskia Valley Community Credit Union is a non-profit financial cooperative organized solely to meet the needs of its membership. Chartered in 1982 as Centralia Correctional Center Credit Union, KVCCU has grown from 19 members to more than 3,900 members! We now help people like you manage more than $21,000,000 in assets.
  • Coffee County Bank
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  • Peoples Bank & Trust Company
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  • Peoples Bank and Trust Company is proud of its heritage of providing a complete line of traditional banking services. Operating hand-in-hand with the commitment to convenience is the Bank's emphasis on efficiency and personal attention and also The first organizational meeting of Peoples Bank and Trust Company was held October 5, 1906.
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  • Labor Management Federal Credit Union
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  • Bank of Edmonson County
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