In 2026, the USDA loan limit for Medina, in Gibson County, TN, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to contrast today's leading rates between USDA or FHA and determine the necessary income, credit, reserves, and documents needed for qualification. This advanced mortgage calculator provides side-by-side comparisons of USDA, FHA, Conforming, and VA loans, assisting you in selecting the best option for your financial situation in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® is focused on securing the best USDA or FHA loan for you quickly and with ease. Select one of three options to connect with the right lenders and find appropriate USDA programs.
A USDA home loan, guaranteed by the Department of Agriculture and known as a USDA rural development loan, is available only in rural areas. It requires no down payment, unlike FHA loans, which require at least a 3.5% down.
Enter your location to find out if it qualifies for USDA rural housing loan?
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