During 2025, the USDA loan limit in {CITY}}, located in {COUNTY}}, {STATE}}, is {DETAILS_LOAN_LIMIT_USDA_1_4}}, while the FHA cap for a single-family residence is {DETAILS_LOAN_LIMIT_FHA1}}.
Utilize the Lendersa® USDA loan calculator to compare today's premier USDA versus FHA rates. This tool will help identify income, credit, reserves, and necessary documents for qualification. Our advanced mortgage calculator allows side-by-side viewing of USDA, FHA, Conforming, and VA options, assisting you in selecting the suitable program for your financial situation in Alabama.
{CURRENT_YEAR}} Loan Limits and Downpayment Requirements in {CITY}}, {COUNTY}}, {STATE}}
Loan Type
Loan Limit
Down Payment
USDA
{DETAILS_LOAN_LIMIT_USDA_1_4}}
0%
FHA
{DETAILS_LOAN_LIMIT_FHA1}}
3.5%
Conventional Conforming
{DETAILS_LOAN_LIMIT_CONVENTIONAL1}}
3%
USDA and FHA Loan Options in {CITY}}, {STATE}}
Lendersa® aims to swiftly provide the best USDA or FHA loan without hassle. You can choose one of three starting options that lead to matched lenders and USDA loan offerings.
A USDA home loan, commonly referred to as a USDA rural development loan or USDA mortgage, is backed by the U.S. Department of Agriculture and available solely in rural areas. It does not require any down payment, unlike FHA loans, which require at least a 3.5% down payment.
Cypress Bank officially began operation October 3, 1977. Beginning with capital of $500, 000 and three full time employees. We now post assets of $200, 000, 000 and capital of $21, 500, 000 and employ 75 employees at our five locations. Our growth is reflective of the growth and prosperity of the Northeast Texas region.
Our bank was chartered in the state of Oklahoma in 1971 by W.K. Warren Sr. as American Bank of Tulsa. In 1983 we were granted Trust Powers and changed our name to American Bank and Trust Company. The principles of our bank were built with you, our customer, in mind. It has been our goal year after year to provide our customers
Marathon County Employees Credit Union, MCECU, was established on June 9, 1965. Organized by employees from North Central Health Care Facilities and Marathon County to provide a safe place for employees to borrow and save.Credit Union, MCECU, was established on June 9, 1965. Organiz
We are a state chartered
Cloverbelt Credit Union was originally organized by local farmers who found it difficult to obtain financial support elsewhere. Needing an outlet through which they could borrow money as well as a savings headquarters, the credit union was born. CCU’s Articles of Incorporation were signed on October 23, 1935
Avant Capital® provides mortgage financing to owners of commercial and multifamily real estate in the $1 to $60+ million range. We focus on properties in major markets nationwide We are experiencing strong demand for our bridge loan product as commercial banks have reduced CRE lending or are unable to meet borrowers’ closing timelines.
We pride ourselves on our unique ability to provide customers with a hometown, private banking experience, and the products and technology that meet their everyday needs. Our mission remains the same after 15 years: to provide outstanding personal service and add value to each of the communities we serve.
We offer the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs
Truity Credit Union was founded in 1939 by the Jane Phillips Sorority in Bartlesville, OK. Mildred Hunt was the first treasurer and she conducted credit union business at her desk in the pipeline department at Phillips Petroleum Company during her lunch break and after hours. At that time a single quarter opened a savings account
Adirondack Bank, we value putting a face to a name. That’s why for over a century we’ve personally dedicated ourselves to delivering trusted, full-service community banking to the families and businesses of Upstate New York. Adirondack Bank consistently provides cutting edge banking, standing as an eight-time recipient of the Small Business Lender
