In 2025, the limit for USDA loans in {CITY}}, situated in the county of {COUNTY}}, {STATE}}, is {DETAILS_LOAN_LIMIT_USDA_1_4}}, while the FHA cap for a single-family home is {DETAILS_LOAN_LIMIT_FHA1}}.
Use the Lendersa® USDA loan calculator to compare today’s top USDA versus FHA rates and determine eligibility factors such as income, credit, reserves, and required documents. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, so you can choose the program best suited to your financial circumstances in Alabama.
{CURRENT_YEAR}} Loan Limits and Downpayment Requirements in {CITY}}, {COUNTY}}, {STATE}}
Loan Type
Loan Limit
Down Payment
USDA
{DETAILS_LOAN_LIMIT_USDA_1_4}}
0%
FHA
{DETAILS_LOAN_LIMIT_FHA1}}
3.5%
Conventional Conforming
{DETAILS_LOAN_LIMIT_CONVENTIONAL1}}
3%
USDA and FHA Loan Options in {CITY}}, {STATE}}
Lendersa® strives to secure the best USDA or FHA loan for you swiftly and without difficulty. Select from three starting points to connect with matching lenders and USDA loan programs.
The USDA home loan, or USDA rural development loan, is backed by the U.S. Department of Agriculture, available only in rural areas. Unlike FHA loans necessitating at least a 3.5% down payment, USDA mortgages require none.
60 East Plato Blvd, Suite 100, Saint Paul, MN, 55107
Drake Bank is a purpose-driven independent bank in St. Paul. We were founded in 2002 by a group of successful local entrepreneurs committed to helping others succeed for the shared prosperity of their community. Our 70+ founders invested their own money to fund the first business loans, and many are still shareholders today.
251 West Lafayette Frontage Road S, Saint Paul, MN, 55107
TENA is dedicated to leveraging its deep industry experience and comprehensive approach to Quality Control to provide clients the information and technology necessary to navigate compliance challenges faced in the mortgage industry.We provide the highest quality products and services and develop long-term.
175 West Lafayette Frontage Rd, Saint Paul, MN, 55107
Affinity Plus is a not-for-profit member-owned cooperative. We improve the lives of our members through meaningful banking, exceptional experiences, and trusted relationships. We are honest and trustworthy. We are open to new ideas and feedback. We learn from our mistakes. We adapt as the world changes, and work evolves by leveraging technology,
1314 east Las Olas Boulevard, Fort Lauderdale, FL, 33301
Empowered Real Estate Investment by TPN Lending
TPN Lending revolutionizes real estate financing with lightning-fast funding solutions tailored for investors. Whether flipping, rehabbing, or expanding rental portfolios, TPN offers up to 90% LTC and 80% LTV, appraisal not needed on all deals, ensuring swift closings in as little as 3 days. Embrac
We can close as soon as 5 - 10 days depending on the deal. The Atlas Group's mission is to make the overall process of applying and receiving loans for real estate investors quicker and more reliable by focusing on real estate, technology and superior customer service. Proven to be the most reliable National lender for Fix and Flip and 30 Year Inve
1512 E Broward Blvd, Suite 204, Fort Lauderdale, FL, 33301
Forida State Realty Group, Inc is based in downtown Fort Lauderdale. Although we have provided our services to clients throughout the State of Florida we primarily specialize in luxury homes, condominiums and townhomes located throughout South Florida and is based in Broward County.
We are The Rate Outlet, Florida’s leading mortgage provider. Buy or refinance your home in less than 20 days. Low rates without wasting any time. Since 2010, The Rate Outlet has been a leader in the South Florida market and has served over 10, 000 clients. We are a mortgage company that can close your home loan in an average of 14-21 days.
401 East Las Olas Blvd, Suite 1400, Fort Lauderdale, FL, 33301
At Wholesale Direct Mortgages, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We work seven days a week this allows us to get you the best rates on all types of loan programs
One East Broward Boulevard, Suite 700, Fort Lauderdale, FL, 33301
The mortgage professionals of Florida Community Mortgage enjoy helping our customers and we feel fortunate to be in a business in which we can help people tremendously. All of our brokers are licensed and have extensive industry experience. Our mortgage professionals commonly help borrowers improve their credit to get a better interest rate.
101 Northeast 3rd Avenue, Suite 1500, Fort Lauderdale, FL, 33301
Encore Mortgage Funding, Inc. is an independent boutique–style mortgage firm that caters to all markets from first-time home buyers to the avid investor. Serving South Florida for over three decades has earned us a broad range of expertise, unique strategies and professional relationships in the mortgage and real estate arena.
515 East Las Olas Blvd, Suite 120, Fort Lauderdale, FL, 33301
We’re a private lending company focused on commercial mortgage lending and “business purpose” financing for real estate investors, basing our lending on the collateralized asset. Over the years we’ve increased market share by focusing on delivering the best products at competitive rates, and faster than any other lenders.