USDA and FHA Pro and Con in Rockwood, Roane County, TN
In 2026, the USDA loan limit for Rockwood in Roane County, TN, is $336,500, while the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates, assessing the needed income, credit, reserves, and documentation for eligibility. This advanced mortgage calculator shows USDA, FHA, Conforming, and VA loans side-by-side to assist you in choosing the best option for your financial situation in .
2026 Loan Limits and Down Payment Requirements in Rockwood, Roane County, TN
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Choices in Rockwood, TN
The aim of Lendersa® is to efficiently secure the best USDA or FHA loan for you, hassle-free. Choose from three starting points to align with lenders and appropriate USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture and known as a USDA rural development loan, is available exclusively in rural areas. Unlike FHA loans that require a 3.5% minimum down payment, USDA loans require none.
106 South Main St, Suite 103, Crossville, TN, 38555
Lends in Tennessee
The mission of Highland Federal Savings and Loan Association is to provide quality products and professional, personal service to our customers, who are the focus of everything we do. Locally owned and operated since 1961, member of FDIC and an Equal Housing Lender, we continue to promote security and trust as absolute priorities.
Upper Cumberland Federal Credit Union was chartered with the purpose of serving the employees of the Carter Ink Company in Massachusetts. The original name of the credit union was Carter Inx Folx Federal Credit Union. As the Carter Ink Company expanded, an ink manufacturing plant was built in Crossville, Tennessee.
First Cumberland Mortgage located in Crossville, Tennessee. We are one of Tennessee's most Comprehensive, Full Service Mortgage Companies. We specialize in 100% Loans, FHA & VA, Conventional Raw Land Loans, Self Employed Loans and Refinancing. Call First Cumberland Mortgage for all your Mortgage or Loan needs.
ProMortgage we represent dozens of lenders and have vast knowledge of literally hundreds of mortgage products and the pros and cons of each for any given situation. ProMortgage advisors work for you and not the banks and we research and recommend the loan product that best fits your needs
Foothills Federal Credit Union was chartered as UC Employees Credit Union in 1962 to serve employees of the Union Carbide Company in Loudon, Tennessee. In 1983 we expanded our charter to include numerous employee groups. In 2001, we changed our name to Foothills Federal Credit Union to reflect our diverse groups of members. In November of 2005, we
TN Members 1st was Oak Ridge’s first credit union chartered by the Federal Government to service the employees of the Department of Energy. In October 2005, TN Members 1st received its community charter for Anderson, Knox, and Roane counties. Tennessee Members 1st Federal Credit Union exists to provide quality financial services for its members.
Kimberly Richards President has been in the industry since 1985. She has worked as a forensic underwriting auditor with the federal government and private investors; operated several mortgage branches in TN, TX, GA, MS, and AL; and knows every step of a loan from beginning to end.
Y-12 Federal Credit Union is a federally chartered not for profit organization, owned by its members, offering a wide range of financial services to its members/owners. The Credit Union was chartered in 1950, to serve the employees of the Union Carbide Y-12 Nuclear Weapons Production Plant.
Enrichment Federal Credit Union opened its first small office In 1950, as K-25 Federal Credit Union to provide financial services to the employees of the Oak Ridge Gaseous Diffusion Plant (K-25). The K-25 plant enriched uranium as part of the Manhattan Project. In 2003 we converted to a community charter which expanded our field of membership.
