In the year 2026, the USDA loan cap in Clinton, located within Anderson county, TN, is set at $336,500, whereas the FHA maximum is $472,030 for a single-family dwelling.
Employ the Lendersa® USDA loan calculator to assess today's top USDA versus FHA rate offers and identify the income, credit score, reserves, plus required documentation to qualify. Our enhanced mortgage calculator enables a comparison of USDA, FHA, Conforming, and VA programs side by side, aiding in discovering the optimal choice in for your unique financial scenario.
2026 Loan Caps and Down Payment Requirements in Clinton, Anderson, TN
Type of Loan
Maximum Loan
Down Payment
USDA
$336,500
Zero Percent
FHA
$472,030
Three Point Five Percent
Conventional Conforming
$726,200
Three Percent
USDA and FHA Financing Options in Clinton, TN
The mission of Lendersa® is to facilitate your securing of an optimal USDA or FHA loan swiftly and with ease. Choose from three initial pathways leading to matched lenders and USDA loan offerings.
A USDA home loan is a government-backed financing option offered through the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, and is applicable exclusively in rural areas. In contrast to FHA loans requiring at least a 3.5% down payment, the USDA mortgage necessitates no down payment whatsoever.
Established in 2000, Creative Mortgage Solutions offers loan assistance, financing and ReFinancing options, and advice from Licensed Mortgage Brokers in the state of Tennessee. Are you thinking about moving but don’t have the money to? By utilizing our loan services, you can always afford that dream home you’ve been looking at for months.
Enrichment Federal Credit Union opened its first small office In 1950, as K-25 Federal Credit Union to provide financial services to the employees of the Oak Ridge Gaseous Diffusion Plant (K-25). The K-25 plant enriched uranium as part of the Manhattan Project. In 2003 we converted to a community charter which expanded our field of membership.
ORNL Federal Credit Union (FCU) is a not-for-profit, member-owned financial cooperative benefiting all who belong. Since 1948, our mission has been to help our members create healthy relationships with their money. By helping hundreds of thousands of members see success, we have become one of the largest credit unions in East Tennessee.
TN Members 1st was Oak Ridge’s first credit union chartered by the Federal Government to service the employees of the Department of Energy. In October 2005, TN Members 1st received its community charter for Anderson, Knox, and Roane counties. Tennessee Members 1st Federal Credit Union exists to provide quality financial services for its members.
Kimberly Richards President has been in the industry since 1985. She has worked as a forensic underwriting auditor with the federal government and private investors; operated several mortgage branches in TN, TX, GA, MS, and AL; and knows every step of a loan from beginning to end.
Y-12 Federal Credit Union is a federally chartered not for profit organization, owned by its members, offering a wide range of financial services to its members/owners. The Credit Union was chartered in 1950, to serve the employees of the Union Carbide Y-12 Nuclear Weapons Production Plant.
Knoxville Firefighter's FCU is a member owned, not for profit, financial co-operative offering services that foster effective and efficient operations to promote participation to all those within the defined field of membership. Our goal is to provide quality service, education, competitive credit, and the best value for our members' deposits.
First Choice Lending Services can help you achieve your goals. To set up the right Knoxville, TN Mortgage plan for you, get in touch with us. At First Choice Lending Services, we have a better way. We try to build life-long relationships with our customers by giving them the best deal on their home mortgage, at the lowest rate.
412 N. Cedar Bluff Road, Suite 200, Knoxville, TN, 37923
Lends in Tennessee
Founded in 1978, First Southern is an independently owned full service commercial real estate capital firm. Our services are broad based and include permanent debt financing, construction financing, bridge financing, forward funding commitments, joint-venture equity programs, preferred equity, mezzanine debt, tax-free financing,
