USDA Vs. FHA Pro and Con comparison in Fairfield-Glade, Cumberland County, TN

During the year 2025, the USDA loan limit in Fairfield-Glade, situated in Cumberland county, TN, is noted to be $285,000. In contrast, the FHA limit reaches $356,362 for a single-family dwelling.

Employ Lendersa® USDA loan calculator to accurately compare today's leading USDA against FHA rates. Determine the necessary income, credit ratings, reserves, and documentation required to qualify. With our sophisticated mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA options side by side, enabling an educated decision on which program in best fits your specific financial circumstances.

Explore loan offers from 100 lenders now to find your optimal choice.

2025 Loan Limits and Down Payment Requirements in Fairfield-Glade, Cumberland, TN

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Opportunities in Fairfield-Glade, TN

The objective of Lendersa® is to quickly and effortlessly connect you with the best USDA or FHA loan available. Choose from three initial options that will direct you to lenders matching your needs and the corresponding USDA loan programs.

Lendersa USDA loan request and matching results

Defining USDA Loans in TN

A USDA home loan is a mortgage backed by the government's Department of Agriculture, often termed a USDA rural development loan. Available solely in rural areas, it contrasts FHA loans by requiring no down payment, unlike the FHA's 3.5% minimum down requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • CMG Capital
  • 4141 Northeast 2nd Avenue, Suite 204a, Miami, FL, 33137
  • CMG Capital is a highly reputable correspondent lender, licensed in Florida and Colorado, and backed by some of the largest wholesale institutions in the industry, as well as by capital from around the globe. We have an outstanding mortgage platform that makes us a superior alternative too many other mortgage companies in the area.
  • First Capital Group Inc
  • 2125 Biscayne Blvd, Suite 205, Miami, FL, 33137
  • We are a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending... from purchase to refinance, and now we even offer an in house Title Company to assist with closing We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan.
  • Capital Funding Services
  • 3250 NE 1st Ave, Ste 305, Miami, FL, 33137
  • Capital Funding Services Corporation has funding partners nationwide to help Get the Funding You Need. From SBA Loans, Fixed Term Loans, Lines of Credit, Business Funding, Hard Money, Private Money, Bridge Loans, Equipment Financing and more. Mr. Amaro has been in the financial arena for the past 20 years. His background includes mortgage financ
  • Right Step Mortgage LLC
  • 152 Simsbury Road, Bldg 9UL, Avon, CT, 06001
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • NORCOM DIRECT
  • 38 Security Drive, Avon, CT, 06001
  • Norcom Direct, we strive to provide excellent customer service and communication at all times during your home buying or refinancing experience. Working with a high standard of professionalism and mortgage industry knowledge, we ensure your mortgage will fit your needs and close quickly. Contact us today to talk with our professional staff.
  • Norcom Mortgage
  • 38 Security Drive, Avon, CT, 06001
  • Norcom Mortgage was founded in 1989 by Philip DeFronzo in a single-room office. As a solo mortgage broker, DeFronzo had one thing to give his clients to make him stand out in a crowd: extraordinary customer service. It worked. By continuing this commitment to individual client needs instead of merely offering financial products,
  • Norcom Mortgage
  • 38 Security Drive, Avon, CT, 06001
  • Norcom Mortgage was founded in 1989 by Philip DeFronzo in a single-room office. As a solo mortgage broker, DeFronzo had one thing to give his clients to make him stand out in a crowd: extraordinary customer service. It worked. By continuing this commitment to individual client needs instead of merely offering financial products
  • Capital Three Sixty
  • 7 Towpath Lane, Avon, CT, 06001
  • We are experts at financing real estate, this is all we do. We have years of experience, thousands of transactions completed and we are here to help you. Capital Three Sixty is a correspondent mortgage lender specifically design to meet the financing needs of real estate investors. We offer all of the loan products that an investor needs
  • Thistle Financial LLC
  • 11328 Bluestem Lane, Eden Prairie, MN, 55347
  • Thistle Financial first opened its doors in Eden Prairie, Minnesota in 2005. We’re happy to be a part of this beautiful community and bring our mortgage expertise to the city and its neighboring Twin Cities. We value the trust that our clients place in us as their mortgage broker, and always look forward to working with new faces.
  • Miami Capital Lending LLC
  • 14750 Southwest 26 Street, Suite 115, Miami, FL, 33185
  • MIAMI CAPITAL Lending provides customized residential mortgages for purchasing or refinancing homes. We offer personalized mortgage services such as both FNMA/FHLMC specialty loans, 90% LTV with no mortgage insurance, 95% LTV down to a 580-credit score. We also offer 15-30 year loans, ARM mortgages, fixed mortgages, VA loans, equity lines,
  • Liberty Alliance Mortgage Inc
  • 14850 South West 26th Street, Suite 111, Miami, FL, 33185
  • Our company was established in May of 2002 by its founder Julio C. Gonzalez who has been in the mortgage industry for 31 years. Julio started as a servicing manager, specializing in Conventional loans. Some years later expanding to also service VA and FHA loans. Our prime source of business comes from customer referrals and repeat business.