In the year 2026, the USDA loan cap in Clinton, located within Anderson county, TN, is set at $336,500, whereas the FHA maximum is $472,030 for a single-family dwelling.
Employ the Lendersa® USDA loan calculator to assess today's top USDA versus FHA rate offers and identify the income, credit score, reserves, plus required documentation to qualify. Our enhanced mortgage calculator enables a comparison of USDA, FHA, Conforming, and VA programs side by side, aiding in discovering the optimal choice in
Evaluate offers from a network of 100 lenders
| Type of Loan | Maximum Loan | Down Payment |
| USDA | $336,500 | Zero Percent |
| FHA | $472,030 | Three Point Five Percent |
| Conventional Conforming | $726,200 | Three Percent |
The mission of Lendersa® is to facilitate your securing of an optimal USDA or FHA loan swiftly and with ease. Choose from three initial pathways leading to matched lenders and USDA loan offerings.
A USDA home loan is a government-backed financing option offered through the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, and is applicable exclusively in rural areas. In contrast to FHA loans requiring at least a 3.5% down payment, the USDA mortgage necessitates no down payment whatsoever.
Enter your location to find out if it qualifies for USDA rural housing loan?
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