In 2025, the USDA loan limit for {CITY}}, situated in {COUNTY}}, {STATE}}, is set at {DETAILS_LOAN_LIMIT_USDA_1_4}}. Meanwhile, the FHA cap for a single-family home is {DETAILS_LOAN_LIMIT_FHA1}}.
Use the Lendersa® USDA loan calculator to compare the top USDA versus FHA rates available today. Determine the required income, credit, reserves, and documents for qualification. With our sophisticated mortgage calculator, the USDA, FHA, Conforming, and VA loans can be seen side by side, helping you decide the best program for your financial situation in Alabama.
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| Loan Type | Loan Limit | Down Payment |
| USDA | {DETAILS_LOAN_LIMIT_USDA_1_4}} | 0% |
| FHA | {DETAILS_LOAN_LIMIT_FHA1}} | 3.5% |
| Conventional Conforming | {DETAILS_LOAN_LIMIT_CONVENTIONAL1}} | 3% |
Lendersa® is dedicated to getting you the best possible USDA or FHA loan smoothly and quickly. Choose one of three starting options that connect you with matching lenders and USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the U.S. Department of Agriculture and available only in rural communities. Unlike FHA loans requiring a minimum of 3.5% down payment, the USDA mortgage requires no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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