USDA and FHA Pro and Con in Huntingdon, Carroll County, TN

As of 2025, the USDA loan limit for Huntingdon, in the county of Carroll, TN, is set at $336,500, while the limit for an FHA loan stands at $472,030 for a single-family residence.

Take advantage of the Lendersa® USDA loan calculator to juxtapose the best USDA and FHA rate options available today. Determine the necessary income, required credit score, reserves, and documentation needed for eligibility. Our state-of-the-art mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loans, enabling you to choose the most suitable program for your financial needs in .

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Overview of 2025 Loan Limits and Down Payment Requirements in Huntingdon, Carroll, TN

Type of Loan Maximum Limit Minimum Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Choices in Huntingdon, TN

At Lendersa®, we strive to obtain the best USDA or FHA lending solution swiftly and with no complication. Choose one of three pathways to find lenders who match your USDA loan requirements.

Lendersa USDA loan request and matching results

Defining USDA Loans in TN

A USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is reserved for rural areas. In contrast to FHA loans, which require a down payment of at least 3.5%, USDA loans necessitate no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Highway Crossroads Credit Union
  • 741 York Drive, Sikeston, MO, 63801
  • Highway Crossroads Credit Union was founded in August of 1953 to serve the employees, retirees, and the immediate family members of Missouri Department of Transportation (Southeast District) and Missouri State Highway Patrol (Troop E).Today, Highway Crossroads Credit Union has over 1, 600 members and assets of $14.0 million.
  • Montgomery Bank
  • 1 Montgomery Bank Plaza, Sikeston, MO, 63801
  • Montgomery Bank is a family-owned community bank, helping fiscally responsible businesses and families, with the easiest and friendliest financial solutions. Montgomery Bank's 10 branch locations provide personal and commercial banking services to the communities throughout Southeast Missouri and St. Louis.
  • Richardson TRG Co
  • 3007 Posada Court, Spring Hill, TN, 37174
  • "Empower your property investments with TRG, a dynamic hard money lender. Specializing in rapid, flexible financing for fix-and-flips, rentals, and commercial ventures, we offer competitive rates and fast approvals. Partner with TRG for a seamless, profitable real estate experience. Contact us to unlock your potential today!"
  • InsBank
  • 2106 Crestmoor Road, Nashville, TN, 37215
  • INSBANK has offered its clients highly personalized service provided by experienced relationship managers, while positioning itself as an innovator, utilizing technologies to deliver those services efficiently and conveniently. In addition to its commercial focused operation, INSBANK operates three divisions, Medquity, TMA Medical Banking.
  • Lincoln Home Loans
  • 40 Burton Hills Blvd, Suite 200, Nashville, TN, 37215
  • The Lincoln Home Loans team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Legacy Home Loans
  • 4025 Hillsboro Pike, Suite 601, Nashville, TN, 37215
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Lauderdale County Teachers Credit Union
  • 103 Magnum Street, Florence, AL, 35630
  • Lauderdale County Teachers Credit Union is committed to meeting the ever-changing needs of your financial well-being. Established by school employees’ – for teachers, administrators, and support staff – Lauderdale County Teachers Credit Union, for more than 60 years has been providing quality, committed service.
  • Florence Federal Credit Union
  • 1505 North Pine St, Florence, AL, 35630
  • In 1959, when the Credit Union was chartered, only employees of the City of Florence were eligible for membership. The charter has been amended many times expanding the field of members. In March, 2001 NCUA granted a Community Charter to the Credit Union. It states that persons who live, work, worship, or attend school in, and businesses.