In 2026, the USDA loan limit for Rockwood in Roane County, TN, is $336,500, while the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates, assessing the needed income, credit, reserves, and documentation for eligibility. This advanced mortgage calculator shows USDA, FHA, Conforming, and VA loans side-by-side to assist you in choosing the best option for your financial situation in
Check loan offers from 100 various lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The aim of Lendersa® is to efficiently secure the best USDA or FHA loan for you, hassle-free. Choose from three starting points to align with lenders and appropriate USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture and known as a USDA rural development loan, is available exclusively in rural areas. Unlike FHA loans that require a 3.5% minimum down payment, USDA loans require none.
Enter your location to find out if it qualifies for USDA rural housing loan?
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