USDA Vs. FHA your options comparison in Huntingdon, Carroll County, TN
As of 2026, the USDA loan limit for Huntingdon, in the county of Carroll, TN, is set at $336,500, while the limit for an FHA loan stands at $472,030 for a single-family residence.
Take advantage of the Lendersa® USDA loan calculator to juxtapose the best USDA and FHA rate options available today. Determine the necessary income, required credit score, reserves, and documentation needed for eligibility. Our state-of-the-art mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loans, enabling you to choose the most suitable program for your financial needs in .
Overview of 2026 Loan Limits and Down Payment Requirements in Huntingdon, Carroll, TN
Type of Loan
Maximum Limit
Minimum Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Choices in Huntingdon, TN
At Lendersa®, we strive to obtain the best USDA or FHA lending solution swiftly and with no complication. Choose one of three pathways to find lenders who match your USDA loan requirements.
A USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is reserved for rural areas. In contrast to FHA loans, which require a down payment of at least 3.5%, USDA loans necessitate no down payment at all.
MBC/Foundation Bank desires to foster a financial community where needs are met, relationships are built and loyalty is earned. We exist as a tool to invest in those things that will outlive us. We are a Family-Owned, Relationship-Building, Service-Oriented, Forward-Thinking Financial Solutions Provider.
Traditional Home Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
Community banks have earned the trust of generations through years of service and connection. At Citizens Bank & Trust, we want to continue building that trust by empowering the people and businesses in our community to reach their financial goals. Citizens Bank & trust is the link between local bank service and big-bank convenience.
The Bank Of Milan is a branch office of The Bank Of Milan. They provide the following services: Full Service Office Location and are located at 2011 East Van Hook Street in Milan Tennessee. Mobile and traditional directions to this location can be found below along with ratings, lobby hours, their phone number, online banking website
Security Bank and Trust Company was founded in 1905, and continues to serve Northwest Tennessee and Southwestern Kentucky. To date, we have thirteen branches throughout the communities including Martin, Milan, Union City, Hornbeak, Fulton, Dyer, Trenton and Humboldt. We are a locally owned
Catering to personal and small business financial needs since 1877, Commercial Bank and Trust Company is a unique full-service bank, distinguished by its impeccable customer service and refined atmosphere. With eleven branches located throughout Memphis, Paris, Union City, and Jackson, Tennessee, Commercial Bank stands ready to put
Holley Credit Union has been serving our members since 1952. We are federally insured by the NCUA to at least $250, 000. Contact us today to see how you can become a member! Credit Union has been serving our members since 1952. We are federally insured by the NCUA to at least $250, 000
Greenfield Banking Company is a $67 million financial institution serving Greenfield, Weakley County, and the surrounding area. We have one main facility with two convenient ATM locations, sound lending ability and enhanced banking products and services. We're committed to providing high quality, personalized service.
Headquartered in Lexington, Tennessee, we are locally owned and managed. We have three full service branches, two in Lexington and one in Jackson, Tennessee. Community Bank associates are plugged in, serving our communities in just about every volunteer and service organization in our markets.
