USDA Vs. FHA your options comparison in Gallatin, Sumner County, TN
In 2025, the USDA loan limit for Gallatin, situated within Sumner county, TN, is set at $555,600. Meanwhile, the FHA limit for single-family homes stands at $890,100.
Utilize the Lendersa® USDA loan calculator to compare current USDA and FHA rates, evaluating the required income, credit, reserves, and documentation to qualify. Our advanced mortgage tool showcases USDA, FHA, Conforming, and VA loans side by side, helping you decide which program is more fitting for your financial needs in .
Comprehensive 2025 Loan Limits and Downpayment Information in Gallatin, County of Sumner, TN
Loan Type
Loan Limit
Down Payment
USDA
$555,600
0%
FHA
$890,100
3.5%
Conventional Conforming
$890,100
3%
Navigating USDA and FHA Loan Choices in Gallatin, TN
Lendersa® is committed to swiftly facilitating the best USDA or FHA loans for you without complications. Select from three starting options to connect with matching lenders and suitable USDA loan options.
The USDA home loan, also called a USDA rural development loan or USDA mortgage, is a government-supported loan by the Department of Agriculture. Exclusively offered in rural regions, these loans do not require down payments, in contrast to FHA loans, which necessitate a minimum of 3.5%.
Approved Funding is a multi-state Direct Mortgage Lender. With over three decades of perseverance, billions in mortgage financing, and thousands of satisfied clients, we have become one of the area’s fastest growing privately held mortgage banks, by distinguishing ourselves through professionalism, honesty and integrity.
460 Bergen Blvd, Suite 307, Palisades Park, NJ, 07650
We are licensed mortgage broker company with an experienced licensed loan officers offering expertise in every aspect of mortgage lending including purchase and refinance for both residential and commercial mortgages. We are dedicated to providing financial solutions and servicing with impeccable integrity, and to offer best available loan.
At Barnstable Mortgage Group, where we specialize in residential mortgages. At Barnstable Mortgage Group, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
Heritage Financial Credit Union is a community based not-for-profit financial institution that is member-owned and has been serving members in communities for over 80 years. As an organization, Heritage Financial exists to be able to promote financial well being with best-in-class financial products and services so members may reach their fullest p
First National Bank Texas (FNBT) and First Convenience Bank (FCB), a division of FNBT, remain dedicated to providing customers with quality financial products and services. Our bank was originally founded in 1901 in the Central Texas town of Killeen, only 19 years after the city was established. From our humble beginnings.
Heights Finance provides installment loans and related products designed to help hardworking, everyday people get the money they need to help make ends meet. Heights Finance has become one of America’s leading consumer finance companies. Today we have over 100 branches, each staffed with friendly.
West Forest Capital provides funds to real estate investors and others looking to finance non-owner occupied real estate. We lend on apartments, single family, multi-family, commercial, industrial, land, and other properties. We provide rehab funds, or full construction costs, as needed. FAST CLOSINGS, almost always less than 10 days.
Accolend provides asset based and hard money lending solutions for developers, builders, investors of all sizes. We have many different solutions to solve your investment needs. Our rates are lower than most hard money lenders and we typically do not charge points. Closings can be very fast, as short as 2 days. Call us today to discuss your project
A credit union is a cooperative organized to serve a specific group of people rather than the general public. It allows members to pool their resources for their common benefit. Banks are owned by investors, but credit union members truly own their own institution. Thus members can take advantage of better savings and loan rates.
Greenback Capital Mortgage Corp. is a Mortgage Banker/Broker in providing financing in New York, New Jersey and Florida .We have successfully closed hundreds of millions of dollars in mortgage loans with a reputation for being deal making mortgage experts. The company was started nearly 30 years ago
AccoLend is a fast growing direct lending company. We are based in NJ but fund bridge/hard money loans in 30+ states. We with offer great career path for loan officers, especially for those with a proven track record. Our product mix is flexible, we offer competitive rates, charge no points and provide fast and reliable service for our clients.
