USDA Vs. FHA your options comparison in Mount-Carmel, Hawkins County, TN

In 2025, the USDA loan limit for Mount-Carmel, in Hawkins County, TN, is set at $285,000. Meanwhile, the FHA cap for a single-family home is $356,362.

Use Lendersa® USDA loan calculator to evaluate current top USDA versus FHA rates, determining the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA loans side by side to aid in picking the best option for your financial situation in .

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2025 Loan Limits and Down Payment Requirements in Mount-Carmel, Hawkins County, TN

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Mount-Carmel, TN

Lendersa® is committed to securing you the best USDA or FHA loan quickly and effortlessly. Choose one of three approaches to connect with lenders and find suitable USDA programs.

Lendersa USDA loan request and matching outcomes

Understanding USDA Loans in TN

A USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan, is exclusive to rural areas. Unlike FHA loans, which need a 3.5% down payment minimum, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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