USDA and FHA Pro and Con in Camden, Benton County, TN

As of 2025, the USDA loan cap in Camden, within the county of Benton, TN, is $336,500. In contrast, the limit for a single-family FHA loan is $472,030.

Employ the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates. Determine the necessary income, credit, reserves, and documentation for qualification. Our cutting-edge mortgage calculator shows USDA, FHA, Conforming, and VA programs side by side to guide you in choosing the most suitable option for your financial circumstances in .

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2025 Loan Limits and Down Payment Requirements in Camden, County of Benton, TN

Type of Loan Maximum Loan Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Camden, TN

The objective of Lendersa® is to obtain for you the most advantageous USDA or FHA loan swiftly and without difficulty. Select from three initiation paths that identify lenders matching your USDA loan needs.

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An Overview of USDA Loans in TN

A USDA home loan is a mortgage guaranteed by the U.S. Department of Agriculture and is available exclusively in rural areas. It also goes by the name of USDA rural development loan or USDA mortgage. Unlike FHA loans, which require at least a 3.5% down payment, a USDA loan requires no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Heritage South Community Credit Union
  • 763 North Main Street, Shelbyville, TN, 37160
  • Heritage South has grown to over 25, 000 members across the communities of Bedford, Marshall, and Rutherford Counties in central Tennessee. We are a non-profit financial cooperative owned by our account holders This means we put our members’ interests first and aren’t working to make a board of Wall Street investors rich.
  • first bank of the lake
  • 925 S Church St, Murfreesboro, TN, 37130
  • Our bank is for business owners who cannot get SBA loan from their own bank, and deserve a good rate. We fund niche franchises or concepts low units, large business acquisitions up to 7m and CRE up to $30m in all 50 states. For CRe we fund projections based, ground up construction, Gas Stations, Carwashes, Assisted Living, Self Storage, etc. In 202
  • FNB Mortgage
  • 322 N. Front Street, Murfreesboro, TN, 37130
  • At FNB Mortgage, we are not a faceless organization and you are not just a file on our desk. We're a close family who cares about every single person we help. You'll see that difference the minute you are working with our team. Making the mortgage process an enjoyable customer experience is our goal.
  • A Mortgage Boutique is a division of First Community
  • 1111 N Maple St., Murfreesboro, TN, 37130
  • Common home loan types include VA, Conventional, FHA, USDA, Fixed Rate, Adjustable Rate, Renovation, Construction, and Mobile/Manufactured Home Loans. When you are looking for a home loan, there are many types of loans for you to choose from. As you can see, you need quality home loan information and to understand the different types.
  • Highway Crossroads Credit Union
  • 741 York Drive, Sikeston, MO, 63801
  • Highway Crossroads Credit Union was founded in August of 1953 to serve the employees, retirees, and the immediate family members of Missouri Department of Transportation (Southeast District) and Missouri State Highway Patrol (Troop E).Today, Highway Crossroads Credit Union has over 1, 600 members and assets of $14.0 million.
  • Montgomery Bank
  • 1 Montgomery Bank Plaza, Sikeston, MO, 63801
  • Montgomery Bank is a family-owned community bank, helping fiscally responsible businesses and families, with the easiest and friendliest financial solutions. Montgomery Bank's 10 branch locations provide personal and commercial banking services to the communities throughout Southeast Missouri and St. Louis.
  • Brighton Bank Tennessee
  • 7663 Highway 51 S, Brighton, TN, 38011
  • Brighton Bank is proud to be the oldest community bank serving Tipton County. Our rich history and commitment to the community allow us to provide friendly customer service and modern banking amenities to all our customers throughout West Tennessee. Chartered under the laws of the state of Tennessee on October 10, 1910
  • CedarStone Bank
  • 900 West Main Street, Lebanon, TN, 37087
  • CedarStone Bank is known for returning to the simple basics of banking. Our friendly, experienced bankers are a group of business and community leaders in Wilson County & Nashville who deliver professional services and products to individuals and businesses. We are always looking for people who share our vision of serving.
  • Wilson Bank & Trust
  • 623 W. Main St, Lebanon, TN, 37087
  • Wilson Bank & Trust was founded on May 5, 1987, by a group of local business leaders under the leadership of the founding CEO, Randall Clemons. The first office was located in this small house located in Lebanon, Tennessee. Since then, we've grown considerably with 29 offices in nine counties, and we remain focused on our mission to serve
  • First Freedom Bank
  • 1620 W Main St, Lebanon, TN, 37087
  • First Freedom is not just another bank; they're your neighbors. When you need answers, you get answers from someone right here in Wilson County, who shares your hometown values. They are committed to a level of service that you just won't find anywhere else. Member FDIC and Equal Housing Lender.
  • West Tennessee Credit Union
  • 13690 Highway 51 South, Suite 107, Atoka, TN, 38004
  • The West Tennessee Credit Union is a Not-for-Profit Mutual Benefit Financial Cooperative serving its members who share a common bond with high quality, friendly, fair, and courteous services while maintaining long-term financial stability and safeguarding the members' assets. We've proudly been serving members' needs since 1967!
  • The Sacramento Deposit Bank
  • 335 Main Street, Sacramento, KY, 42372
  • The Sacramento Deposit Bank was given a first authorization on October 14, 1895 by and between J.T. Morehead, Wilson & Gabbert, Coffman Brazzell Company, J.R. Vickers, G. Quisenberry, Gish and Igleheart, Wm. Jagoe Sr, T.W. Whitmer, A.J. Milan, J.A. Shutt, G.W. Martin, all of McLean County, Kentucky