FHA Vs. USDA loan program for Fairfield-Glade, Cumberland County, Tennessee

In 2025, USDA loan limit in Fairfield-Glade, county of Cumberland, TN is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Fairfield-Glade, TN

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Tennessee?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(603) 643-7400 Lender's profile and map Reviews Legacy Mortgage, LLC 2 Buck Rd, Suite L, Hanover, NH, 03755 Founded in 2021 by longtime Upper Valley mortgage professionals Rob Messenger and Jessica Irwin, Legacy Mortgage LLC provides buyers with unique insight into the local market, a combined 70 years of experience, and access to a network of lending professionals that can make all the difference in securing the most optimal combination of rates
(402) 482-5222 Lender's profile and map Reviews Chambers State Bank 104 E Main St, Chambers, NE, 68725 Chambers State Bank is located in Chambers, NE, United States and is part of the Depository Credit Intermediation Industry. Chambers State Bank has 7 total employees across all of its locations and generates $3.66 million in sales (USD). There are 4 companies in the Chambers State Bank corporate family.
(877) 380-2265 Lender's profile and map Reviews ABINGTON BANK 6 Harrison Avenue, Abington, MA, 02351 Abington Bank, part of the Hometown Financial Group banking family. We’re excited about all the great ways our bank can help you, your family, and your business unlock your potential. After all, for more than 100 years, it’s been our mission to deliver individualized financial support that ensures you can build a successful future.
(617) 876-5730 Lender's profile and map Reviews North Cambridge Co-operative Bank 2360 Massachusetts Avenue, Cambridge, MA, 02140 The North Cambridge Co-operative Bank was chartered in 1912. We have operated continuously in this location since its inception. The bank’s primary mission has been to serve the banking needs of North Cambridge as well as the surrounding communities. We are proud of our Co-operative heritage and believe our financial strength demonstrates.
(325) 762-2222 Lender's profile and map Reviews First National Bank Albany/Breckenridge 100 S. Main, Albany, TX, 76430 First National Bank Albany/Breckenridge has a long, storied history stretching back over 135 years. The bank was first organized in 1883 as The First National Bank of Albany. It was a country bank founded because of the need to have access to local banking. The bank evolved as the local area gradually developed from frontier to settlement.
(978) 459-9000 Lender's profile and map Reviews Enterprise Bank and Trust Company 222 Merrimack Street, Lowell, MA, 01852 Enterprise Bank was founded through the entrepreneurial vision of George L. Duncan in 1988. We are headquartered in Lowell, Massachusetts, with branch locations throughout the Merrimack Valley and North Central regions of Massachusetts, as well as Southern New Hampshire.For over 30 years, Enterprise Bank has been supporting the financial needs of b
(978) 452-1300 Lender's profile and map Reviews The Lowell Five Cent Savings Bank 34 John Street, Lowell, MA, 01852 Locally governed and managed with over 165 years of strength and stability, Lowell Five is a service-oriented community bank providing comprehensive mortgage and loan products in excess of $20 million, extensive deposit and cash management products and services, and investment and insurance products for individuals, businesses, municipalities
(978) 328-5100 Lender's profile and map Reviews Mills42 Federal Credit Union 83 Merrimack Street, Lowell, MA, 01852 We are a small but mighty federal credit union serving Greater Lowell, Massachusetts and surrounding communities. And we’re standing ready to help you achieve your financial goals. Whether it be through sitting down with you to create a budget or working with you to buy your first home, our focus is to help you build from here.
(877) 530-9782 Lender's profile and map Reviews Align Credit Union 40 Market Street, Lowell, MA, 01852 "Since 1922, Align Credit Union has provided customized banking solutions to individuals and families throughout Northeastern Massachusetts and Southern New Hampshire. Align offers a full suite of products and services including Personal and Business Banking, Mortgages, Financial Planning and Insurance."
617 765 4880 Lender's profile and map Reviews Boardwalk 361 Newbury Street, Fifth Floor, Boston, MA, 02115 Boardwalk is a private firm that offers liquidity to small business owners who may also seek transition of day-to-day management. Our goal is to partner with owners to build long-term value, one business at a time. Boardwalk looks for companies with a history of profitable growth and a loyal client base.
(617) 439-6500 Lender's profile and map Reviews Liberty Bay Credit Union 300 Granite Street, Braintree, MA, 02184 Liberty Bay Credit Union is a cooperative, non-profit financial institution that offers a full range of financial services to our individuals and business members. And because we are member-owned, instead of paying dividends to outside stockholders, we return our profits to our members in the form of higher rates on deposits and lower rates on loan