In 2026, the USDA loan limit for Knoxville, in the county of Knox, TN, stands at $336,500, while the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to assess and contrast today's leading USDA and FHA rates. This tool helps determine the income, credit, reserves, and documents required for qualification. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side, enabling you to choose the program best suited to your financial situation in .
Loan Limits and Downpayment Requirements for 2026 in Knoxville, County of Knox, TN
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Discover USDA and FHA Loan Options in Knoxville, TN
The objective of Lendersa® is to effectively obtain the most suitable USDA or FHA loan for you, without unnecessary hassle. Begin with one of the three routes to align with lenders and USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the U.S. Department of Agriculture. These loans are available exclusively in rural areas and differ from FHA loans, which require at least a 3.5% down payment, as USDA loans require none.
Lendersa®'s advanced tools assist in navigating the choices and limits, ensuring you make informed decisions that align with your financial goals in the county of Knox. This preparation aids in achieving a seamless application experience.
Fountain City Finance has been providing financial services to hundreds of satisfied East Tennessee residents since 1991. We maintain a local, hometown approach while providing first-class customer service for our clients. Our professionalism along with our choice of products will leave you with an outstanding customer experience
During the deepest months of the Great Depression, in February of 1932, seven Knoxville City Schools teachers each decided to pool their resources to start a credit union and deposited $5 into it. The purpose of the credit union was to provide a resource for teachers to call on in times of need.
Knoxville Firefighter's FCU is a member owned, not for profit, financial co-operative offering services that foster effective and efficient operations to promote participation to all those within the defined field of membership. Our goal is to provide quality service, education, competitive credit, and the best value for our members' deposits.
Knoxville Law Enforcement Federal Credit Union is a member-owned, not-for-profit financial services cooperative. Our mission is to effectively and efficiently operate as a financial cooperative; to promote participation by all those within the defined membership; to encourage savings and provide competitive credit.
New South Credit Union is unique and distinct from any bank. Unlike banks that are in business to make profit, New South is a not-for-profit institution organized to promote thrift and provide credit to members. Yes, we offer savings and checking accounts, loans, and many other financial services that banks offer.
UT Federal Credit Union is a member-owned, and community chartered, financial cooperative. While UTFCU is a full-service financial institution, it also strives to fulfill the credit union philosophy of People Helping People in everything it does. The heart of UTFCU has always been, and will always be, the members and communities it serves
A full-service banking institution based in Knoxville since 1924, Home Federal Bank offers a complete line of personal, home, business and commercial banking services. From mortgage and consumer loans, checking and savings plans and accounts, personal and business trusts and investment planning—to retail services, ATM/Debit cards, credit cards
620 Market Street, Suite 100, Knoxville, TN, 37902
Lends in Tennessee
21st Insurance Agency we care about your future. Over the last 20 years our agents have been helping people like you gain peace of mind. Our knowledgeable agents take the time to consult with you on your personal or business insurance needs. We want you to count on us for quality service. Contact one of our experienced agents
Our goal is to improve the financial lives of our members and the community we serve. We are inspired to deliver exceptional banking products and superior Member Service throughout East Tennessee. Our journey began in 1936, when a small group of employees at the Fulton Bellows Plant in Knoxville needed a safe place to deposit, save & borrow money.
