USDA and FHA Pro and Con in Lafayette, Macon County, TN
During 2026, the USDA loan limit in Lafayette, within Macon County, TN, stands at $555,600. The FHA limit for a single-family home is $890,100.
Use the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates, identifying the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, helping you decide the best program for your financial needs in .
2026 Loan Limits and Down Payment Requirements in Lafayette, Macon County, TN
Loan Type
Loan Limit
Down Payment
USDA
$555,600
0%
FHA
$890,100
3.5%
Conventional Conforming
$890,100
3%
Options for USDA and FHA Loans in Lafayette, TN
Lendersa® aims to swiftly secure the ideal USDA or FHA loan for you without hassle. Choose one of three methods to connect with lenders and find suitable USDA loan programs.
A USDA home loan, backed by the Department of Agriculture and commonly known as a USDA rural development loan, is available exclusively in rural areas. It does not require any down payment, unlike FHA loans, which need a minimum of 3.5%.
5049 Edwards Ranch Road, Suite 04-151, Fort Worth, TX, 76109
The loanFi mortgage team is your local mortgage company in Fort Worth. They understand how overwhelming the home loan process can be, but will always educate their clients on all their services offered, to ensure their customer is choosing the best option for their financial goals.
Edge Home Finance Corporation offers personalized mortgage solutions tailored to unique financial needs. I personally have been a loan officer for 23 years and can work with all types of clients . As a trailblazer in the mortgage industry, our innovative approach ensures clients achieve their dream of homeownership seamlessly and efficiently.
We pride ourselves on providing superior customer service and creating satisfied customers. We work hard to satisfy the mortgage needs and exceed the expectations of our customers.
Our customers save money and close their loans quickly because we employ the most advanced mortgage technology available.
The Entertainment Industries Federal Credit Union was established to provide quality financial services to members who share our common bond. We will serve our SEG's and promote community development by providing services toward improving the social and/or economic conditions of low income residents in our field of membership.
Seaport Federal Credit Union is a member owned, not-for-profit financial cooperative institution. We are dedicated to providing quality financial products and services, delivered in a professional, courteous and timely manner. Unlike other types of financial institutions, which need to generate profits in order to satisfy stockholders.
Union County Employees Federal Credit Union offers a savings account, Christmas and Vacation clubs as well as various loans to provide you with an easy way of savings & managing your hard-earned money. The Credit Union provides members with the convenience of having money withdrawn from your paycheck & deposited directly into your savings account.
The Wakefern Federal Credit Union was established in 1962. Our current field of membership includes all Wakefern Food Corporation employees and its wholly-owned subsidiaries, Food Haulers, Inc. National Transport Services Company, all PriceRite store employees as well as ShopRite store employees if their owners have signed up with the Credit Union.
Our mission is to provide the most seamless mortgage process possible while minimizing the cost of securing a mortgage. We are able to provide this seamless process through our systems, our relationships, and, most importantly, our people. We are able to minimize costs by focusing on a volume-based approach that is geared toward.
